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Detached house in Urbanizaçao Mato Serrao, Salicos - Sesmarias - Boavista, Lagoa e Carvoeiro
Detached house in Urbanizaçao Mato Serrao, Salicos - Sesmarias - Boavista, Lagoa e Carvoeiro — image 2Detached house in Urbanizaçao Mato Serrao, Salicos - Sesmarias - Boavista, Lagoa e Carvoeiro — image 3Detached house in Urbanizaçao Mato Serrao, Salicos - Sesmarias - Boavista, Lagoa e Carvoeiro — image 4Detached house in Urbanizaçao Mato Serrao, Salicos - Sesmarias - Boavista, Lagoa e Carvoeiro — image 5
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Detached house in Urbanizaçao Mato Serrao, Salicos - Sesmarias - Boavista, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€949,000

Asking Price (EUR)

7.5%

True Net Yield (Owner, all-in)

5.3%

True Net Yield (Managed, all-in)

9.3%

True Gross Yield

49%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €98,933/yr
Average Daily Rate: €554
+15.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), Has pool (0%)
Payback Period: 18.4 years
5-yr Capital Value: €1.1M
10-yr Capital Value: €1.3M
Brixfox Score: 78.9 / 100
Comparable Properties: 6
Data Confidence: 71%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.1M

+12.7% over asking

Asking price€949,000
IMT — Property transfer tax (investment schedule)€56,940
IS — Stamp duty (0.8%)€7,592
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€14,235
Total acquisition costs€80,017
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€40,050
All-in investment (incl. renovation & furnishing)€1.1M

Gross yield (asking price)

10.4%

True gross yield (all-in)

9.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 4
Building: 252 m²
Land: 450 m²
Style: modern
Condition: excellent
Year Built: 2011
Energy Certificate: B
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

long narrow swimming pooloutdoor dining area with umbrellabuilt-in outdoor BBQ

Score Breakdown

ROI
19.29
Visual Appeal
13.6
Ownership Security
13
Location
10.56
Land & Space
9.58
Rental Demand
4.9
Payback Speed
4
STR Suitability
4

Description

Elegant 4-Bedroom Villa | Heated Pool & AL License | Walking Distance to the Beach | Carvoeiro Discover the true Algarve lifestyle with this elegant 4-bedroom villa in Carvoeiro, located in the prestigious Mato Serrão area, just a short walk from the beach and the town centre. Set on a 450 m² plot with 252 m² of built

Location

📍 37.0940°N, 8.4720°W

· Lagoa/Carvoeiro, Algarve, Portugal

View this property on Palm Properties Portugal →Listed via Idealista.pt
4-bedroom freehold villa in Lagoa/Carvoeiro — photo 1 of 5
Palm Properties Portugal
4-bedroom freehold villa in Lagoa/Carvoeiro — photo 2 of 5
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4-bedroom freehold villa in Lagoa/Carvoeiro — photo 4 of 5
4-bedroom freehold villa in Lagoa/Carvoeiro — photo 5 of 5

Detached house in Urbanizaçao Mato Serrao, Salicos - Sesmarias - Boavista, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve · Ref BF-4177 Source verified · Palm Properties Portugal · listed 2 Jun 2026
Asking price · Freehold
$1,031,522
View original listing
Ownership
Freehold
Bedrooms
4
Bathrooms
4
Built area
252 m²
Land
450 m²
True net yield
5.4%
≈ $8,679/mo net after costs & tax
5-yr total return (net + appreciation)
12.0% / yr avg
Payback in ~18 yrs from rent
Brixfox Score 79 · A

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 2011
Energy: B
Condition: excellent

Description

Elegant 4-Bedroom Villa | Heated Pool & AL License | Walking Distance to the Beach | Carvoeiro Discover the true Algarve lifestyle with this elegant 4-bedroom villa in Carvoeiro, located in the prestigious Mato Serrão area, just a short walk from the beach and the town centre. Set on a 450 m² plot with 252 m² of built

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$779/night
50% ($358)Brixfox estimate($779/night)200% ($1433)
Occupancy
49%
10%Brixfox estimate(49%)100%

Short-Term Rental

Indicative
Yearly income
$67,020
Likely range $40,212 – $93,827
Airbnb data$779/night · 49% occupancy
Rental income
$779/night · 49% occ.
$128,884
Running costs (20%)
Utilities, cleaning, maintenance
-$25,777
Income tax (10%)
Indonesian rental income tax
-$36,087
Property tax
Annual property tax
-$0
Net income
6.5% ROI
$67,020

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

5.4%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
9.0%
8.0%
Fully-managed
6.4%
5.4%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

11.1%

Annual Revenue

$128,884

Income Tax / yr

$11,277

Payback

18 yrs

True All-In Cost
Asking price$1,031,522
IMT — transfer tax (non-resident 7.5%)$77,364
Stamp duty (0.8%)$8,252
Notary + registry$2,174
Legal$12,688
Furnishing + STR launch$27,174
All-in cost$1,159,174

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$6.9M$5.2M$3.5M$1.7M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $949K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 13: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.2M
+22%
Rental Income
+$327K
Total Position
$1.5M
+56%
9.3%/yr
Year 10
Capital Value
$1.4M
+48%
Rental Income
+$707K
Total Position
$2.1M
+123%
8.3%/yr
Year 20
Capital Value
$2.1M
+119%
Rental Income
+$1.7M
Total Position
$3.7M
+294%
7.1%/yr
Year 30
Capital Value
$3.1M
+224%
Rental Income
+$2.9M
Total Position
$6.0M
+533%
6.3%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.5% annual return
Occupancy
Average
49% average occupancy
Nightly Rate
Strong
$717 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Good
450 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $717 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 49% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
5.8%
$4,976/mo
40% occ.
7.7%
$6,635/mo
49% occ.
9.4%
$8,119/mo
current
59% occ.
11.4%
$9,778/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.