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Detached house in Cidade de Lagoa, Lagoa e Carvoeiro
Detached house in Cidade de Lagoa, Lagoa e Carvoeiro — image 2Detached house in Cidade de Lagoa, Lagoa e Carvoeiro — image 3Detached house in Cidade de Lagoa, Lagoa e Carvoeiro — image 4Detached house in Cidade de Lagoa, Lagoa e Carvoeiro — image 5
Grade Avillaluxury

Detached house in Cidade de Lagoa, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€1.4M

Asking Price (EUR)

7.9%

True Net Yield (Owner, all-in)

5.7%

True Net Yield (Managed, all-in)

9.6%

True Gross Yield

46%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €154,145/yr
Average Daily Rate: €918
+26.0% vs area baselineImage quality 8/10 (+3%), Portuguese-traditional style (+5%), Has pool (0%), Has view (+10%), Luxury finish (+8%)
Payback Period: 16.4 years
5-yr Capital Value: €1.6M
10-yr Capital Value: €1.9M
Brixfox Score: 83.5 / 100
Comparable Properties: 8
Data Confidence: 58%
Search Radius: 6 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.6M

+15.0% over asking

Asking price€1.4M
IMT — Property transfer tax (investment schedule)€105,000
IS — Stamp duty (0.8%)€11,200
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€21,000
Total acquisition costs€138,450
Renovation€0 — move-in ready
Furnishing & STR launch (5bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€71,000
All-in investment (incl. renovation & furnishing)€1.6M

Gross yield (asking price)

11.0%

True gross yield (all-in)

9.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 5
Bathrooms: 5
Building: 265 m²
Land: 16000 m²
Style: portuguese-traditional
Condition: excellent
Energy Certificate: B-
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

cobblestone drivewayarched doorwaysmarble staircaselarge private poolmature palm trees

Score Breakdown

ROI
21.16
Visual Appeal
14.2
Ownership Security
13
Location
10.56
Land & Space
12
Rental Demand
4.6
Payback Speed
4
STR Suitability
4

Description

Algarve farm with charm, comfort and equestrian soul. Charming Algarve farm with 16,000 m², where rural charm merges with modern comfort and an environment designed for those who value quality of life and passion for horses. The main house, with 265 m², consists of: Ground floor: - Entrance hall - Service bathroom -

Location

📍 37.1346°N, 8.4512°W

· Lagoa/Carvoeiro, Algarve, Portugal

Visit City Home Imobiliária →Listed via Idealista.pt
5-bedroom freehold villa in Lagoa/Carvoeiro — photo 1 of 5
City Home Imobiliária
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5-bedroom freehold villa in Lagoa/Carvoeiro — photo 5 of 5

Detached house in Cidade de Lagoa, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve · Ref BF-4255 Source verified · City Home Imobiliária · listed 3 Jun 2026
Asking price · Freehold
$1,521,739
View original listing
Ownership
Freehold
Bedrooms
5
Bathrooms
5
Built area
265 m²
Land
16000 m²
True net yield
6.1%
≈ $13,842/mo net after costs & tax
5-yr total return (net + appreciation)
12.4% / yr avg
Payback in ~16 yrs from rent
Brixfox Score 84 · A

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Energy: B-
Condition: excellent

Description

Algarve farm with charm, comfort and equestrian soul. Charming Algarve farm with 16,000 m², where rural charm merges with modern comfort and an environment designed for those who value quality of life and passion for horses. The main house, with 265 m², consists of: Ground floor: - Entrance hall - Service bathroom -

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$1,292/night
50% ($594)Brixfox estimate($1,292/night)200% ($2377)
Occupancy
46%
10%Brixfox estimate(46%)100%

Short-Term Rental

Indicative
Yearly income
$104,413
Likely range $62,648 – $146,178
Airbnb data$1,292/night · 46% occupancy
Rental income
$1,292/night · 46% occ.
$200,795
Running costs (20%)
Utilities, cleaning, maintenance
-$40,159
Income tax (10%)
Indonesian rental income tax
-$56,222
Property tax
Annual property tax
-$0
Net income
6.9% ROI
$104,413

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

6.1%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
9.8%
8.8%
Fully-managed
7.1%
6.1%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

11.9%

Annual Revenue

$200,795

Income Tax / yr

$17,570

Payback

16 yrs

True All-In Cost
Asking price$1,521,739
IMT — transfer tax (non-resident 7.5%)$114,130
Stamp duty (0.8%)$12,174
Notary + registry$2,174
Legal$13,370
Furnishing + STR launch$27,174
All-in cost$1,690,761

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$10.5M$7.9M$5.2M$2.6M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.4M
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 13: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.7M
+22%
Rental Income
+$510K
Total Position
$2.2M
+58%
9.6%/yr
Year 10
Capital Value
$2.1M
+48%
Rental Income
+$1.1M
Total Position
$3.2M
+127%
8.5%/yr
Year 20
Capital Value
$3.1M
+119%
Rental Income
+$2.6M
Total Position
$5.6M
+303%
7.2%/yr
Year 30
Capital Value
$4.5M
+224%
Rental Income
+$4.6M
Total Position
$9.1M
+551%
6.4%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.9% annual return
Occupancy
Average
46% average occupancy
Nightly Rate
Strong
$1188 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Strong
16000 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $1188 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Generous 16000 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 46% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
6.5%
$8,250/mo
40% occ.
8.7%
$11,000/mo
46% occ.
10.0%
$12,650/mo
current
56% occ.
12.1%
$15,400/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.