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Detached house in Rua de Areias dos Moinhos, Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro
Detached house in Rua de Areias dos Moinhos, Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro — image 2Detached house in Rua de Areias dos Moinhos, Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro — image 3Detached house in Rua de Areias dos Moinhos, Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro — image 4Detached house in Rua de Areias dos Moinhos, Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro — image 5
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Detached house in Rua de Areias dos Moinhos, Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€900,000

Asking Price (EUR)

8.2%

True Net Yield (Owner, all-in)

5.9%

True Net Yield (Managed, all-in)

10.0%

True Gross Yield

48%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.8 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €103,211/yr
Average Daily Rate: €586
+22.0% vs area baselineModern/contemporary style (+12%), Has pool (0%), Has view (+10%)
Payback Period: 16.5 years
5-yr Capital Value: €1.0M
10-yr Capital Value: €1.2M
Brixfox Score: 82.9 / 100
Comparable Properties: 6
Data Confidence: 71%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.0M

+14.1% over asking

Asking price€900,000
IMT — Property transfer tax (investment schedule)€54,000
IS — Stamp duty (0.8%)€7,200
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€13,500
Total acquisition costs€75,950
Renovation (est. €55/m² × 200 m²)
Light touch-ups — paint, fixtures, deep clean.		€11,000
(€6,000–€16,000)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€40,050
All-in investment (incl. renovation & furnishing)€1.0M

Gross yield (asking price)

11.5%

True gross yield (all-in)

10.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 3
Building: 200 m²
Land: 1000 m²
Style: contemporary
Condition: good
Year Built: 1984
Energy Certificate: B-
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

rooftop terrace with panoramic viewsprivate swimming poolterraced gardenmodern bathroom with walk-in shower

Score Breakdown

ROI
21.16
Visual Appeal
13.4
Ownership Security
13
Location
10.56
Land & Space
12
Rental Demand
4.82
Payback Speed
4
STR Suitability
4

Description

Great opportunity to purchase a 4 bed villa set on a generous 1000 m² plot within the prestigious Carvoeiro estate of Areia dos Moinhos. This 4 bedroom, 3 bathroom villa, offers the perfect blend of traditional charm and comfort, all within a short walk to Carvoeiro centre. Located in the highly sought-after Areia dos

Location

📍 37.0940°N, 8.4720°W

· Lagoa/Carvoeiro, Algarve, Portugal

View this property on Vernon Algarve Mediação imobiliaria →Listed via Idealista.pt
4-bedroom freehold villa in Lagoa/Carvoeiro — photo 1 of 5
Vernon Algarve Mediação imobiliaria
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4-bedroom freehold villa in Lagoa/Carvoeiro — photo 5 of 5

Detached house in Rua de Areias dos Moinhos, Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve · Ref BF-4230 Source verified · Vernon Algarve Mediação imobiliaria · listed 2 Jun 2026
Asking price · Freehold
$978,261
View original listing
Ownership
Freehold
Bedrooms
4
Bathrooms
3
Built area
200 m²
Land
1000 m²
True net yield
6.1%
≈ $9,152/mo net after costs & tax
5-yr total return (net + appreciation)
12.7% / yr avg
Payback in ~16 yrs from rent
Brixfox Score 83 · A

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 1984
Energy: B-
Condition: good

Description

Great opportunity to purchase a 4 bed villa set on a generous 1000 m² plot within the prestigious Carvoeiro estate of Areia dos Moinhos. This 4 bedroom, 3 bathroom villa, offers the perfect blend of traditional charm and comfort, all within a short walk to Carvoeiro centre. Located in the highly sought-after Areia dos

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$826/night
50% ($380)Brixfox estimate($826/night)200% ($1521)
Occupancy
48%
10%Brixfox estimate(48%)100%

Short-Term Rental

Indicative
Yearly income
$70,048
Likely range $42,028 – $98,067
Airbnb data$826/night · 48% occupancy
Rental income
$826/night · 48% occ.
$134,708
Running costs (20%)
Utilities, cleaning, maintenance
-$26,942
Income tax (10%)
Indonesian rental income tax
-$37,718
Property tax
Annual property tax
-$0
Net income
7.2% ROI
$70,048

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

6.1%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
10.0%
8.9%
Fully-managed
7.2%
6.1%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

12.2%

Annual Revenue

$134,708

Income Tax / yr

$11,787

Payback

16 yrs

True All-In Cost
Asking price$978,261
IMT — transfer tax (non-resident 7.5%)$73,370
Stamp duty (0.8%)$7,826
Notary + registry$2,174
Legal$12,033
Furnishing + STR launch$27,174
All-in cost$1,100,837

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$6.9M$5.2M$3.4M$1.7M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $900K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 12: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.1M
+22%
Rental Income
+$342K
Total Position
$1.4M
+60%
9.8%/yr
Year 10
Capital Value
$1.3M
+48%
Rental Income
+$739K
Total Position
$2.1M
+130%
8.7%/yr
Year 20
Capital Value
$2.0M
+119%
Rental Income
+$1.7M
Total Position
$3.7M
+312%
7.3%/yr
Year 30
Capital Value
$2.9M
+224%
Rental Income
+$3.1M
Total Position
$6.0M
+565%
6.5%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
7.2% annual return
Occupancy
Average
48% average occupancy
Nightly Rate
Strong
$760 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Strong
1000 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $760 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Generous 1000 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 48% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
6.5%
$5,279/mo
40% occ.
8.6%
$7,038/mo
48% occ.
10.4%
$8,487/mo
current
58% occ.
12.6%
$10,246/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.