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Detached house in Rua Vila Nova, 6, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro
Detached house in Rua Vila Nova, 6, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 2Detached house in Rua Vila Nova, 6, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 3Detached house in Rua Vila Nova, 6, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 4Detached house in Rua Vila Nova, 6, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 5
Grade B+villaluxury

Detached house in Rua Vila Nova, 6, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€1.8M

Asking Price (EUR)

4.3%

True Net Yield (Owner, all-in)

3.0%

True Net Yield (Managed, all-in)

5.6%

True Gross Yield

47%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €113,641/yr
Average Daily Rate: €665
+36.0% vs area baselineImage quality 9/10 (+6%), Modern/contemporary style (+12%), Has pool (0%), Has view (+10%), Luxury finish (+8%)
Payback Period: 31.8 years
5-yr Capital Value: €2.1M
10-yr Capital Value: €2.4M
Brixfox Score: 73.8 / 100
Comparable Properties: 7
Data Confidence: 75%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€2.0M

+13.3% over asking

Asking price€1.8M
IMT — Property transfer tax (investment schedule)€135,000
IS — Stamp duty (0.8%)€14,400
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€27,000
Total acquisition costs€177,650
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€62,150
All-in investment (incl. renovation & furnishing)€2.0M

Gross yield (asking price)

6.3%

True gross yield (all-in)

5.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 4
Building: 280 m²
Land: 1008 m²
Style: modern
Condition: new-build
Year Built: 2024
Energy Certificate: A
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

rooftop terrace with lounge areaslarge glass sliding doors for indoor-outdoor livinginfinity-edge poolmodern minimalist architecture

Score Breakdown

ROI
11.99
Visual Appeal
15.6
Ownership Security
13
Location
10.56
Land & Space
12
Rental Demand
4.68
Payback Speed
2
STR Suitability
4

Description

Welcome to this magnificent house under construction in a modern contemporary style located in the sought-after area of Mato Serrao, Carvoeiro. This unique property will be completed in April and offers the perfect combination of style, comfort and location. The house is strategically located on a quiet cul-de-sac on a

Location

📍 37.1065°N, 8.4727°W

· Lagoa/Carvoeiro, Algarve, Portugal

View this property on SkandiaMäklarna →Listed via Idealista.pt
4-bedroom freehold villa in Lagoa/Carvoeiro — photo 1 of 5
SkandiaMäklarna
4-bedroom freehold villa in Lagoa/Carvoeiro — photo 2 of 5
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4-bedroom freehold villa in Lagoa/Carvoeiro — photo 4 of 5
4-bedroom freehold villa in Lagoa/Carvoeiro — photo 5 of 5

Detached house in Rua Vila Nova, 6, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve · Ref BF-4555 Source verified · SkandiaMäklarna · listed 3 Jun 2026
Asking price · Freehold
$1,956,522
View original listing
Ownership
Freehold
Bedrooms
4
Bathrooms
4
Built area
280 m²
Land
1008 m²
True net yield
3.1%
≈ $9,579/mo net after costs & tax
5-yr total return (net + appreciation)
9.5% / yr avg
Payback in ~32 yrs from rent
Brixfox Score 74 · B+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 2024
Energy: A
Condition: new-build

Description

Welcome to this magnificent house under construction in a modern contemporary style located in the sought-after area of Mato Serrao, Carvoeiro. This unique property will be completed in April and offers the perfect combination of style, comfort and location. The house is strategically located on a quiet cul-de-sac on a

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$935/night
50% ($430)Brixfox estimate($935/night)200% ($1720)
Occupancy
47%
10%Brixfox estimate(47%)100%

Short-Term Rental

Indicative
Yearly income
$76,944
Likely range $46,166 – $107,721
Airbnb data$935/night · 47% occupancy
Rental income
$935/night · 47% occ.
$147,968
Running costs (20%)
Utilities, cleaning, maintenance
-$29,594
Income tax (10%)
Indonesian rental income tax
-$41,431
Property tax
Annual property tax
-$0
Net income
3.9% ROI
$76,944

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

3.1%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
5.3%
4.7%
Fully-managed
3.7%
3.1%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

6.8%

Annual Revenue

$147,968

Income Tax / yr

$12,947

Payback

32 yrs

True All-In Cost
Asking price$1,956,522
IMT — transfer tax (non-resident 7.5%)$146,739
Stamp duty (0.8%)$15,652
Notary + registry$2,174
Legal$13,370
Furnishing + STR launch$27,174
All-in cost$2,161,630

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$10.6M$7.9M$5.3M$2.6M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.8M
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 20: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$2.2M
+22%
Rental Income
+$376K
Total Position
$2.6M
+43%
7.3%/yr
Year 10
Capital Value
$2.7M
+48%
Rental Income
+$812K
Total Position
$3.5M
+93%
6.8%/yr
Year 20
Capital Value
$3.9M
+119%
Rental Income
+$1.9M
Total Position
$5.8M
+225%
6.1%/yr
Year 30
Capital Value
$5.8M
+224%
Rental Income
+$3.4M
Total Position
$9.2M
+411%
5.6%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
3.9% annual return
Occupancy
Average
47% average occupancy
Nightly Rate
Strong
$860 per night
Visual Appeal
Strong
9/10 instagrammability
Size & Space
Strong
1008 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $860 — positioned in the top tier
Stunning visuals with 9/10 instagrammability — commands premium nightly rates
Generous 1008 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 3.9% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
3.7%
$5,973/mo
40% occ.
4.9%
$7,963/mo
47% occ.
5.7%
$9,321/mo
current
57% occ.
6.9%
$11,312/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.