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Terraced house in Travessa Gago Coutinho, Ferragudo, Lagoa (Algarve)
Terraced house in Travessa Gago Coutinho, Ferragudo, Lagoa (Algarve) — image 2Terraced house in Travessa Gago Coutinho, Ferragudo, Lagoa (Algarve) — image 3Terraced house in Travessa Gago Coutinho, Ferragudo, Lagoa (Algarve) — image 4Terraced house in Travessa Gago Coutinho, Ferragudo, Lagoa (Algarve) — image 5
Grade Bvillamid-range

Terraced house in Travessa Gago Coutinho, Ferragudo, Lagoa (Algarve)

Lagoa/Carvoeiro · Central Algarve ·

€300,000

Asking Price (EUR)

5.6%

True Net Yield (Owner, all-in)

3.5%

True Net Yield (Managed, all-in)

8.2%

True Gross Yield

55%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €27,919/yr
Average Daily Rate: €138
Payback Period: 31.6 years
5-yr Capital Value: €347,782
10-yr Capital Value: €403,175
Brixfox Score: 60.7 / 100
Comparable Properties: 72
Data Confidence: 82%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€341,647

+13.9% over asking

Asking price€300,000
IMT — Property transfer tax (investment schedule)€11,997
IS — Stamp duty (0.8%)€2,400
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€4,500
Total acquisition costs€20,147
Renovation€0 — move-in ready
Furnishing & STR launch (1bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€21,500
All-in investment (incl. renovation & furnishing)€341,647

Gross yield (asking price)

9.3%

True gross yield (all-in)

8.2%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 1
Bathrooms: 2
Building: 48 m²
Land: 48 m²
Style: contemporary
Condition: excellent
Energy Certificate: D
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

mezzanine bedroommodern kitchencobblestone street entrance

Score Breakdown

ROI
12.1
Visual Appeal
13.6
Ownership Security
13
Location
8.4
Land & Space
2.1
Rental Demand
5.53
Payback Speed
2
STR Suitability
4

Description

Fully renovated 1 bedroom villa in the centre of Ferragudo. The property consists of: -Living room -Kitchen in Open Space. -Service Bathroom - Access to the Mezzanine -Suite Features: -Air conditioning - Active AL license. - Velux window with automatic opening and rain sensor. - Electric curtains on the windows. -

Location

📍 37.1242°N, 8.5170°W

· Lagoa/Carvoeiro, Algarve, Portugal

Visit City Home Imobiliária →Listed via Idealista.pt
1-bedroom freehold villa in Lagoa/Carvoeiro — photo 1 of 5
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Terraced house in Travessa Gago Coutinho, Ferragudo, Lagoa (Algarve)

Lagoa/Carvoeiro · Central Algarve · Ref BF-4611 Source verified · City Home Imobiliária · listed 2 Jun 2026
Asking price · Freehold
$326,087
View original listing
Ownership
Freehold
Bedrooms
1
Bathrooms
2
Built area
48 m²
Land
48 m²
True net yield
3.2%
≈ $2,079/mo net after costs & tax
5-yr total return (net + appreciation)
11.3% / yr avg
Payback in ~32 yrs from rent
Brixfox Score 61 · B

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Energy: D
Condition: excellent

Description

Fully renovated 1 bedroom villa in the centre of Ferragudo. The property consists of: -Living room -Kitchen in Open Space. -Service Bathroom - Access to the Mezzanine -Suite Features: -Air conditioning - Active AL license. - Velux window with automatic opening and rain sensor. - Electric curtains on the windows. -

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$195/night
50% ($90)Brixfox estimate($195/night)200% ($358)
Occupancy
55%
10%Brixfox estimate(55%)100%

Short-Term Rental

Indicative
Yearly income
$18,902
Likely range $11,341 – $26,463
Airbnb data$195/night · 55% occupancy
Rental income
$195/night · 55% occ.
$36,350
Running costs (20%)
Utilities, cleaning, maintenance
-$7,270
Income tax (10%)
Indonesian rental income tax
-$10,178
Property tax
Annual property tax
-$0
Net income
5.8% ROI
$18,902

Investment Returns

After-tax net yield · all-in cost basis

Approx. location

Net Yield · Fully-Managed · After Tax

3.2%

on all-in cost of $386,511

Scenario
Pre-tax
After-tax
Owner-managed
6.5%
5.6%
Fully-managed
4.0%
3.2%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

9.4%

Annual Revenue

$36,350

Income Tax / yr

$3,180

Payback

32 yrs

True All-In Cost
Asking price$326,087
IMT — transfer tax (non-resident 7.5%)$24,457
Stamp duty (0.8%)$2,609
Notary + registry$2,174
Legal$4,011
Furnishing + STR launch$27,174
All-in cost$386,511

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$2.1M$1.6M$1.0M$518K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $300K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 15: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$365K
+22%
Rental Income
+$92K
Total Position
$457K
+52%
8.8%/yr
Year 10
Capital Value
$444K
+48%
Rental Income
+$199K
Total Position
$643K
+114%
7.9%/yr
Year 20
Capital Value
$657K
+119%
Rental Income
+$467K
Total Position
$1.1M
+275%
6.8%/yr
Year 30
Capital Value
$973K
+224%
Rental Income
+$827K
Total Position
$1.8M
+500%
6.2%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.8% annual return
Occupancy
Average
55% average occupancy
Nightly Rate
Good
$179 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
48 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 55% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

35% occ.
5.4%
$1,462/mo
45% occ.
6.9%
$1,876/mo
55% occ.
8.4%
$2,290/mo
current
65% occ.
10.0%
$2,704/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.