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Semi-detached house in Quinta do Sol, 2, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro
Semi-detached house in Quinta do Sol, 2, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 2Semi-detached house in Quinta do Sol, 2, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 3Semi-detached house in Quinta do Sol, 2, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 4Semi-detached house in Quinta do Sol, 2, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 5
Grade B+villamid-range

Semi-detached house in Quinta do Sol, 2, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€425,000

Asking Price (EUR)

7.3%

True Net Yield (Owner, all-in)

5.0%

True Net Yield (Managed, all-in)

9.6%

True Gross Yield

57%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €47,630/yr
Average Daily Rate: €227
+10.0% vs area baselineModern/contemporary style (+12%), No pool (-12%), Has view (+10%)
Payback Period: 20.0 years
5-yr Capital Value: €492,691
10-yr Capital Value: €571,164
Brixfox Score: 71.3 / 100
Comparable Properties: 50
Data Confidence: 95%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€495,100

+16.5% over asking

Asking price€425,000
IMT — Property transfer tax (investment schedule)€21,830
IS — Stamp duty (0.8%)€3,400
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€6,375
Total acquisition costs€32,855
Renovation (est. €55/m² × 189 m²)
Light touch-ups — paint, fixtures, deep clean.		€10,395
(€5,670–€15,120)
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€26,850
All-in investment (incl. renovation & furnishing)€495,100

Gross yield (asking price)

11.2%

True gross yield (all-in)

9.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 2
Building: 189 m²
Style: contemporary
Condition: good
Energy Certificate: B
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large sliding glass doorsoutdoor patio spacewell-maintained garden

Score Breakdown

ROI
17.97
Visual Appeal
11.2
Ownership Security
13
Location
10.56
Land & Space
5.78
Rental Demand
5.74
Payback Speed
3
STR Suitability
4

Description

Discover your new home in an exclusive development, located in Carvoeiro! We present this two-bedroom villa, with 109 m² of gross construction area, perfect for those looking for comfort and sophistication and proximity to the Algarve's beaches. This charming villa offers: - Large living room; -Kitchen; - 2 bedrooms;

Location

📍 37.0940°N, 8.4720°W

· Lagoa/Carvoeiro, Algarve, Portugal

Listed by VD - Venda Direta Mediação Imobiliária, Lda. via Idealista.pt
2-bedroom freehold villa in Lagoa/Carvoeiro — photo 1 of 5
Idealista.pt
2-bedroom freehold villa in Lagoa/Carvoeiro — photo 2 of 5
2-bedroom freehold villa in Lagoa/Carvoeiro — photo 3 of 5
2-bedroom freehold villa in Lagoa/Carvoeiro — photo 4 of 5
2-bedroom freehold villa in Lagoa/Carvoeiro — photo 5 of 5

Semi-detached house in Quinta do Sol, 2, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve · Ref BF-4216 Source verified · Idealista.pt · listed 3 Jun 2026
Asking price · Freehold
$461,957
Ownership
Freehold
Bedrooms
2
Bathrooms
2
Built area
189 m²
True net yield
5.0%
≈ $3,944/mo net after costs & tax
5-yr total return (net + appreciation)
12.5% / yr avg
Payback in ~20 yrs from rent
Brixfox Score 71 · B+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Energy: B
Condition: good

Description

Discover your new home in an exclusive development, located in Carvoeiro! We present this two-bedroom villa, with 109 m² of gross construction area, perfect for those looking for comfort and sophistication and proximity to the Algarve's beaches. This charming villa offers: - Large living room; -Kitchen; - 2 bedrooms;

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$320/night
50% ($147)Brixfox estimate($320/night)200% ($588)
Occupancy
57%
10%Brixfox estimate(57%)100%

Short-Term Rental

Indicative
Yearly income
$32,240
Likely range $19,343 – $45,136
Airbnb data$320/night · 57% occupancy
Rental income
$320/night · 57% occ.
$62,000
Running costs (20%)
Utilities, cleaning, maintenance
-$12,400
Income tax (10%)
Indonesian rental income tax
-$17,360
Property tax
Annual property tax
-$0
Net income
7.0% ROI
$32,240

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

5.0%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
8.8%
7.8%
Fully-managed
6.0%
5.0%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

11.6%

Annual Revenue

$62,000

Income Tax / yr

$5,425

Payback

20 yrs

True All-In Cost
Asking price$461,957
IMT — transfer tax (non-resident 7.5%)$34,647
Stamp duty (0.8%)$3,696
Notary + registry$2,174
Legal$5,683
Furnishing + STR launch$27,174
All-in cost$535,329

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$3.2M$2.4M$1.6M$802K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $425K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 13: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$517K
+22%
Rental Income
+$157K
Total Position
$675K
+59%
9.7%/yr
Year 10
Capital Value
$629K
+48%
Rental Income
+$340K
Total Position
$969K
+128%
8.6%/yr
Year 20
Capital Value
$931K
+119%
Rental Income
+$797K
Total Position
$1.7M
+307%
7.3%/yr
Year 30
Capital Value
$1.4M
+224%
Rental Income
+$1.4M
Total Position
$2.8M
+556%
6.5%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
7.0% annual return
Occupancy
Average
57% average occupancy
Nightly Rate
Strong
$294 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $294 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 57% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

37% occ.
6.6%
$2,545/mo
47% occ.
8.4%
$3,226/mo
57% occ.
10.1%
$3,906/mo
current
67% occ.
11.9%
$4,586/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.