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Terraced house in
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Grade B+villamid-range

Terraced house in

Lagoa/Carvoeiro · Central Algarve ·

€440,000

Asking Price (EUR)

7.8%

True Net Yield (Owner, all-in)

5.4%

True Net Yield (Managed, all-in)

10.1%

True Gross Yield

58%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €51,860/yr
Average Daily Rate: €244
+18.0% vs area baselineImage quality 8/10 (+3%), Portuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 18.5 years
5-yr Capital Value: €510,081
10-yr Capital Value: €591,323
Brixfox Score: 71.2 / 100
Comparable Properties: 50
Data Confidence: 95%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€512,385

+16.5% over asking

Asking price€440,000
IMT — Property transfer tax (investment schedule)€23,030
IS — Stamp duty (0.8%)€3,520
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€6,600
Total acquisition costs€34,400
Renovation (est. €55/m² × 157 m²)
Light touch-ups — paint, fixtures, deep clean.		€8,635
(€4,710–€12,560)
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€29,350
All-in investment (incl. renovation & furnishing)€512,385

Gross yield (asking price)

11.8%

True gross yield (all-in)

10.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 3
Building: 157 m²
Land: 120 m²
Style: portuguese-traditional
Condition: good
Year Built: 2003
Energy Certificate: C
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large lagoon-style pooltraditional Algarve architecturemature landscaping with palm trees

Score Breakdown

ROI
19.23
Visual Appeal
11.6
Ownership Security
13
Location
10.56
Land & Space
2.94
Rental Demand
5.83
Payback Speed
4
STR Suitability
4

Description

Two-Bedroom House at Vale d'El Rei Hotel & Villas. Have you ever imagined living or investing in a place that feels like a luxury resort? If so, it's time to check out this house, located at Vale d'El Rei Hotel & Villas. Upon arrival, you can park your car near the hotel reception or closer to the house, through an

Location

📍 37.0940°N, 8.4720°W

· Lagoa/Carvoeiro, Algarve, Portugal

View this property on Tiago Curvêlo Costa - Remax ReOriente →Listed via Idealista.pt
2-bedroom freehold villa in Lagoa/Carvoeiro — photo 1 of 5
Tiago Curvêlo Costa - Remax ReOriente
2-bedroom freehold villa in Lagoa/Carvoeiro — photo 2 of 5
2-bedroom freehold villa in Lagoa/Carvoeiro — photo 3 of 5
2-bedroom freehold villa in Lagoa/Carvoeiro — photo 4 of 5
2-bedroom freehold villa in Lagoa/Carvoeiro — photo 5 of 5

Terraced house in

Lagoa/Carvoeiro · Central Algarve · Ref BF-4440 Source verified · Tiago Curvêlo Costa - Remax ReOriente · listed 2 Jun 2026
Asking price · Freehold
$478,261
View original listing
Ownership
Freehold
Bedrooms
2
Bathrooms
3
Built area
157 m²
Land
120 m²
True net yield
5.4%
≈ $4,352/mo net after costs & tax
5-yr total return (net + appreciation)
12.9% / yr avg
Payback in ~18 yrs from rent
Brixfox Score 71 · B+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 2003
Energy: C
Condition: good

Description

Two-Bedroom House at Vale d'El Rei Hotel & Villas. Have you ever imagined living or investing in a place that feels like a luxury resort? If so, it's time to check out this house, located at Vale d'El Rei Hotel & Villas. Upon arrival, you can park your car near the hotel reception or closer to the house, through an

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$343/night
50% ($158)Brixfox estimate($343/night)200% ($631)
Occupancy
58%
10%Brixfox estimate(58%)100%

Short-Term Rental

Indicative
Yearly income
$35,104
Likely range $21,062 – $49,146
Airbnb data$343/night · 58% occupancy
Rental income
$343/night · 58% occ.
$67,508
Running costs (20%)
Utilities, cleaning, maintenance
-$13,502
Income tax (10%)
Indonesian rental income tax
-$18,902
Property tax
Annual property tax
-$0
Net income
7.3% ROI
$35,104

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

5.4%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
9.4%
8.4%
Fully-managed
6.5%
5.4%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

12.2%

Annual Revenue

$67,508

Income Tax / yr

$5,907

Payback

18 yrs

True All-In Cost
Asking price$478,261
IMT — transfer tax (non-resident 7.5%)$35,870
Stamp duty (0.8%)$3,826
Notary + registry$2,174
Legal$5,883
Furnishing + STR launch$27,174
All-in cost$553,187

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$3.4M$2.6M$1.7M$852K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $440K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 12: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$535K
+22%
Rental Income
+$171K
Total Position
$707K
+61%
9.9%/yr
Year 10
Capital Value
$651K
+48%
Rental Income
+$370K
Total Position
$1.0M
+132%
8.8%/yr
Year 20
Capital Value
$964K
+119%
Rental Income
+$868K
Total Position
$1.8M
+316%
7.4%/yr
Year 30
Capital Value
$1.4M
+224%
Rental Income
+$1.5M
Total Position
$3.0M
+574%
6.6%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
7.3% annual return
Occupancy
Average
58% average occupancy
Nightly Rate
Strong
$315 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
120 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $315 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 58% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

38% occ.
7.0%
$2,793/mo
48% occ.
8.8%
$3,523/mo
58% occ.
10.7%
$4,253/mo
current
68% occ.
12.5%
$4,983/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.