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Terraced house in Rua dos Pescadores, 41, Centro de Carvoeiro, Lagoa e Carvoeiro
Terraced house in Rua dos Pescadores, 41, Centro de Carvoeiro, Lagoa e Carvoeiro — image 2Terraced house in Rua dos Pescadores, 41, Centro de Carvoeiro, Lagoa e Carvoeiro — image 3Terraced house in Rua dos Pescadores, 41, Centro de Carvoeiro, Lagoa e Carvoeiro — image 4Terraced house in Rua dos Pescadores, 41, Centro de Carvoeiro, Lagoa e Carvoeiro — image 5
Grade C+villabudget

Terraced house in Rua dos Pescadores, 41, Centro de Carvoeiro, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€700,000

Asking Price (EUR)

2.9%

True Net Yield (Owner, all-in)

1.9%

True Net Yield (Managed, all-in)

4.2%

True Gross Yield

44%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €39,074/yr
Average Daily Rate: €243
-31.0% vs area baselineImage quality 3/10 (-12%), Portuguese-traditional style (+5%), No pool (-12%), Budget finish (-12%)
Payback Period: 48.1 years
5-yr Capital Value: €811,492
10-yr Capital Value: €940,741
Brixfox Score: 50.7 / 100
Comparable Properties: 13
Data Confidence: 83%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€926,450

+32.4% over asking

Asking price€700,000
IMT — Property transfer tax (investment schedule)€42,000
IS — Stamp duty (0.8%)€5,600
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€10,500
Total acquisition costs€59,350
Renovation (est. €900/m² × 161 m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		€144,900
(€112,700–€177,100)
Furnishing & STR launch (3bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€22,200
All-in investment (incl. renovation & furnishing)€926,450

Gross yield (asking price)

5.6%

True gross yield (all-in)

4.2%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 1
Building: 161 m²
Land: 161 m²
Style: portuguese-traditional
Condition: needs-renovation
Year Built: 1950
Energy Certificate: Not specified

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional wooden shuttersornate iron window grillescobblestone street

Score Breakdown

ROI
8.28
Visual Appeal
5.6
Ownership Security
13
Location
10.56
Land & Space
3.91
Rental Demand
4.4
Payback Speed
1
STR Suitability
4

Description

House to Renovate 180 meters from Carvoeiro Beach - Unique Opportunity at Rua dos Pescadores, 41 ‘This is where I learnt to listen to the sea with my eyes closed... ’ Discover this house to enlarge, located on Rua dos Pescadores, no. 41, just 180 meters from Carvoeiro Beach. This property is a blank canvas for those

Location

📍 37.0940°N, 8.4720°W

· Lagoa/Carvoeiro, Algarve, Portugal

Visit KW Flash Algarve - Barlavento →Listed via Idealista.pt
3-bedroom freehold villa in Lagoa/Carvoeiro — photo 1 of 5
KW Flash Algarve - Barlavento
3-bedroom freehold villa in Lagoa/Carvoeiro — photo 2 of 5
3-bedroom freehold villa in Lagoa/Carvoeiro — photo 3 of 5
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3-bedroom freehold villa in Lagoa/Carvoeiro — photo 5 of 5

Terraced house in Rua dos Pescadores, 41, Centro de Carvoeiro, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve · Ref BF-102 Source verified · KW Flash Algarve - Barlavento · listed 3 Jun 2026
Asking price · Freehold
$760,870
View original listing
Ownership
Freehold
Bedrooms
3
Bathrooms
1
Built area
161 m²
Land
161 m²
True net yield
2.1%
≈ $2,925/mo net after costs & tax
5-yr total return (net + appreciation)
9.0% / yr avg
Payback in ~48 yrs from rent
Brixfox Score 51 · C+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 1950
Energy: Not specified
Condition: needs-renovation

Description

House to Renovate 180 meters from Carvoeiro Beach - Unique Opportunity at Rua dos Pescadores, 41 ‘This is where I learnt to listen to the sea with my eyes closed... ’ Discover this house to enlarge, located on Rua dos Pescadores, no. 41, just 180 meters from Carvoeiro Beach. This property is a blank canvas for those

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$342/night
50% ($157)Brixfox estimate($342/night)200% ($630)
Occupancy
44%
10%Brixfox estimate(44%)100%

Short-Term Rental

Indicative
Yearly income
$26,466
Likely range $15,879 – $37,053
Airbnb data$342/night · 44% occupancy
Rental income
$342/night · 44% occ.
$50,897
Running costs (20%)
Utilities, cleaning, maintenance
-$10,179
Income tax (10%)
Indonesian rental income tax
-$14,251
Property tax
Annual property tax
-$0
Net income
3.5% ROI
$26,466

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

2.1%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
4.1%
3.5%
Fully-managed
2.6%
2.1%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

5.9%

Annual Revenue

$50,897

Income Tax / yr

$4,453

Payback

48 yrs

True All-In Cost
Asking price$760,870
IMT — transfer tax (non-resident 7.5%)$57,065
Stamp duty (0.8%)$6,087
Notary + registry$2,174
Legal$9,359
Furnishing + STR launch$27,174
All-in cost$862,728

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$3.9M$3.0M$2.0M$986K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $700K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 22: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$852K
+22%
Rental Income
+$129K
Total Position
$981K
+40%
7.0%/yr
Year 10
Capital Value
$1.0M
+48%
Rental Income
+$279K
Total Position
$1.3M
+88%
6.5%/yr
Year 20
Capital Value
$1.5M
+119%
Rental Income
+$654K
Total Position
$2.2M
+213%
5.9%/yr
Year 30
Capital Value
$2.3M
+224%
Rental Income
+$1.2M
Total Position
$3.4M
+390%
5.4%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.5% annual return
Occupancy
Weak
44% average occupancy
Nightly Rate
Strong
$315 per night
Visual Appeal
Weak
2/10 instagrammability
Size & Space
Average
161 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $315 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.5% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
3.4%
$2,187/mo
40% occ.
4.6%
$2,915/mo
44% occ.
5.1%
$3,206/mo
current
54% occ.
6.2%
$3,935/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.