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Terraced house in Rua 25 de Abril, Ferragudo
Terraced house in Rua 25 de Abril, Ferragudo — image 2Terraced house in Rua 25 de Abril, Ferragudo — image 3Terraced house in Rua 25 de Abril, Ferragudo — image 4Terraced house in Rua 25 de Abril, Ferragudo — image 5
Grade C+villamid-range

Terraced house in Rua 25 de Abril, Ferragudo

Lagoa/Carvoeiro · Central Algarve ·

€549,000

Asking Price (EUR)

2.2%

True Net Yield (Owner, all-in)

1.2%

True Net Yield (Managed, all-in)

3.8%

True Gross Yield

48%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.8 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €23,583/yr
Average Daily Rate: €135
-10.0% vs area baselineImage quality 6/10 (-3%), Portuguese-traditional style (+5%), No pool (-12%)
Payback Period: 98.0 years
5-yr Capital Value: €636,441
10-yr Capital Value: €737,810
Brixfox Score: 47.1 / 100
Comparable Properties: 71
Data Confidence: 88%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€627,127

+14.2% over asking

Asking price€549,000
IMT — Property transfer tax (investment schedule)€31,750
IS — Stamp duty (0.8%)€4,392
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€8,235
Total acquisition costs€45,627
Renovation (est. €55/m² × 200 m²)
Light touch-ups — paint, fixtures, deep clean.		€11,000
(€6,000–€16,000)
Furnishing & STR launch (1bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€21,500
All-in investment (incl. renovation & furnishing)€627,127

Gross yield (asking price)

4.3%

True gross yield (all-in)

3.8%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 1
Bathrooms: 2
Building: 200 m²
Land: 135 m²
Style: portuguese-traditional
Condition: good
Year Built: 1950
Energy Certificate: B-

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional portuguese architecturewooden floorslarge windows

Score Breakdown

ROI
4.08
Visual Appeal
9.8
Ownership Security
13
Location
8.4
Land & Space
3.06
Rental Demand
4.79
Payback Speed
0
STR Suitability
4

Description

In the heart of Ferragudo lies this century-old house that brings together history, location and potential. The property combines a commercial space on the ground floor, with 97.50 m² facing the village’s main commercial street, and a T1+1 residence on the first floor with 102.50 m². Both levels connect to a private tw

Location

📍 37.1240°N, 8.5180°W

· Lagoa/Carvoeiro, Algarve, Portugal

View this property on ERA Lagoa →Listed via Idealista.pt
1-bedroom freehold villa in Lagoa/Carvoeiro — photo 1 of 5
ERA Lagoa
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1-bedroom freehold villa in Lagoa/Carvoeiro — photo 5 of 5

Terraced house in Rua 25 de Abril, Ferragudo

Lagoa/Carvoeiro · Central Algarve · Ref BF-4503 Source verified · ERA Lagoa · listed 2 Jun 2026
Asking price · Freehold
$596,739
View original listing
Ownership
Freehold
Bedrooms
1
Bathrooms
2
Built area
200 m²
Land
135 m²
True net yield
1.0%
≈ $1,496/mo net after costs & tax
5-yr total return (net + appreciation)
8.2% / yr avg
Payback in ~98 yrs from rent
Brixfox Score 47 · C+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 1950
Energy: B-
Condition: good

Description

In the heart of Ferragudo lies this century-old house that brings together history, location and potential. The property combines a commercial space on the ground floor, with 97.50 m² facing the village’s main commercial street, and a T1+1 residence on the first floor with 102.50 m². Both levels connect to a private tw

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$190/night
50% ($88)Brixfox estimate($190/night)200% ($350)
Occupancy
48%
10%Brixfox estimate(48%)100%

Short-Term Rental

Indicative
Yearly income
$16,006
Likely range $9,603 – $22,409
Airbnb data$190/night · 48% occupancy
Rental income
$190/night · 48% occ.
$30,780
Running costs (20%)
Utilities, cleaning, maintenance
-$6,156
Income tax (10%)
Indonesian rental income tax
-$8,619
Property tax
Annual property tax
-$0
Net income
2.7% ROI
$16,006

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

1.0%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
2.6%
2.2%
Fully-managed
1.4%
1.0%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

4.5%

Annual Revenue

$30,780

Income Tax / yr

$2,693

Payback

98 yrs

True All-In Cost
Asking price$596,739
IMT — transfer tax (non-resident 7.5%)$44,755
Stamp duty (0.8%)$4,774
Notary + registry$2,174
Legal$7,340
Furnishing + STR launch$27,174
All-in cost$682,957

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$2.9M$2.1M$1.4M$713K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $549K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 26: rental income alone has repaid the full purchase price.
2x return
Year 13: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$668K
+22%
Rental Income
+$78K
Total Position
$746K
+36%
6.3%/yr
Year 10
Capital Value
$813K
+48%
Rental Income
+$169K
Total Position
$981K
+79%
6.0%/yr
Year 20
Capital Value
$1.2M
+119%
Rental Income
+$396K
Total Position
$1.6M
+191%
5.5%/yr
Year 30
Capital Value
$1.8M
+224%
Rental Income
+$701K
Total Position
$2.5M
+352%
5.2%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
2.7% annual return
Occupancy
Average
48% average occupancy
Nightly Rate
Good
$175 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Weak
135 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 2.7% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
2.4%
$1,215/mo
40% occ.
3.3%
$1,620/mo
48% occ.
3.9%
$1,939/mo
current
58% occ.
4.7%
$2,344/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.