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Detached house in Estrada das Hortas, Vila de Estômbar - Fontes, Estômbar e Parchal
Detached house in Estrada das Hortas, Vila de Estômbar - Fontes, Estômbar e Parchal — image 2Detached house in Estrada das Hortas, Vila de Estômbar - Fontes, Estômbar e Parchal — image 3Detached house in Estrada das Hortas, Vila de Estômbar - Fontes, Estômbar e Parchal — image 4Detached house in Estrada das Hortas, Vila de Estômbar - Fontes, Estômbar e Parchal — image 5
Grade Avillamid-range

Detached house in Estrada das Hortas, Vila de Estômbar - Fontes, Estômbar e Parchal

Lagoa/Carvoeiro · Central Algarve ·

€375,000

Asking Price (EUR)

11.1%

True Net Yield (Owner, all-in)

7.8%

True Net Yield (Managed, all-in)

13.8%

True Gross Yield

40%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €62,606/yr
Average Daily Rate: €432
Payback Period: 12.2 years
5-yr Capital Value: €434,728
10-yr Capital Value: €503,969
Brixfox Score: 75.6 / 100
Comparable Properties: 14
Data Confidence: 70%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€453,015

+20.8% over asking

Asking price€375,000
IMT — Property transfer tax (investment schedule)€17,830
IS — Stamp duty (0.8%)€3,000
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€5,625
Total acquisition costs€27,705
Renovation (est. €55/m² × 232 m²)
Light touch-ups — paint, fixtures, deep clean.		€12,760
(€6,960–€18,560)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€37,550
All-in investment (incl. renovation & furnishing)€453,015

Gross yield (asking price)

16.7%

True gross yield (all-in)

13.8%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Building: 232 m²
Land: 315 m²
Style: portuguese-traditional
Condition: good
Energy Certificate: D
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional red tile roofshistoric church in background

Score Breakdown

ROI
25
Visual Appeal
9.4
Ownership Security
13
Location
8.4
Land & Space
6.85
Rental Demand
3.97
Payback Speed
5
STR Suitability
4

Description

Urban house with two floors, garage and land, located in Estômbar. Ideal for a renovation project. A great opportunity for those looking for a property with potential and investment value! Located in Estômbar, a quiet and charming area of the Algarve, just minutes from famous golf courses and the beautiful beaches of

Location

📍 37.1446°N, 8.4881°W

· Lagoa/Carvoeiro, Algarve, Portugal

Visit Villas Key →Listed via Idealista.pt
4-bedroom freehold villa in Lagoa/Carvoeiro — photo 1 of 5
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4-bedroom freehold villa in Lagoa/Carvoeiro — photo 5 of 5

Detached house in Estrada das Hortas, Vila de Estômbar - Fontes, Estômbar e Parchal

Lagoa/Carvoeiro · Central Algarve · Ref BF-18280 Source verified · Villas Key · listed 2 Jun 2026
Asking price · Freehold
$407,609
View original listing
Ownership
Freehold
Bedrooms
4
Built area
232 m²
Land
315 m²
True net yield
8.2%
≈ $5,456/mo net after costs & tax
5-yr total return (net + appreciation)
15.9% / yr avg
Payback in ~12 yrs from rent
Brixfox Score 76 · A

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Energy: D
Condition: good

Description

Urban house with two floors, garage and land, located in Estômbar. Ideal for a renovation project. A great opportunity for those looking for a property with potential and investment value! Located in Estômbar, a quiet and charming area of the Algarve, just minutes from famous golf courses and the beautiful beaches of

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$608/night
50% ($280)Brixfox estimate($608/night)200% ($1118)
Occupancy
40%
10%Brixfox estimate(40%)100%

Short-Term Rental

Indicative
Yearly income
$42,386
Likely range $25,432 – $59,340
Airbnb data$608/night · 40% occupancy
Rental income
$608/night · 40% occ.
$81,512
Running costs (20%)
Utilities, cleaning, maintenance
-$16,302
Income tax (10%)
Indonesian rental income tax
-$22,823
Property tax
Annual property tax
-$0
Net income
10.4% ROI
$42,386

Investment Returns

After-tax net yield · all-in cost basis

Approx. location

Net Yield · Fully-Managed · After Tax

8.2%

on all-in cost of $475,802

Scenario
Pre-tax
After-tax
Owner-managed
13.8%
12.3%
Fully-managed
9.7%
8.2%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

17.1%

Annual Revenue

$81,512

Income Tax / yr

$7,133

Payback

12 yrs

True All-In Cost
Asking price$407,609
IMT — transfer tax (non-resident 7.5%)$30,571
Stamp duty (0.8%)$3,261
Notary + registry$2,174
Legal$5,014
Furnishing + STR launch$27,174
All-in cost$475,802

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$3.5M$2.6M$1.8M$883K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $375K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 9: rental income alone has repaid the full purchase price.
2x return
Year 7: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$456K
+22%
Rental Income
+$207K
Total Position
$663K
+77%
12.1%/yr
Year 10
Capital Value
$555K
+48%
Rental Income
+$447K
Total Position
$1.0M
+167%
10.3%/yr
Year 20
Capital Value
$822K
+119%
Rental Income
+$1.0M
Total Position
$1.9M
+399%
8.4%/yr
Year 30
Capital Value
$1.2M
+224%
Rental Income
+$1.9M
Total Position
$3.1M
+719%
7.3%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
10.4% annual return
Occupancy
Weak
40% average occupancy
Nightly Rate
Strong
$559 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Good
315 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 10.4% — outperforms most villas in this market
Premium nightly rate of $559 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 40% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
11.4%
$3,882/mo
40% occ.
15.2%
$5,176/mo
current
40% occ.
15.1%
$5,136/mo
current
50% occ.
18.9%
$6,430/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.