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Terraced house in Urbanização Terraços de Benagil, 28, Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro
Terraced house in Urbanização Terraços de Benagil, 28, Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro — image 2Terraced house in Urbanização Terraços de Benagil, 28, Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro — image 3Terraced house in Urbanização Terraços de Benagil, 28, Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro — image 4Terraced house in Urbanização Terraços de Benagil, 28, Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro — image 5
Grade Bvillamid-range

Terraced house in Urbanização Terraços de Benagil, 28, Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€615,000

Asking Price (EUR)

4.0%

True Net Yield (Owner, all-in)

2.6%

True Net Yield (Managed, all-in)

5.7%

True Gross Yield

42%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €40,055/yr
Average Daily Rate: €261
+18.0% vs area baselineImage quality 8/10 (+3%), Portuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 39.4 years
5-yr Capital Value: €712,954
10-yr Capital Value: €826,509
Brixfox Score: 59.2 / 100
Comparable Properties: 22
Data Confidence: 95%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€702,660

+14.3% over asking

Asking price€615,000
IMT — Property transfer tax (investment schedule)€37,030
IS — Stamp duty (0.8%)€4,920
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€9,225
Total acquisition costs€52,425
Renovation (est. €55/m² × 107 m²)
Light touch-ups — paint, fixtures, deep clean.		€5,885
(€3,210–€8,560)
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€29,350
All-in investment (incl. renovation & furnishing)€702,660

Gross yield (asking price)

6.5%

True gross yield (all-in)

5.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 3
Building: 107 m²
Land: 82 m²
Style: portuguese-traditional
Condition: good
Year Built: 2003
Energy Certificate: D
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

coastal cliffside locationmultiple communal poolsterraced townhouses

Score Breakdown

ROI
9.89
Visual Appeal
14.2
Ownership Security
13
Location
10.56
Land & Space
2.33
Rental Demand
4.2
Payback Speed
1
STR Suitability
4

Description

Magnificent 2-bedroom Townhouse with breathtaking Sea Views in the Exclusive Terraços de Benagil, a condominium with a Swimming Pool in the Cliffs, ideally located just a few meters from Benagil Beach and Carvalho Beach, in Lagoa, Algarve. This exceptional property stands out for its breathtaking sea views, enjoyed fr

Location

📍 37.0868°N, 8.4283°W

· Lagoa/Carvoeiro, Algarve, Portugal

View this property on Wilderness Investments - Real Estate →Listed via Idealista.pt
2-bedroom freehold villa in Lagoa/Carvoeiro — photo 1 of 5
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2-bedroom freehold villa in Lagoa/Carvoeiro — photo 5 of 5

Terraced house in Urbanização Terraços de Benagil, 28, Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve · Ref BF-4697 Source verified · Wilderness Investments - Real Estate · listed 3 Jun 2026
Asking price · Freehold
$668,478
View original listing
Ownership
Freehold
Bedrooms
2
Bathrooms
3
Built area
107 m²
Land
82 m²
True net yield
2.5%
≈ $3,075/mo net after costs & tax
5-yr total return (net + appreciation)
9.6% / yr avg
Payback in ~39 yrs from rent
Brixfox Score 59 · B

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 2003
Energy: D
Condition: good

Description

Magnificent 2-bedroom Townhouse with breathtaking Sea Views in the Exclusive Terraços de Benagil, a condominium with a Swimming Pool in the Cliffs, ideally located just a few meters from Benagil Beach and Carvalho Beach, in Lagoa, Algarve. This exceptional property stands out for its breathtaking sea views, enjoyed fr

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$368/night
50% ($169)Brixfox estimate($368/night)200% ($676)
Occupancy
42%
10%Brixfox estimate(42%)100%

Short-Term Rental

Indicative
Yearly income
$27,122
Likely range $16,273 – $37,971
Airbnb data$368/night · 42% occupancy
Rental income
$368/night · 42% occ.
$52,158
Running costs (20%)
Utilities, cleaning, maintenance
-$10,432
Income tax (10%)
Indonesian rental income tax
-$14,604
Property tax
Annual property tax
-$0
Net income
4.1% ROI
$27,122

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

2.5%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
4.8%
4.3%
Fully-managed
3.1%
2.5%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

6.8%

Annual Revenue

$52,158

Income Tax / yr

$4,564

Payback

39 yrs

True All-In Cost
Asking price$668,478
IMT — transfer tax (non-resident 7.5%)$50,136
Stamp duty (0.8%)$5,348
Notary + registry$2,174
Legal$8,223
Furnishing + STR launch$27,174
All-in cost$761,533

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$3.7M$2.7M$1.8M$915K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $615K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 19: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$748K
+22%
Rental Income
+$132K
Total Position
$881K
+43%
7.4%/yr
Year 10
Capital Value
$910K
+48%
Rental Income
+$286K
Total Position
$1.2M
+95%
6.9%/yr
Year 20
Capital Value
$1.3M
+119%
Rental Income
+$670K
Total Position
$2.0M
+228%
6.1%/yr
Year 30
Capital Value
$2.0M
+224%
Rental Income
+$1.2M
Total Position
$3.2M
+417%
5.6%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.1% annual return
Occupancy
Weak
42% average occupancy
Nightly Rate
Strong
$338 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Weak
82 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $338 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.1% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.2%
$2,348/mo
40% occ.
5.6%
$3,131/mo
42% occ.
5.9%
$3,286/mo
current
52% occ.
7.3%
$4,069/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.