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Detached house in
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Grade Avillamid-range

Detached house in

Lagoa/Carvoeiro · Central Algarve ·

€849,000

Asking Price (EUR)

8.2%

True Net Yield (Owner, all-in)

5.8%

True Net Yield (Managed, all-in)

10.0%

True Gross Yield

48%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €97,477/yr
Average Daily Rate: €554
+15.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 16.6 years
5-yr Capital Value: €984,224
10-yr Capital Value: €1.1M
Brixfox Score: 82.2 / 100
Comparable Properties: 6
Data Confidence: 71%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€971,437

+14.4% over asking

Asking price€849,000
IMT — Property transfer tax (investment schedule)€50,940
IS — Stamp duty (0.8%)€6,792
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€12,735
Total acquisition costs€71,717
Renovation (est. €55/m² × 194 m²)
Light touch-ups — paint, fixtures, deep clean.		€10,670
(€5,820–€15,520)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€40,050
All-in investment (incl. renovation & furnishing)€971,437

Gross yield (asking price)

11.5%

True gross yield (all-in)

10.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 3
Building: 194 m²
Land: 1100 m²
Style: portuguese-traditional
Condition: good
Year Built: 2001
Energy Certificate: C
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

decorative water wheel feature by pooldolphin mosaic in pooltraditional Portuguese blue and white tile accentsbuilt-in fireplace in living room

Score Breakdown

ROI
21.04
Visual Appeal
12.8
Ownership Security
13
Location
10.56
Land & Space
12
Rental Demand
4.82
Payback Speed
4
STR Suitability
4

Description

Discover this magnificent villa located in one of the quietest and most exclusive areas of Vale de Milho, just 5 minutes from the center of Carvoeiro, the stunning beaches of the region and 10 minutes from the prestigious Nobel International School. Set on a generous plot of 1,100 m², this property combines elegance,

Location

📍 37.0940°N, 8.4720°W

· Lagoa/Carvoeiro, Algarve, Portugal

View this property on Casaibéria Mediação Imobiliária Lda. →Listed via Idealista.pt
4-bedroom freehold villa in Lagoa/Carvoeiro — photo 1 of 5
Casaibéria Mediação Imobiliária Lda.
4-bedroom freehold villa in Lagoa/Carvoeiro — photo 2 of 5
4-bedroom freehold villa in Lagoa/Carvoeiro — photo 3 of 5
4-bedroom freehold villa in Lagoa/Carvoeiro — photo 4 of 5
4-bedroom freehold villa in Lagoa/Carvoeiro — photo 5 of 5

Detached house in

Lagoa/Carvoeiro · Central Algarve · Ref BF-4702 Source verified · Casaibéria Mediação Imobiliária Lda. · listed 2 Jun 2026
Asking price · Freehold
$922,826
View original listing
Ownership
Freehold
Bedrooms
4
Bathrooms
3
Built area
194 m²
Land
1100 m²
True net yield
6.0%
≈ $8,599/mo net after costs & tax
5-yr total return (net + appreciation)
12.7% / yr avg
Payback in ~17 yrs from rent
Brixfox Score 82 · A

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 2001
Energy: C
Condition: good

Description

Discover this magnificent villa located in one of the quietest and most exclusive areas of Vale de Milho, just 5 minutes from the center of Carvoeiro, the stunning beaches of the region and 10 minutes from the prestigious Nobel International School. Set on a generous plot of 1,100 m², this property combines elegance,

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$779/night
50% ($358)Brixfox estimate($779/night)200% ($1433)
Occupancy
48%
10%Brixfox estimate(48%)100%

Short-Term Rental

Indicative
Yearly income
$66,029
Likely range $39,617 – $92,440
Airbnb data$779/night · 48% occupancy
Rental income
$779/night · 48% occ.
$126,978
Running costs (20%)
Utilities, cleaning, maintenance
-$25,396
Income tax (10%)
Indonesian rental income tax
-$35,554
Property tax
Annual property tax
-$0
Net income
7.2% ROI
$66,029

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

6.0%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
9.9%
8.8%
Fully-managed
7.1%
6.0%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

12.2%

Annual Revenue

$126,978

Income Tax / yr

$11,111

Payback

17 yrs

True All-In Cost
Asking price$922,826
IMT — transfer tax (non-resident 7.5%)$69,212
Stamp duty (0.8%)$7,383
Notary + registry$2,174
Legal$11,351
Furnishing + STR launch$27,174
All-in cost$1,040,120

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$6.5M$4.9M$3.2M$1.6M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $849K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 12: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.0M
+22%
Rental Income
+$323K
Total Position
$1.4M
+60%
9.8%/yr
Year 10
Capital Value
$1.3M
+48%
Rental Income
+$696K
Total Position
$2.0M
+130%
8.7%/yr
Year 20
Capital Value
$1.9M
+119%
Rental Income
+$1.6M
Total Position
$3.5M
+311%
7.3%/yr
Year 30
Capital Value
$2.8M
+224%
Rental Income
+$2.9M
Total Position
$5.6M
+565%
6.5%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
7.2% annual return
Occupancy
Average
48% average occupancy
Nightly Rate
Strong
$717 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Strong
1100 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $717 — positioned in the top tier
Generous 1100 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 48% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
6.5%
$4,976/mo
40% occ.
8.6%
$6,635/mo
48% occ.
10.4%
$8,000/mo
current
58% occ.
12.6%
$9,658/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.