Launch offer — 3 months free free, no card

Detached house in Urbanização Vale de Lapa, 43, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro
Detached house in Urbanização Vale de Lapa, 43, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 2Detached house in Urbanização Vale de Lapa, 43, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 3Detached house in Urbanização Vale de Lapa, 43, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 4Detached house in Urbanização Vale de Lapa, 43, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 5
Grade Avillamid-range

Detached house in Urbanização Vale de Lapa, 43, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€4.4M

Asking Price (EUR)

6.3%

True Net Yield (Owner, all-in)

4.6%

True Net Yield (Managed, all-in)

7.6%

True Gross Yield

59%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €370,725/yr
Average Daily Rate: €1710
+15.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 20.9 years
5-yr Capital Value: €5.1M
10-yr Capital Value: €5.9M
Brixfox Score: 78.7 / 100
Comparable Properties: 5
Data Confidence: 68%
Search Radius: 4 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€4.9M

+11.6% over asking

Asking price€4.4M
IMT — Property transfer tax (investment schedule)€329,625
IS — Stamp duty (0.8%)€35,160
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€65,925
Total acquisition costs€431,960
Renovation (est. €55/m² × 426 m²)
Light touch-ups — paint, fixtures, deep clean.		€23,430
(€12,780–€34,080)
Furnishing & STR launch (7bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€56,100
All-in investment (incl. renovation & furnishing)€4.9M

Gross yield (asking price)

8.4%

True gross yield (all-in)

7.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 7
Bathrooms: 7
Building: 426 m²
Land: 1520 m²
Style: portuguese-traditional
Condition: good
Year Built: 2005
Energy Certificate: B
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

coastal viewsmultiple properties with poolsproximity to natural landscape

Score Breakdown

ROI
17.37
Visual Appeal
12.8
Ownership Security
13
Location
10.56
Land & Space
12
Rental Demand
5.94
Payback Speed
3
STR Suitability
4

Description

Discover this exclusive 4-bedroom detached villa, set on a clifftop frontline դիր with breathtaking sea views, on a generous 1,520 m² plot with 426 m² of built area plus basement, located in the prestigious Vale de Lapa area. Built to a high standard with premium finishes, the property offers an exceptional indoor-outd

Location

📍 37.0940°N, 8.4720°W

· Lagoa/Carvoeiro, Algarve, Portugal

View this property on Spy Manor Real Estate →Listed via Idealista.pt
7-bedroom freehold villa in Lagoa/Carvoeiro — photo 1 of 5
Spy Manor Real Estate
7-bedroom freehold villa in Lagoa/Carvoeiro — photo 2 of 5
7-bedroom freehold villa in Lagoa/Carvoeiro — photo 3 of 5
7-bedroom freehold villa in Lagoa/Carvoeiro — photo 4 of 5
7-bedroom freehold villa in Lagoa/Carvoeiro — photo 5 of 5

Detached house in Urbanização Vale de Lapa, 43, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve · Ref BF-4564 Source verified · Spy Manor Real Estate · listed 2 Jun 2026
Asking price · Freehold
$4,777,174
View original listing
Ownership
Freehold
Bedrooms
7
Bathrooms
7
Built area
426 m²
Land
1520 m²
True net yield
4.8%
≈ $33,310/mo net after costs & tax
5-yr total return (net + appreciation)
10.8% / yr avg
Payback in ~21 yrs from rent
Brixfox Score 79 · A

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 2005
Energy: B
Condition: good

Description

Discover this exclusive 4-bedroom detached villa, set on a clifftop frontline դիր with breathtaking sea views, on a generous 1,520 m² plot with 426 m² of built area plus basement, located in the prestigious Vale de Lapa area. Built to a high standard with premium finishes, the property offers an exceptional indoor-outd

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$2,406/night
50% ($1107)Brixfox estimate($2,406/night)200% ($4428)
Occupancy
59%
10%Brixfox estimate(59%)100%

Short-Term Rental

Indicative
Yearly income
$251,118
Likely range $150,671 – $351,565
Airbnb data$2,406/night · 59% occupancy
Rental income
$2,406/night · 59% occ.
$482,920
Running costs (20%)
Utilities, cleaning, maintenance
-$96,584
Income tax (10%)
Indonesian rental income tax
-$135,217
Property tax
Annual property tax
-$0
Net income
5.3% ROI
$251,118

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

4.8%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
7.7%
6.8%
Fully-managed
5.6%
4.8%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

9.3%

Annual Revenue

$482,920

Income Tax / yr

$42,255

Payback

21 yrs

True All-In Cost
Asking price$4,777,174
IMT — transfer tax (non-resident 7.5%)$358,288
Stamp duty (0.8%)$38,217
Notary + registry$2,174
Legal$13,370
Furnishing + STR launch$27,174
All-in cost$5,216,397

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$29.0M$21.8M$14.5M$7.3M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $4.4M
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 16: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$5.3M
+22%
Rental Income
+$1.2M
Total Position
$6.6M
+50%
8.4%/yr
Year 10
Capital Value
$6.5M
+48%
Rental Income
+$2.6M
Total Position
$9.2M
+108%
7.6%/yr
Year 20
Capital Value
$9.6M
+119%
Rental Income
+$6.2M
Total Position
$15.8M
+260%
6.6%/yr
Year 30
Capital Value
$14.3M
+224%
Rental Income
+$11.0M
Total Position
$25.2M
+474%
6.0%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.3% annual return
Occupancy
Average
59% average occupancy
Nightly Rate
Strong
$2214 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Strong
1520 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $2214 — positioned in the top tier
Generous 1520 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 59% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

39% occ.
5.1%
$20,177/mo
49% occ.
6.4%
$25,300/mo
59% occ.
7.6%
$30,424/mo
current
69% occ.
8.9%
$35,548/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.