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Detached house in Rua Manuel Afonso Maia, 42, Centro de Carvoeiro, Lagoa e Carvoeiro
Detached house in Rua Manuel Afonso Maia, 42, Centro de Carvoeiro, Lagoa e Carvoeiro — image 2Detached house in Rua Manuel Afonso Maia, 42, Centro de Carvoeiro, Lagoa e Carvoeiro — image 3Detached house in Rua Manuel Afonso Maia, 42, Centro de Carvoeiro, Lagoa e Carvoeiro — image 4Detached house in Rua Manuel Afonso Maia, 42, Centro de Carvoeiro, Lagoa e Carvoeiro — image 5
Grade Avillamid-range

Detached house in Rua Manuel Afonso Maia, 42, Centro de Carvoeiro, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€1.9M

Asking Price (EUR)

7.5%

True Net Yield (Owner, all-in)

5.5%

True Net Yield (Managed, all-in)

9.1%

True Gross Yield

53%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €195,003/yr
Average Daily Rate: €1007
+15.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 17.4 years
5-yr Capital Value: €2.2M
10-yr Capital Value: €2.6M
Brixfox Score: 81.2 / 100
Comparable Properties: 5
Data Confidence: 65%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€2.2M

+13.2% over asking

Asking price€1.9M
IMT — Property transfer tax (investment schedule)€142,500
IS — Stamp duty (0.8%)€15,200
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€28,500
Total acquisition costs€187,450
Renovation (est. €55/m² × 324 m²)
Light touch-ups — paint, fixtures, deep clean.		€17,820
(€9,720–€25,920)
Furnishing & STR launch (5bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€45,400
All-in investment (incl. renovation & furnishing)€2.2M

Gross yield (asking price)

10.3%

True gross yield (all-in)

9.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 5
Bathrooms: 3
Building: 324 m²
Land: 653 m²
Style: portuguese-traditional
Condition: good
Energy Certificate: B-
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

ocean-front-clifftop-locationmultiple-terraces-with-sea-viewsprivate-swimming-pool

Score Breakdown

ROI
20.25
Visual Appeal
13.4
Ownership Security
13
Location
10.56
Land & Space
10.69
Rental Demand
5.31
Payback Speed
4
STR Suitability
4

Description

Located in one of the most prestigious areas of the Algarve, near Monte Carvoeiro and just a few minutes’ walk from the vibrant center of Carvoeiro, this magnificent four-bedroom villa offers a truly privileged coastal lifestyle, with easy access to Praia do Paraíso. A rare property where location, charm, and sea views

Location

📍 37.0964°N, 8.4742°W

· Lagoa/Carvoeiro, Algarve, Portugal

View this property on Sotheby's Realty Vilamoura →Listed via Idealista.pt
5-bedroom freehold villa in Lagoa/Carvoeiro — photo 1 of 5
Sotheby's Realty Vilamoura
5-bedroom freehold villa in Lagoa/Carvoeiro — photo 2 of 5
5-bedroom freehold villa in Lagoa/Carvoeiro — photo 3 of 5
5-bedroom freehold villa in Lagoa/Carvoeiro — photo 4 of 5
5-bedroom freehold villa in Lagoa/Carvoeiro — photo 5 of 5

Detached house in Rua Manuel Afonso Maia, 42, Centro de Carvoeiro, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve · Ref BF-4484 Source verified · Sotheby's Realty Vilamoura · listed 3 Jun 2026
Asking price · Freehold
$2,065,217
View original listing
Ownership
Freehold
Bedrooms
5
Bathrooms
3
Built area
324 m²
Land
653 m²
True net yield
5.8%
≈ $17,557/mo net after costs & tax
5-yr total return (net + appreciation)
11.9% / yr avg
Payback in ~17 yrs from rent
Brixfox Score 81 · A

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Energy: B-
Condition: good

Description

Located in one of the most prestigious areas of the Algarve, near Monte Carvoeiro and just a few minutes’ walk from the vibrant center of Carvoeiro, this magnificent four-bedroom villa offers a truly privileged coastal lifestyle, with easy access to Praia do Paraíso. A rare property where location, charm, and sea views

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$1,416/night
50% ($651)Brixfox estimate($1,416/night)200% ($2605)
Occupancy
53%
10%Brixfox estimate(53%)100%

Short-Term Rental

Indicative
Yearly income
$132,090
Likely range $79,254 – $184,926
Airbnb data$1,416/night · 53% occupancy
Rental income
$1,416/night · 53% occ.
$254,020
Running costs (20%)
Utilities, cleaning, maintenance
-$50,804
Income tax (10%)
Indonesian rental income tax
-$71,125
Property tax
Annual property tax
-$0
Net income
6.4% ROI
$132,090

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

5.8%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
9.2%
8.3%
Fully-managed
6.7%
5.8%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

11.1%

Annual Revenue

$254,020

Income Tax / yr

$22,227

Payback

17 yrs

True All-In Cost
Asking price$2,065,217
IMT — transfer tax (non-resident 7.5%)$154,891
Stamp duty (0.8%)$16,522
Notary + registry$2,174
Legal$13,370
Furnishing + STR launch$27,174
All-in cost$2,279,348

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$13.7M$10.3M$6.9M$3.4M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.9M
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 14: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$2.3M
+22%
Rental Income
+$645K
Total Position
$3.0M
+56%
9.2%/yr
Year 10
Capital Value
$2.8M
+48%
Rental Income
+$1.4M
Total Position
$4.2M
+121%
8.3%/yr
Year 20
Capital Value
$4.2M
+119%
Rental Income
+$3.3M
Total Position
$7.4M
+291%
7.1%/yr
Year 30
Capital Value
$6.2M
+224%
Rental Income
+$5.8M
Total Position
$11.9M
+529%
6.3%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.4% annual return
Occupancy
Average
53% average occupancy
Nightly Rate
Strong
$1303 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Strong
653 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $1303 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Generous 653 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 53% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

33% occ.
5.8%
$9,973/mo
43% occ.
7.5%
$12,988/mo
53% occ.
9.3%
$16,003/mo
current
63% occ.
11.1%
$19,018/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.