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Detached house in Rua Covas Areia, Cidade de Lagoa, Lagoa e Carvoeiro
Detached house in Rua Covas Areia, Cidade de Lagoa, Lagoa e Carvoeiro — image 2Detached house in Rua Covas Areia, Cidade de Lagoa, Lagoa e Carvoeiro — image 3Detached house in Rua Covas Areia, Cidade de Lagoa, Lagoa e Carvoeiro — image 4Detached house in Rua Covas Areia, Cidade de Lagoa, Lagoa e Carvoeiro — image 5
Grade Bvillamid-range

Detached house in Rua Covas Areia, Cidade de Lagoa, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€875,000

Asking Price (EUR)

2.8%

True Net Yield (Owner, all-in)

1.8%

True Net Yield (Managed, all-in)

4.1%

True Gross Yield

40%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €41,251/yr
Average Daily Rate: €280
+15.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 58.6 years
5-yr Capital Value: €1.0M
10-yr Capital Value: €1.2M
Brixfox Score: 56 / 100
Comparable Properties: 8
Data Confidence: 71%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.0M

+14.4% over asking

Asking price€875,000
IMT — Property transfer tax (investment schedule)€52,500
IS — Stamp duty (0.8%)€7,000
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€13,125
Total acquisition costs€73,875
Renovation (est. €55/m² × 311 m²)
Light touch-ups — paint, fixtures, deep clean.		€17,105
(€9,330–€24,880)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€34,700
All-in investment (incl. renovation & furnishing)€1.0M

Gross yield (asking price)

4.7%

True gross yield (all-in)

4.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 311 m²
Land: 284 m²
Style: portuguese-traditional
Condition: good
Energy Certificate: E
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

covered outdoor dining areaintegrated outdoor kitchen/BBQ areatraditional white stucco exterior with terracotta roof tiles

Score Breakdown

ROI
6.84
Visual Appeal
11.8
Ownership Security
13
Location
10.56
Land & Space
5.76
Rental Demand
4.03
Payback Speed
0
STR Suitability
4

Description

Villa located near the centre of Lagoa, in the heart of the Algarve, perfect for those looking for comfort, privacy and quality of life. This property stands out for its large interior areas, with plenty of natural light, offering excellent sun exposure throughout the day. It is an ideal villa for large families or for

Location

📍 37.1319°N, 8.4521°W

· Lagoa/Carvoeiro, Algarve, Portugal

Listed by City Home via Idealista.pt
3-bedroom freehold villa in Lagoa/Carvoeiro — photo 1 of 5
Idealista.pt
3-bedroom freehold villa in Lagoa/Carvoeiro — photo 2 of 5
3-bedroom freehold villa in Lagoa/Carvoeiro — photo 3 of 5
3-bedroom freehold villa in Lagoa/Carvoeiro — photo 4 of 5
3-bedroom freehold villa in Lagoa/Carvoeiro — photo 5 of 5

Detached house in Rua Covas Areia, Cidade de Lagoa, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve · Ref BF-4302 Source verified · Idealista.pt · listed 3 Jun 2026
Asking price · Freehold
$951,087
Ownership
Freehold
Bedrooms
3
Bathrooms
3
Built area
311 m²
Land
284 m²
True net yield
1.7%
≈ $3,026/mo net after costs & tax
5-yr total return (net + appreciation)
8.5% / yr avg
Payback in ~59 yrs from rent
Brixfox Score 56 · B

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Energy: E
Condition: good

Description

Villa located near the centre of Lagoa, in the heart of the Algarve, perfect for those looking for comfort, privacy and quality of life. This property stands out for its large interior areas, with plenty of natural light, offering excellent sun exposure throughout the day. It is an ideal villa for large families or for

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$394/night
50% ($181)Brixfox estimate($394/night)200% ($726)
Occupancy
40%
10%Brixfox estimate(40%)100%

Short-Term Rental

Indicative
Yearly income
$27,934
Likely range $16,761 – $39,108
Airbnb data$394/night · 40% occupancy
Rental income
$394/night · 40% occ.
$53,720
Running costs (20%)
Utilities, cleaning, maintenance
-$10,744
Income tax (10%)
Indonesian rental income tax
-$15,041
Property tax
Annual property tax
-$0
Net income
2.9% ROI
$27,934

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

1.7%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
3.4%
3.0%
Fully-managed
2.1%
1.7%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

5.0%

Annual Revenue

$53,720

Income Tax / yr

$4,700

Payback

59 yrs

True All-In Cost
Asking price$951,087
IMT — transfer tax (non-resident 7.5%)$71,332
Stamp duty (0.8%)$7,609
Notary + registry$2,174
Legal$11,699
Furnishing + STR launch$27,174
All-in cost$1,071,074

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$4.7M$3.5M$2.3M$1.2M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $875K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 24: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.1M
+22%
Rental Income
+$136K
Total Position
$1.2M
+37%
6.5%/yr
Year 10
Capital Value
$1.3M
+48%
Rental Income
+$295K
Total Position
$1.6M
+82%
6.2%/yr
Year 20
Capital Value
$1.9M
+119%
Rental Income
+$691K
Total Position
$2.6M
+198%
5.6%/yr
Year 30
Capital Value
$2.8M
+224%
Rental Income
+$1.2M
Total Position
$4.1M
+364%
5.2%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

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Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
2.9% annual return
Occupancy
Weak
40% average occupancy
Nightly Rate
Strong
$363 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Average
284 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $363 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 2.9% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
3.2%
$2,519/mo
40% occ.
4.2%
$3,358/mo
current
40% occ.
4.3%
$3,384/mo
current
50% occ.
5.3%
$4,224/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.