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Detached house in Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro
Detached house in Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 2Detached house in Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 3Detached house in Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 4Detached house in Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 5
Grade B+villamid-range

Detached house in Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€970,000

Asking Price (EUR)

5.1%

True Net Yield (Owner, all-in)

3.5%

True Net Yield (Managed, all-in)

6.6%

True Gross Yield

48%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €72,184/yr
Average Daily Rate: €416
+18.0% vs area baselineImage quality 8/10 (+3%), Portuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 28.3 years
5-yr Capital Value: €1.1M
10-yr Capital Value: €1.3M
Brixfox Score: 73.9 / 100
Comparable Properties: 13
Data Confidence: 83%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.1M

+13.2% over asking

Asking price€970,000
IMT — Property transfer tax (investment schedule)€58,200
IS — Stamp duty (0.8%)€7,760
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€14,550
Total acquisition costs€81,760
Renovation (est. €55/m² × 217 m²)
Light touch-ups — paint, fixtures, deep clean.		€11,935
(€6,510–€17,360)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€34,700
All-in investment (incl. renovation & furnishing)€1.1M

Gross yield (asking price)

7.4%

True gross yield (all-in)

6.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 217 m²
Land: 1110 m²
Style: portuguese-traditional
Condition: good
Year Built: 1981
Energy Certificate: C
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional white stucco architecturelarge private pool with ample sun deckcovered outdoor dining area with rustic charmsea view from upper levels/gardenindoor fireplace

Score Breakdown

ROI
13.36
Visual Appeal
14.2
Ownership Security
13
Location
10.56
Land & Space
12
Rental Demand
4.75
Payback Speed
2
STR Suitability
4

Description

For sale in Quinta do Paraiso – Carvoeiro. 3 bedroom villa with pool garage, terraces and private garden. VILLA This detached, single storey villa sits on a corner plot of 1,110m2 with landscaped garden, terraces, pool and driveway. The villa has a  total constructed area of 212m2 (170.91m2 + 41.09m2) and comprises o

Location

📍 37.0940°N, 8.4720°W

· Lagoa/Carvoeiro, Algarve, Portugal

View this property on Sampson Property →Listed via Idealista.pt
3-bedroom freehold villa in Lagoa/Carvoeiro — photo 1 of 5
Sampson Property
3-bedroom freehold villa in Lagoa/Carvoeiro — photo 2 of 5
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3-bedroom freehold villa in Lagoa/Carvoeiro — photo 4 of 5
3-bedroom freehold villa in Lagoa/Carvoeiro — photo 5 of 5

Detached house in Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve · Ref BF-4206 Source verified · Sampson Property · listed 2 Jun 2026
Asking price · Freehold
$1,054,348
View original listing
Ownership
Freehold
Bedrooms
3
Bathrooms
3
Built area
217 m²
Land
1110 m²
True net yield
3.5%
≈ $6,019/mo net after costs & tax
5-yr total return (net + appreciation)
10.2% / yr avg
Payback in ~28 yrs from rent
Brixfox Score 74 · B+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 1981
Energy: C
Condition: good

Description

For sale in Quinta do Paraiso – Carvoeiro. 3 bedroom villa with pool garage, terraces and private garden. VILLA This detached, single storey villa sits on a corner plot of 1,110m2 with landscaped garden, terraces, pool and driveway. The villa has a  total constructed area of 212m2 (170.91m2 + 41.09m2) and comprises o

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$585/night
50% ($269)Brixfox estimate($585/night)200% ($1077)
Occupancy
48%
10%Brixfox estimate(48%)100%

Short-Term Rental

Indicative
Yearly income
$48,872
Likely range $29,323 – $68,421
Airbnb data$585/night · 48% occupancy
Rental income
$585/night · 48% occ.
$93,985
Running costs (20%)
Utilities, cleaning, maintenance
-$18,797
Income tax (10%)
Indonesian rental income tax
-$26,316
Property tax
Annual property tax
-$0
Net income
4.6% ROI
$48,872

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

3.5%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
6.1%
5.4%
Fully-managed
4.2%
3.5%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

7.9%

Annual Revenue

$93,985

Income Tax / yr

$8,224

Payback

28 yrs

True All-In Cost
Asking price$1,054,348
IMT — transfer tax (non-resident 7.5%)$79,076
Stamp duty (0.8%)$8,435
Notary + registry$2,174
Legal$12,968
Furnishing + STR launch$27,174
All-in cost$1,184,175

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$6.1M$4.6M$3.0M$1.5M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $970K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 17: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.2M
+22%
Rental Income
+$239K
Total Position
$1.4M
+46%
7.9%/yr
Year 10
Capital Value
$1.4M
+48%
Rental Income
+$515K
Total Position
$2.0M
+101%
7.2%/yr
Year 20
Capital Value
$2.1M
+119%
Rental Income
+$1.2M
Total Position
$3.3M
+244%
6.4%/yr
Year 30
Capital Value
$3.1M
+224%
Rental Income
+$2.1M
Total Position
$5.3M
+445%
5.8%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.6% annual return
Occupancy
Average
48% average occupancy
Nightly Rate
Strong
$539 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Strong
1110 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $539 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Generous 1110 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.6% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.3%
$3,739/mo
40% occ.
5.7%
$4,986/mo
48% occ.
6.7%
$5,921/mo
current
58% occ.
8.2%
$7,167/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.