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Detached house in Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro
Detached house in Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 2Detached house in Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 3Detached house in Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 4Detached house in Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 5
Grade B+villamid-range

Detached house in Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€650,000

Asking Price (EUR)

6.6%

True Net Yield (Owner, all-in)

4.6%

True Net Yield (Managed, all-in)

8.4%

True Gross Yield

47%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.8 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €63,129/yr
Average Daily Rate: €370
+5.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%)
Payback Period: 21.5 years
5-yr Capital Value: €753,528
10-yr Capital Value: €873,546
Brixfox Score: 74.4 / 100
Comparable Properties: 13
Data Confidence: 83%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€747,710

+15.0% over asking

Asking price€650,000
IMT — Property transfer tax (investment schedule)€39,000
IS — Stamp duty (0.8%)€5,200
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€9,750
Total acquisition costs€55,200
Renovation (est. €55/m² × 142 m²)
Light touch-ups — paint, fixtures, deep clean.		€7,810
(€4,260–€11,360)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€34,700
All-in investment (incl. renovation & furnishing)€747,710

Gross yield (asking price)

9.7%

True gross yield (all-in)

8.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 142 m²
Land: 500 m²
Style: portuguese-traditional
Condition: good
Year Built: 1978
Energy Certificate: C
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

private pooloutdoor dining areafireplace

Score Breakdown

ROI
16.92
Visual Appeal
10.2
Ownership Security
13
Location
10.56
Land & Space
12
Rental Demand
4.68
Payback Speed
3
STR Suitability
4

Description

For sale 3 bedroom villa with pool in Carvoeiro, Algarve. This 2 storey, detached villa with private pool is only a 15 minute walk to central Carvoeiro and comprises of 3 bedrooms, 3 bathrooms, large terraces and garden. VILLA This well presented, south facing villa has a total constructed area of 142m2 and sits on a

Location

📍 37.0940°N, 8.4720°W

· Lagoa/Carvoeiro, Algarve, Portugal

View this property on Sampson Property →Listed via Idealista.pt
3-bedroom freehold villa in Lagoa/Carvoeiro — photo 1 of 5
Sampson Property
3-bedroom freehold villa in Lagoa/Carvoeiro — photo 2 of 5
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3-bedroom freehold villa in Lagoa/Carvoeiro — photo 5 of 5

Detached house in Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve · Ref BF-4240 Source verified · Sampson Property · listed 2 Jun 2026
Asking price · Freehold
$706,522
View original listing
Ownership
Freehold
Bedrooms
3
Bathrooms
3
Built area
142 m²
Land
500 m²
True net yield
4.6%
≈ $5,346/mo net after costs & tax
5-yr total return (net + appreciation)
11.6% / yr avg
Payback in ~22 yrs from rent
Brixfox Score 74 · B+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 1978
Energy: C
Condition: good

Description

For sale 3 bedroom villa with pool in Carvoeiro, Algarve. This 2 storey, detached villa with private pool is only a 15 minute walk to central Carvoeiro and comprises of 3 bedrooms, 3 bathrooms, large terraces and garden. VILLA This well presented, south facing villa has a total constructed area of 142m2 and sits on a

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$521/night
50% ($240)Brixfox estimate($521/night)200% ($959)
Occupancy
47%
10%Brixfox estimate(47%)100%

Short-Term Rental

Indicative
Yearly income
$42,845
Likely range $25,708 – $59,984
Airbnb data$521/night · 47% occupancy
Rental income
$521/night · 47% occ.
$82,395
Running costs (20%)
Utilities, cleaning, maintenance
-$16,479
Income tax (10%)
Indonesian rental income tax
-$23,070
Property tax
Annual property tax
-$0
Net income
6.1% ROI
$42,845

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

4.6%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
8.0%
7.1%
Fully-managed
5.5%
4.6%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

10.3%

Annual Revenue

$82,395

Income Tax / yr

$7,210

Payback

22 yrs

True All-In Cost
Asking price$706,522
IMT — transfer tax (non-resident 7.5%)$52,989
Stamp duty (0.8%)$5,652
Notary + registry$2,174
Legal$8,690
Furnishing + STR launch$27,174
All-in cost$803,201

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$4.6M$3.4M$2.3M$1.1M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $650K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 14: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$791K
+22%
Rental Income
+$209K
Total Position
$1.0M
+54%
9.0%/yr
Year 10
Capital Value
$962K
+48%
Rental Income
+$452K
Total Position
$1.4M
+118%
8.1%/yr
Year 20
Capital Value
$1.4M
+119%
Rental Income
+$1.1M
Total Position
$2.5M
+282%
6.9%/yr
Year 30
Capital Value
$2.1M
+224%
Rental Income
+$1.9M
Total Position
$4.0M
+513%
6.2%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.1% annual return
Occupancy
Average
47% average occupancy
Nightly Rate
Strong
$479 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Good
500 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $479 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 47% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
5.7%
$3,327/mo
40% occ.
7.5%
$4,437/mo
47% occ.
8.8%
$5,191/mo
current
57% occ.
10.7%
$6,300/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.