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Detached house in Estrada de Santa Margarida, Nn, Alte, Loulé
Detached house in Estrada de Santa Margarida, Nn, Alte, Loulé — image 2Detached house in Estrada de Santa Margarida, Nn, Alte, Loulé — image 3Detached house in Estrada de Santa Margarida, Nn, Alte, Loulé — image 4Detached house in Estrada de Santa Margarida, Nn, Alte, Loulé — image 5
Grade Bvillabudget

Detached house in Estrada de Santa Margarida, Nn, Alte, Loulé

Loulé/Vilamoura · Golden Triangle ·

€279,000

Asking Price (EUR)

4.5%

True Net Yield (Owner, all-in)

2.6%

True Net Yield (Managed, all-in)

7.0%

True Gross Yield

57%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €22,715/yr
Average Daily Rate: €109
-12.0% vs area baselineImage quality 6/10 (-3%), Portuguese-traditional style (+5%), No pool (-12%), Has view (+10%), Budget finish (-12%)
Payback Period: 43.4 years
5-yr Capital Value: €323,437
10-yr Capital Value: €374,953
Brixfox Score: 59.3 / 100
Comparable Properties: 7
Data Confidence: 63%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€326,769

+17.1% over asking

Asking price€279,000
IMT — Property transfer tax (investment schedule)€10,527
IS — Stamp duty (0.8%)€2,232
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€4,185
Total acquisition costs€18,194
Renovation (est. €55/m² × 195 m²)
Light touch-ups — paint, fixtures, deep clean.		€10,725
(€5,850–€15,600)
Furnishing & STR launch (2bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€18,850
All-in investment (incl. renovation & furnishing)€326,769

Gross yield (asking price)

8.1%

True gross yield (all-in)

7.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 1
Building: 195 m²
Land: 407 m²
Style: portuguese-traditional
Condition: good
Energy Certificate: F
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional red tile roofswhitewashed facadeshilly village setting

Score Breakdown

ROI
9.05
Visual Appeal
8.8
Ownership Security
13
Location
8.4
Land & Space
9.29
Rental Demand
5.71
Payback Speed
1
STR Suitability
4

Description

Property Identification: ZMPT583251 Fantastic 2 bedroom villa, with annexes and land, in Santa Margarida, Alte, Loulé. The main house comprises two bedrooms, a living room with a salamander, a bathroom and an equipped kitchen. The villa is set on a plot of land of 407 m², where there are several outdoor annexes that c

Location

📍 37.2386°N, 8.1857°W

· Loulé/Vilamoura, Algarve, Portugal

View this property on ZOME Albufeira →Listed via Idealista.pt
2-bedroom freehold villa in Loulé/Vilamoura — photo 1 of 5
ZOME Albufeira
2-bedroom freehold villa in Loulé/Vilamoura — photo 2 of 5
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2-bedroom freehold villa in Loulé/Vilamoura — photo 4 of 5
2-bedroom freehold villa in Loulé/Vilamoura — photo 5 of 5

Detached house in Estrada de Santa Margarida, Nn, Alte, Loulé

Loulé/Vilamoura · Golden Triangle · Ref BF-9582 Source verified · ZOME Albufeira · listed 3 May 2026
Asking price · Freehold
$303,261
View original listing
Ownership
Freehold
Bedrooms
2
Bathrooms
1
Built area
195 m²
Land
407 m²
True net yield
2.3%
≈ $1,579/mo net after costs & tax
5-yr total return (net + appreciation)
11.2% / yr avg
Payback in ~43 yrs from rent
Brixfox Score 59 · B

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Loulé/Vilamoura

Golden Triangle, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Energy: F
Condition: good

Description

Property Identification: ZMPT583251 Fantastic 2 bedroom villa, with annexes and land, in Santa Margarida, Alte, Loulé. The main house comprises two bedrooms, a living room with a salamander, a bathroom and an equipped kitchen. The villa is set on a plot of land of 407 m², where there are several outdoor annexes that c

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$153/night
50% ($70)Brixfox estimate($153/night)200% ($282)
Occupancy
57%
10%Brixfox estimate(57%)100%

Short-Term Rental

Indicative
Yearly income
$15,380
Likely range $9,228 – $21,533
Airbnb data$153/night · 57% occupancy
Rental income
$153/night · 57% occ.
$29,577
Running costs (20%)
Utilities, cleaning, maintenance
-$5,915
Income tax (10%)
Indonesian rental income tax
-$8,282
Property tax
Annual property tax
-$0
Net income
5.1% ROI
$15,380

Investment Returns

After-tax net yield · all-in cost basis

Approx. location

Net Yield · Fully-Managed · After Tax

2.3%

on all-in cost of $361,790

Scenario
Pre-tax
After-tax
Owner-managed
5.2%
4.5%
Fully-managed
3.0%
2.3%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

8.2%

Annual Revenue

$29,577

Income Tax / yr

$2,588

Payback

43 yrs

True All-In Cost
Asking price$303,261
IMT — transfer tax (non-resident 7.5%)$22,745
Stamp duty (0.8%)$2,426
Notary + registry$2,174
Legal$4,011
Furnishing + STR launch$27,174
All-in cost$361,790

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Loulé/Vilamoura.

$1.8M$1.4M$907K$454K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $279K
Capital appreciation
Property value growing at +4%/yr based on Loulé/Vilamoura market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 16: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$339K
+22%
Rental Income
+$75K
Total Position
$415K
+49%
8.2%/yr
Year 10
Capital Value
$413K
+48%
Rental Income
+$162K
Total Position
$575K
+106%
7.5%/yr
Year 20
Capital Value
$611K
+119%
Rental Income
+$380K
Total Position
$992K
+255%
6.5%/yr
Year 30
Capital Value
$905K
+224%
Rental Income
+$673K
Total Position
$1.6M
+466%
5.9%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.1% annual return
Occupancy
Average
57% average occupancy
Nightly Rate
Good
$141 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Good
407 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 57% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

37% occ.
4.8%
$1,211/mo
47% occ.
6.1%
$1,537/mo
57% occ.
7.4%
$1,863/mo
current
67% occ.
8.7%
$2,189/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.