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Detached house in Rua de Vale do Milho, 309 a, Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro
Detached house in Rua de Vale do Milho, 309 a, Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro — image 2Detached house in Rua de Vale do Milho, 309 a, Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro — image 3Detached house in Rua de Vale do Milho, 309 a, Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro — image 4Detached house in Rua de Vale do Milho, 309 a, Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro — image 5
Grade Avillamid-range

Detached house in Rua de Vale do Milho, 309 a, Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€1.1M

Asking Price (EUR)

5.7%

True Net Yield (Owner, all-in)

4.0%

True Net Yield (Managed, all-in)

7.3%

True Gross Yield

42%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €90,789/yr
Average Daily Rate: €593
+18.0% vs area baselineImage quality 8/10 (+3%), Portuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 24.1 years
5-yr Capital Value: €1.3M
10-yr Capital Value: €1.5M
Brixfox Score: 75.8 / 100
Comparable Properties: 7
Data Confidence: 73%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.2M

+13.6% over asking

Asking price€1.1M
IMT — Property transfer tax (investment schedule)€66,000
IS — Stamp duty (0.8%)€8,800
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€16,500
Total acquisition costs€92,550
Renovation (est. €55/m² × 316 m²)
Light touch-ups — paint, fixtures, deep clean.		€17,380
(€9,480–€25,280)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€40,050
All-in investment (incl. renovation & furnishing)€1.2M

Gross yield (asking price)

8.3%

True gross yield (all-in)

7.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 5
Building: 316 m²
Land: 2012 m²
Style: portuguese-traditional
Condition: good
Year Built: 2006
Energy Certificate: C
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

large private poolspacious outdoor terracetraditional Algarve architecturegarden areapanoramic views

Score Breakdown

ROI
15.42
Visual Appeal
13.6
Ownership Security
13
Location
10.56
Land & Space
12
Rental Demand
4.19
Payback Speed
3
STR Suitability
4

Description

This elegant 4-bedroom villa combines modern comfort with traditional charm, ideally situated near both a golf course and the beach, offering the perfect Algarve lifestyle. Property Highlights: Upon entering, you are welcomed by a spacious hallway leading into a bright and expansive lounge/dining area. This elegant l

Location

📍 37.0981°N, 8.4485°W

· Lagoa/Carvoeiro, Algarve, Portugal

View this property on PANORAMIC PROPERTIES →Listed via Idealista.pt
4-bedroom freehold villa in Lagoa/Carvoeiro — photo 1 of 5
PANORAMIC PROPERTIES
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4-bedroom freehold villa in Lagoa/Carvoeiro — photo 5 of 5

Detached house in Rua de Vale do Milho, 309 a, Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve · Ref BF-4492 Source verified · PANORAMIC PROPERTIES · listed 3 Jun 2026
Asking price · Freehold
$1,195,652
View original listing
Ownership
Freehold
Bedrooms
4
Bathrooms
5
Built area
316 m²
Land
2012 m²
True net yield
4.1%
≈ $7,773/mo net after costs & tax
5-yr total return (net + appreciation)
10.7% / yr avg
Payback in ~24 yrs from rent
Brixfox Score 76 · A

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 2006
Energy: C
Condition: good

Description

This elegant 4-bedroom villa combines modern comfort with traditional charm, ideally situated near both a golf course and the beach, offering the perfect Algarve lifestyle. Property Highlights: Upon entering, you are welcomed by a spacious hallway leading into a bright and expansive lounge/dining area. This elegant l

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$834/night
50% ($384)Brixfox estimate($834/night)200% ($1535)
Occupancy
42%
10%Brixfox estimate(42%)100%

Short-Term Rental

Indicative
Yearly income
$61,473
Likely range $36,884 – $86,062
Airbnb data$834/night · 42% occupancy
Rental income
$834/night · 42% occ.
$118,217
Running costs (20%)
Utilities, cleaning, maintenance
-$23,643
Income tax (10%)
Indonesian rental income tax
-$33,101
Property tax
Annual property tax
-$0
Net income
5.1% ROI
$61,473

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

4.1%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
7.0%
6.2%
Fully-managed
4.9%
4.1%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

8.8%

Annual Revenue

$118,217

Income Tax / yr

$10,345

Payback

24 yrs

True All-In Cost
Asking price$1,195,652
IMT — transfer tax (non-resident 7.5%)$89,674
Stamp duty (0.8%)$9,565
Notary + registry$2,174
Legal$13,370
Furnishing + STR launch$27,174
All-in cost$1,337,609

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$7.2M$5.4M$3.6M$1.8M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.1M
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 16: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.3M
+22%
Rental Income
+$300K
Total Position
$1.6M
+49%
8.3%/yr
Year 10
Capital Value
$1.6M
+48%
Rental Income
+$648K
Total Position
$2.3M
+107%
7.5%/yr
Year 20
Capital Value
$2.4M
+119%
Rental Income
+$1.5M
Total Position
$3.9M
+257%
6.6%/yr
Year 30
Capital Value
$3.6M
+224%
Rental Income
+$2.7M
Total Position
$6.3M
+469%
6.0%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

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Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.1% annual return
Occupancy
Weak
42% average occupancy
Nightly Rate
Strong
$767 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Strong
2012 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $767 — positioned in the top tier
Generous 2012 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 42% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
5.3%
$5,327/mo
40% occ.
7.1%
$7,103/mo
42% occ.
7.5%
$7,448/mo
current
52% occ.
9.3%
$9,224/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.