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Detached house in Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro
Detached house in Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 2Detached house in Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 3Detached house in Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 4Detached house in Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 5
Grade B+villamid-range

Detached house in Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€570,000

Asking Price (EUR)

5.1%

True Net Yield (Owner, all-in)

3.4%

True Net Yield (Managed, all-in)

7.0%

True Gross Yield

57%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.8 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €45,344/yr
Average Daily Rate: €216
+5.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%)
Payback Period: 29.6 years
5-yr Capital Value: €660,786
10-yr Capital Value: €766,032
Brixfox Score: 71.3 / 100
Comparable Properties: 50
Data Confidence: 95%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€652,200

+14.4% over asking

Asking price€570,000
IMT — Property transfer tax (investment schedule)€33,430
IS — Stamp duty (0.8%)€4,560
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€8,550
Total acquisition costs€47,790
Renovation (est. €55/m² × 92 m²)
Light touch-ups — paint, fixtures, deep clean.		€5,060
(€2,760–€7,360)
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€29,350
All-in investment (incl. renovation & furnishing)€652,200

Gross yield (asking price)

8.0%

True gross yield (all-in)

7.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 2
Building: 92 m²
Land: 400 m²
Style: portuguese-traditional
Condition: good
Energy Certificate: C
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

tiled outdoor showercolorful pool tilingtraditional Portuguese architectural details

Score Breakdown

ROI
12.83
Visual Appeal
12.8
Ownership Security
13
Location
10.56
Land & Space
10.4
Rental Demand
5.74
Payback Speed
2
STR Suitability
4

Description

Charming single-story house with a swimming pool, situated on a 400m² plot in a quiet area, approximately 10 minutes from the center of Lagoa and the charming village of Carvoeiro. The house has been recently renovated and comprises a spacious living room with a fireplace and pellet stove, 2 bedrooms with built-in war

Location

📍 37.0940°N, 8.4720°W

· Lagoa/Carvoeiro, Algarve, Portugal

View this property on AreaB →Listed via Idealista.pt
2-bedroom freehold villa in Lagoa/Carvoeiro — photo 1 of 5
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2-bedroom freehold villa in Lagoa/Carvoeiro — photo 2 of 5
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2-bedroom freehold villa in Lagoa/Carvoeiro — photo 5 of 5

Detached house in Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve · Ref BF-4214 Source verified · AreaB · listed 2 Jun 2026
Asking price · Freehold
$619,565
View original listing
Ownership
Freehold
Bedrooms
2
Bathrooms
2
Built area
92 m²
Land
400 m²
True net yield
3.4%
≈ $3,637/mo net after costs & tax
5-yr total return (net + appreciation)
10.5% / yr avg
Payback in ~30 yrs from rent
Brixfox Score 71 · B+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Energy: C
Condition: good

Description

Charming single-story house with a swimming pool, situated on a 400m² plot in a quiet area, approximately 10 minutes from the center of Lagoa and the charming village of Carvoeiro. The house has been recently renovated and comprises a spacious living room with a fireplace and pellet stove, 2 bedrooms with built-in war

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$305/night
50% ($140)Brixfox estimate($305/night)200% ($561)
Occupancy
57%
10%Brixfox estimate(57%)100%

Short-Term Rental

Indicative
Yearly income
$30,775
Likely range $18,465 – $43,085
Airbnb data$305/night · 57% occupancy
Rental income
$305/night · 57% occ.
$59,183
Running costs (20%)
Utilities, cleaning, maintenance
-$11,837
Income tax (10%)
Indonesian rental income tax
-$16,571
Property tax
Annual property tax
-$0
Net income
5.0% ROI
$30,775

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

3.4%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
6.2%
5.4%
Fully-managed
4.1%
3.4%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

8.4%

Annual Revenue

$59,183

Income Tax / yr

$5,178

Payback

30 yrs

True All-In Cost
Asking price$619,565
IMT — transfer tax (non-resident 7.5%)$46,467
Stamp duty (0.8%)$4,957
Notary + registry$2,174
Legal$7,621
Furnishing + STR launch$27,174
All-in cost$707,958

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$3.7M$2.8M$1.8M$919K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $570K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 16: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$693K
+22%
Rental Income
+$150K
Total Position
$844K
+48%
8.2%/yr
Year 10
Capital Value
$844K
+48%
Rental Income
+$325K
Total Position
$1.2M
+105%
7.4%/yr
Year 20
Capital Value
$1.2M
+119%
Rental Income
+$761K
Total Position
$2.0M
+253%
6.5%/yr
Year 30
Capital Value
$1.8M
+224%
Rental Income
+$1.3M
Total Position
$3.2M
+461%
5.9%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
5.0% annual return
Occupancy
Average
57% average occupancy
Nightly Rate
Strong
$281 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Good
400 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $281 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 5.0% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

37% occ.
4.7%
$2,430/mo
47% occ.
6.0%
$3,079/mo
57% occ.
7.2%
$3,728/mo
current
67% occ.
8.5%
$4,378/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.