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Detached house in Vila Nova, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro
Detached house in Vila Nova, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 2Detached house in Vila Nova, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 3Detached house in Vila Nova, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 4Detached house in Vila Nova, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 5
Grade Avillamid-range

Detached house in Vila Nova, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€950,000

Asking Price (EUR)

7.7%

True Net Yield (Owner, all-in)

5.5%

True Net Yield (Managed, all-in)

9.5%

True Gross Yield

49%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €101,514/yr
Average Daily Rate: €568
+18.0% vs area baselineImage quality 8/10 (+3%), Portuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 17.9 years
5-yr Capital Value: €1.1M
10-yr Capital Value: €1.3M
Brixfox Score: 81.5 / 100
Comparable Properties: 6
Data Confidence: 71%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.1M

+12.6% over asking

Asking price€950,000
IMT — Property transfer tax (investment schedule)€57,000
IS — Stamp duty (0.8%)€7,600
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€14,250
Total acquisition costs€80,100
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€40,050
All-in investment (incl. renovation & furnishing)€1.1M

Gross yield (asking price)

10.7%

True gross yield (all-in)

9.5%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 3
Building: 290 m²
Land: 1010 m²
Style: portuguese-traditional
Condition: excellent
Energy Certificate: D
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

private pooloutdoor dining areasun loungerswooden deck

Score Breakdown

ROI
19.8
Visual Appeal
13.2
Ownership Security
13
Location
10.56
Land & Space
12
Rental Demand
4.9
Payback Speed
4
STR Suitability
4

Description

This magnificent villa is set in a peaceful development within walking distance from town centre and the beach, ideal for families or as an income-generating investment. It features 4 comfortable well-sized bedrooms (2 en-suite). The bright living/dining area includes a cosy fireplace, creating a welcoming atmosphere.

Location

📍 37.0940°N, 8.4720°W

· Lagoa/Carvoeiro, Algarve, Portugal

View this property on EDL Real Estate Carvoeiro →Listed via Idealista.pt
4-bedroom freehold villa in Lagoa/Carvoeiro — photo 1 of 5
EDL Real Estate Carvoeiro
4-bedroom freehold villa in Lagoa/Carvoeiro — photo 2 of 5
4-bedroom freehold villa in Lagoa/Carvoeiro — photo 3 of 5
4-bedroom freehold villa in Lagoa/Carvoeiro — photo 4 of 5
4-bedroom freehold villa in Lagoa/Carvoeiro — photo 5 of 5

Detached house in Vila Nova, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve · Ref BF-18290 Source verified · EDL Real Estate Carvoeiro · listed 2 Jun 2026
Asking price · Freehold
$1,032,609
View original listing
Ownership
Freehold
Bedrooms
4
Bathrooms
3
Built area
290 m²
Land
1010 m²
True net yield
5.6%
≈ $8,933/mo net after costs & tax
5-yr total return (net + appreciation)
12.2% / yr avg
Payback in ~18 yrs from rent
Brixfox Score 82 · A

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Energy: D
Condition: excellent

Description

This magnificent villa is set in a peaceful development within walking distance from town centre and the beach, ideal for families or as an income-generating investment. It features 4 comfortable well-sized bedrooms (2 en-suite). The bright living/dining area includes a cosy fireplace, creating a welcoming atmosphere.

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$799/night
50% ($368)Brixfox estimate($799/night)200% ($1471)
Occupancy
49%
10%Brixfox estimate(49%)100%

Short-Term Rental

Indicative
Yearly income
$68,768
Likely range $41,261 – $96,275
Airbnb data$799/night · 49% occupancy
Rental income
$799/night · 49% occ.
$132,246
Running costs (20%)
Utilities, cleaning, maintenance
-$26,449
Income tax (10%)
Indonesian rental income tax
-$37,029
Property tax
Annual property tax
-$0
Net income
6.7% ROI
$68,768

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

5.6%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
9.2%
8.2%
Fully-managed
6.6%
5.6%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

11.4%

Annual Revenue

$132,246

Income Tax / yr

$11,572

Payback

18 yrs

True All-In Cost
Asking price$1,032,609
IMT — transfer tax (non-resident 7.5%)$77,446
Stamp duty (0.8%)$8,261
Notary + registry$2,174
Legal$12,701
Furnishing + STR launch$27,174
All-in cost$1,160,364

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$7.0M$5.3M$3.5M$1.8M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $950K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 13: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.2M
+22%
Rental Income
+$336K
Total Position
$1.5M
+57%
9.4%/yr
Year 10
Capital Value
$1.4M
+48%
Rental Income
+$725K
Total Position
$2.1M
+124%
8.4%/yr
Year 20
Capital Value
$2.1M
+119%
Rental Income
+$1.7M
Total Position
$3.8M
+298%
7.2%/yr
Year 30
Capital Value
$3.1M
+224%
Rental Income
+$3.0M
Total Position
$6.1M
+541%
6.4%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.7% annual return
Occupancy
Average
49% average occupancy
Nightly Rate
Strong
$735 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Strong
1010 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $735 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Generous 1010 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 49% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
5.9%
$5,106/mo
40% occ.
7.9%
$6,808/mo
49% occ.
9.7%
$8,331/mo
current
59% occ.
11.7%
$10,033/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.