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House in Rua da Hortinha Nn, Ferragudo
House in Rua da Hortinha Nn, Ferragudo — image 2House in Rua da Hortinha Nn, Ferragudo — image 3House in Rua da Hortinha Nn, Ferragudo — image 4House in Rua da Hortinha Nn, Ferragudo — image 5
Grade C+villamid-range

House in Rua da Hortinha Nn, Ferragudo

Lagoa/Carvoeiro · Central Algarve ·

€615,000

Asking Price (EUR)

3.0%

True Net Yield (Owner, all-in)

1.8%

True Net Yield (Managed, all-in)

4.5%

True Gross Yield

45%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.8 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €31,730/yr
Average Daily Rate: €192
-7.0% vs area baselinePortuguese-traditional style (+5%), No pool (-12%)
Payback Period: 59.2 years
5-yr Capital Value: €712,954
10-yr Capital Value: €826,509
Brixfox Score: 53.2 / 100
Comparable Properties: 56
Data Confidence: 90%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€703,130

+14.3% over asking

Asking price€615,000
IMT — Property transfer tax (investment schedule)€37,030
IS — Stamp duty (0.8%)€4,920
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€9,225
Total acquisition costs€52,425
Renovation (est. €55/m² × 161 m²)
Light touch-ups — paint, fixtures, deep clean.		€8,855
(€4,830–€12,880)
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€26,850
All-in investment (incl. renovation & furnishing)€703,130

Gross yield (asking price)

5.2%

True gross yield (all-in)

4.5%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 2
Building: 161 m²
Land: 129 m²
Style: portuguese-traditional
Condition: good
Year Built: 2008
Energy Certificate: D

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

azulejo facadeornate yellow door detailsspiral staircasecolorful interior walls

Score Breakdown

ROI
6.76
Visual Appeal
13.4
Ownership Security
13
Location
8.4
Land & Space
3.13
Rental Demand
4.54
Payback Speed
0
STR Suitability
4

Description

Discover the essence of traditional Algarvean charm in Ferragudo, where this quintessential Portuguese townhouse, known as Casa dos Azulejos, stands as a symbol of the region's rich heritage. The vibrant tile-clad façade is not only a striking visual feature but also a reflection of the cultural stories woven into the

Location

📍 37.1240°N, 8.5180°W

· Lagoa/Carvoeiro, Algarve, Portugal

Visit Fine & Country →Listed via Idealista.pt
2-bedroom freehold villa in Lagoa/Carvoeiro — photo 1 of 5
Fine & Country
2-bedroom freehold villa in Lagoa/Carvoeiro — photo 2 of 5
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2-bedroom freehold villa in Lagoa/Carvoeiro — photo 5 of 5

House in Rua da Hortinha Nn, Ferragudo

Lagoa/Carvoeiro · Central Algarve · Ref BF-4348 Source verified · Fine & Country · listed 2 Jun 2026
Asking price · Freehold
$668,478
View original listing
Ownership
Freehold
Bedrooms
2
Bathrooms
2
Built area
161 m²
Land
129 m²
True net yield
1.7%
≈ $2,260/mo net after costs & tax
5-yr total return (net + appreciation)
8.7% / yr avg
Payback in ~59 yrs from rent
Brixfox Score 53 · C+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 2008
Energy: D
Condition: good

Description

Discover the essence of traditional Algarvean charm in Ferragudo, where this quintessential Portuguese townhouse, known as Casa dos Azulejos, stands as a symbol of the region's rich heritage. The vibrant tile-clad façade is not only a striking visual feature but also a reflection of the cultural stories woven into the

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$270/night
50% ($124)Brixfox estimate($270/night)200% ($497)
Occupancy
45%
10%Brixfox estimate(45%)100%

Short-Term Rental

Indicative
Yearly income
$21,535
Likely range $12,921 – $30,149
Airbnb data$270/night · 45% occupancy
Rental income
$270/night · 45% occ.
$41,413
Running costs (20%)
Utilities, cleaning, maintenance
-$8,283
Income tax (10%)
Indonesian rental income tax
-$11,596
Property tax
Annual property tax
-$0
Net income
3.2% ROI
$21,535

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

1.7%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
3.6%
3.1%
Fully-managed
2.2%
1.7%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

5.4%

Annual Revenue

$41,413

Income Tax / yr

$3,624

Payback

59 yrs

True All-In Cost
Asking price$668,478
IMT — transfer tax (non-resident 7.5%)$50,136
Stamp duty (0.8%)$5,348
Notary + registry$2,174
Legal$8,223
Furnishing + STR launch$27,174
All-in cost$761,533

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$3.4M$2.5M$1.7M$844K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $615K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 23: rental income alone has repaid the full purchase price.
2x return
Year 12: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$748K
+22%
Rental Income
+$105K
Total Position
$853K
+39%
6.8%/yr
Year 10
Capital Value
$910K
+48%
Rental Income
+$227K
Total Position
$1.1M
+85%
6.3%/yr
Year 20
Capital Value
$1.3M
+119%
Rental Income
+$532K
Total Position
$1.9M
+206%
5.7%/yr
Year 30
Capital Value
$2.0M
+224%
Rental Income
+$943K
Total Position
$2.9M
+378%
5.4%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.2% annual return
Occupancy
Average
45% average occupancy
Nightly Rate
Strong
$248 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Weak
129 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $248 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.2% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
3.1%
$1,725/mo
40% occ.
4.1%
$2,300/mo
45% occ.
4.7%
$2,609/mo
current
55% occ.
5.7%
$3,184/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.