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Detached house in Estrada de Albandeira, Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro
Detached house in Estrada de Albandeira, Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro — image 2Detached house in Estrada de Albandeira, Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro — image 3Detached house in Estrada de Albandeira, Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro — image 4Detached house in Estrada de Albandeira, Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro — image 5
Grade Bvillabudget

Detached house in Estrada de Albandeira, Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€400,000

Asking Price (EUR)

3.4%

True Net Yield (Owner, all-in)

2.0%

True Net Yield (Managed, all-in)

5.3%

True Gross Yield

34%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €26,056/yr
Average Daily Rate: €209
Payback Period: 50.5 years
5-yr Capital Value: €463,710
10-yr Capital Value: €537,567
Brixfox Score: 60.9 / 100
Comparable Properties: 16
Data Confidence: 81%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€489,630

+22.4% over asking

Asking price€400,000
IMT — Property transfer tax (investment schedule)€19,830
IS — Stamp duty (0.8%)€3,200
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€6,000
Total acquisition costs€30,280
Renovation (est. €900/m² × 45 m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		€40,500
(€31,500–€49,500)
Furnishing & STR launch (2bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€18,850
All-in investment (incl. renovation & furnishing)€489,630

Gross yield (asking price)

6.5%

True gross yield (all-in)

5.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 1
Building: 45 m²
Land: 3720 m²
Style: dated
Condition: needs-renovation
Year Built: 1951
Energy Certificate: F

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
7.92
Visual Appeal
10
Ownership Security
13
Location
10.56
Land & Space
12
Rental Demand
3.42
Payback Speed
0
STR Suitability
4

Description

Discover this charming typical villa, built before 1951, which combines history and versatility. With 2 cozy bedrooms, this single-storey and detached villa is ready to move in and for that you have to make a small investment, but it also offers a huge potential for renovation and expansion, allowing it to be adapted

Location

📍 37.0994°N, 8.4139°W

· Lagoa/Carvoeiro, Algarve, Portugal

View this property on ComprarCasa Armação de Pêra →Listed via Idealista.pt
2-bedroom freehold villa in Lagoa/Carvoeiro — photo 1 of 5
ComprarCasa Armação de Pêra
2-bedroom freehold villa in Lagoa/Carvoeiro — photo 2 of 5
2-bedroom freehold villa in Lagoa/Carvoeiro — photo 3 of 5
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2-bedroom freehold villa in Lagoa/Carvoeiro — photo 5 of 5

Detached house in Estrada de Albandeira, Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve · Ref BF-4637 Source verified · ComprarCasa Armação de Pêra · listed 2 Jun 2026
Asking price · Freehold
$434,783
View original listing
Ownership
Freehold
Bedrooms
2
Bathrooms
1
Built area
45 m²
Land
3720 m²
True net yield
2.0%
≈ $1,831/mo net after costs & tax
5-yr total return (net + appreciation)
9.6% / yr avg
Payback in ~50 yrs from rent
Brixfox Score 61 · B

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 1951
Energy: F
Condition: needs-renovation

Description

Discover this charming typical villa, built before 1951, which combines history and versatility. With 2 cozy bedrooms, this single-storey and detached villa is ready to move in and for that you have to make a small investment, but it also offers a huge potential for renovation and expansion, allowing it to be adapted

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$293/night
50% ($135)Brixfox estimate($293/night)200% ($540)
Occupancy
34%
10%Brixfox estimate(34%)100%

Short-Term Rental

Indicative
Yearly income
$17,640
Likely range $10,585 – $24,697
Airbnb data$293/night · 34% occupancy
Rental income
$293/night · 34% occ.
$33,924
Running costs (20%)
Utilities, cleaning, maintenance
-$6,785
Income tax (10%)
Indonesian rental income tax
-$9,499
Property tax
Annual property tax
-$0
Net income
4.1% ROI
$17,640

Investment Returns

After-tax net yield · all-in cost basis

Approx. location

Net Yield · Fully-Managed · After Tax

2.0%

on all-in cost of $505,565

Scenario
Pre-tax
After-tax
Owner-managed
4.3%
3.8%
Fully-managed
2.6%
2.0%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

6.7%

Annual Revenue

$33,924

Income Tax / yr

$2,968

Payback

50 yrs

True All-In Cost
Asking price$434,783
IMT — transfer tax (non-resident 7.5%)$32,609
Stamp duty (0.8%)$3,478
Notary + registry$2,174
Legal$5,348
Furnishing + STR launch$27,174
All-in cost$505,565

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$2.4M$1.8M$1.2M$595K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $400K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 19: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$487K
+22%
Rental Income
+$86K
Total Position
$573K
+43%
7.4%/yr
Year 10
Capital Value
$592K
+48%
Rental Income
+$186K
Total Position
$778K
+95%
6.9%/yr
Year 20
Capital Value
$876K
+119%
Rental Income
+$436K
Total Position
$1.3M
+228%
6.1%/yr
Year 30
Capital Value
$1.3M
+224%
Rental Income
+$772K
Total Position
$2.1M
+417%
5.6%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

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Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.1% annual return
Occupancy
Weak
34% average occupancy
Nightly Rate
Strong
$270 per night
Visual Appeal
Weak
2/10 instagrammability
Size & Space
Strong
3720 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $270 — positioned in the top tier
Generous 3720 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.1% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
5.2%
$1,874/mo
40% occ.
6.9%
$2,498/mo
34% occ.
5.9%
$2,137/mo
current
44% occ.
7.6%
$2,762/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.