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Detached house in Rua de Moçambique, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro
Detached house in Rua de Moçambique, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 2Detached house in Rua de Moçambique, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 3Detached house in Rua de Moçambique, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 4Detached house in Rua de Moçambique, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 5
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Detached house in Rua de Moçambique, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€1.5M

Asking Price (EUR)

8.8%

True Net Yield (Owner, all-in)

6.4%

True Net Yield (Managed, all-in)

10.5%

True Gross Yield

52%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €177,606/yr
Average Daily Rate: €927
+5.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%)
Payback Period: 14.7 years
5-yr Capital Value: €1.7M
10-yr Capital Value: €2.0M
Brixfox Score: 83.6 / 100
Comparable Properties: 5
Data Confidence: 65%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.7M

+14.5% over asking

Asking price€1.5M
IMT — Property transfer tax (investment schedule)€110,625
IS — Stamp duty (0.8%)€11,800
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€22,125
Total acquisition costs€145,800
Renovation (est. €55/m² × 400 m²)
Light touch-ups — paint, fixtures, deep clean.		€22,000
(€12,000–€32,000)
Furnishing & STR launch (5bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€45,400
All-in investment (incl. renovation & furnishing)€1.7M

Gross yield (asking price)

12.0%

True gross yield (all-in)

10.5%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 5
Bathrooms: 4
Building: 400 m²
Land: 2600 m²
Style: portuguese-traditional
Condition: good
Energy Certificate: C
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

arched entrancecobblestone drivewayterraced landscaping

Score Breakdown

ROI
22.56
Visual Appeal
11.2
Ownership Security
13
Location
10.56
Land & Space
12
Rental Demand
5.25
Payback Speed
5
STR Suitability
4

Description

ENCHANTING MOORISH VILLA WITH POOL & SEA VIEWS IN CARVOEIRO CLUBE Nestled within the prestigious Carvoeiro Clube, this exceptional Moorish-style villa is a rare blend of traditional Algarvian character and refined contemporary comfort. Set on a generous 2,600 sqm plot with 300 sqm of living space, the property offers

Location

📍 37.0940°N, 8.4720°W

· Lagoa/Carvoeiro, Algarve, Portugal

View this property on Spy Manor Real Estate →Listed via Idealista.pt
5-bedroom freehold villa in Lagoa/Carvoeiro — photo 1 of 5
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5-bedroom freehold villa in Lagoa/Carvoeiro — photo 2 of 5
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5-bedroom freehold villa in Lagoa/Carvoeiro — photo 5 of 5

Detached house in Rua de Moçambique, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve · Ref BF-4648 Source verified · Spy Manor Real Estate · listed 2 Jun 2026
Asking price · Freehold
$1,603,261
View original listing
Ownership
Freehold
Bedrooms
5
Bathrooms
4
Built area
400 m²
Land
2600 m²
True net yield
6.8%
≈ $16,111/mo net after costs & tax
5-yr total return (net + appreciation)
13.0% / yr avg
Payback in ~15 yrs from rent
Brixfox Score 84 · A

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Energy: C
Condition: good

Description

ENCHANTING MOORISH VILLA WITH POOL & SEA VIEWS IN CARVOEIRO CLUBE Nestled within the prestigious Carvoeiro Clube, this exceptional Moorish-style villa is a rare blend of traditional Algarvian character and refined contemporary comfort. Set on a generous 2,600 sqm plot with 300 sqm of living space, the property offers

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$1,304/night
50% ($600)Brixfox estimate($1,304/night)200% ($2400)
Occupancy
52%
10%Brixfox estimate(52%)100%

Short-Term Rental

Indicative
Yearly income
$120,305
Likely range $72,183 – $168,427
Airbnb data$1,304/night · 52% occupancy
Rental income
$1,304/night · 52% occ.
$231,355
Running costs (20%)
Utilities, cleaning, maintenance
-$46,271
Income tax (10%)
Indonesian rental income tax
-$64,780
Property tax
Annual property tax
-$0
Net income
7.5% ROI
$120,305

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

6.8%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
10.9%
9.7%
Fully-managed
7.9%
6.8%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

13.0%

Annual Revenue

$231,355

Income Tax / yr

$20,243

Payback

15 yrs

True All-In Cost
Asking price$1,603,261
IMT — transfer tax (non-resident 7.5%)$120,245
Stamp duty (0.8%)$12,826
Notary + registry$2,174
Legal$13,370
Furnishing + STR launch$27,174
All-in cost$1,779,049

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$11.6M$8.7M$5.8M$2.9M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.5M
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 12: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.8M
+22%
Rental Income
+$588K
Total Position
$2.4M
+62%
10.1%/yr
Year 10
Capital Value
$2.2M
+48%
Rental Income
+$1.3M
Total Position
$3.5M
+134%
8.9%/yr
Year 20
Capital Value
$3.2M
+119%
Rental Income
+$3.0M
Total Position
$6.2M
+321%
7.4%/yr
Year 30
Capital Value
$4.8M
+224%
Rental Income
+$5.3M
Total Position
$10.0M
+581%
6.6%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
7.5% annual return
Occupancy
Average
52% average occupancy
Nightly Rate
Strong
$1200 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Strong
2600 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $1200 — positioned in the top tier
Generous 2600 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 52% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

32% occ.
6.8%
$9,021/mo
42% occ.
8.8%
$11,798/mo
52% occ.
10.9%
$14,575/mo
current
62% occ.
13.0%
$17,353/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.