Launch offer — 3 months free free, no card

Detached house in Rua Dona Maria Eugénia Júdice Dias Ferreira, Cidade de Lagoa, Lagoa e Carvoeiro
Detached house in Rua Dona Maria Eugénia Júdice Dias Ferreira, Cidade de Lagoa, Lagoa e Carvoeiro — image 2Detached house in Rua Dona Maria Eugénia Júdice Dias Ferreira, Cidade de Lagoa, Lagoa e Carvoeiro — image 3Detached house in Rua Dona Maria Eugénia Júdice Dias Ferreira, Cidade de Lagoa, Lagoa e Carvoeiro — image 4Detached house in Rua Dona Maria Eugénia Júdice Dias Ferreira, Cidade de Lagoa, Lagoa e Carvoeiro — image 5
Grade Bvillabudget

Detached house in Rua Dona Maria Eugénia Júdice Dias Ferreira, Cidade de Lagoa, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€465,000

Asking Price (EUR)

4.8%

True Net Yield (Owner, all-in)

3.2%

True Net Yield (Managed, all-in)

6.4%

True Gross Yield

48%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €46,073/yr
Average Daily Rate: €262
-35.0% vs area baselineImage quality 5/10 (-6%), Dated style (-15%), No pool (-12%), Has view (+10%), Budget finish (-12%)
Payback Period: 23.1 years
5-yr Capital Value: €539,062
10-yr Capital Value: €624,921
Brixfox Score: 64.1 / 100
Comparable Properties: 7
Data Confidence: 63%
Search Radius: 4 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€725,525

+56.0% over asking

Asking price€465,000
IMT — Property transfer tax (investment schedule)€25,030
IS — Stamp duty (0.8%)€3,720
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€6,975
Total acquisition costs€36,975
Renovation (est. €900/m² × 220 m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		€198,000
(€154,000–€242,000)
Furnishing & STR launch (4bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€25,550
All-in investment (incl. renovation & furnishing)€725,525

Gross yield (asking price)

9.9%

True gross yield (all-in)

6.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 4
Building: 220 m²
Style: dated
Condition: needs-renovation
Energy Certificate: F
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

expansive countryside viewstraditional Portuguese kitchen tiles

Score Breakdown

ROI
15.96
Visual Appeal
6.8
Ownership Security
13
Location
10.56
Land & Space
6
Rental Demand
4.83
Payback Speed
3
STR Suitability
4

Description

4 Bed villa for sale in Lagoa, Algarve. Two-Storey House with Garden, Commercial Space and Great Potential - Prime Location Introducing this versatile two-storey property, perfect for those looking for a comfortable home with outdoor space or for investors seeking a property with commercial and residential potential. T

Location

📍 37.1371°N, 8.4511°W

· Lagoa/Carvoeiro, Algarve, Portugal

Listed by Formula Prime via Idealista.pt
4-bedroom freehold villa in Lagoa/Carvoeiro — photo 1 of 5
Idealista.pt
4-bedroom freehold villa in Lagoa/Carvoeiro — photo 2 of 5
4-bedroom freehold villa in Lagoa/Carvoeiro — photo 3 of 5
4-bedroom freehold villa in Lagoa/Carvoeiro — photo 4 of 5
4-bedroom freehold villa in Lagoa/Carvoeiro — photo 5 of 5

Detached house in Rua Dona Maria Eugénia Júdice Dias Ferreira, Cidade de Lagoa, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve · Ref BF-4704 Source verified · Idealista.pt · listed 3 Jun 2026
Asking price · Freehold
$505,435
Ownership
Freehold
Bedrooms
4
Bathrooms
4
Built area
220 m²
True net yield
4.3%
≈ $3,764/mo net after costs & tax
5-yr total return (net + appreciation)
11.7% / yr avg
Payback in ~23 yrs from rent
Brixfox Score 64 · B

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Energy: F
Condition: needs-renovation

Description

4 Bed villa for sale in Lagoa, Algarve. Two-Storey House with Garden, Commercial Space and Great Potential - Prime Location Introducing this versatile two-storey property, perfect for those looking for a comfortable home with outdoor space or for investors seeking a property with commercial and residential potential. T

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$368/night
50% ($169)Brixfox estimate($368/night)200% ($676)
Occupancy
48%
10%Brixfox estimate(48%)100%

Short-Term Rental

Indicative
Yearly income
$31,182
Likely range $18,710 – $43,655
Airbnb data$368/night · 48% occupancy
Rental income
$368/night · 48% occ.
$59,966
Running costs (20%)
Utilities, cleaning, maintenance
-$11,993
Income tax (10%)
Indonesian rental income tax
-$16,791
Property tax
Annual property tax
-$0
Net income
6.2% ROI
$31,182

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

4.3%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
7.8%
6.8%
Fully-managed
5.2%
4.3%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

10.3%

Annual Revenue

$59,966

Income Tax / yr

$5,247

Payback

23 yrs

True All-In Cost
Asking price$505,435
IMT — transfer tax (non-resident 7.5%)$37,908
Stamp duty (0.8%)$4,043
Notary + registry$2,174
Legal$6,217
Furnishing + STR launch$27,174
All-in cost$582,951

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$3.3M$2.5M$1.7M$826K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $465K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 14: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$566K
+22%
Rental Income
+$152K
Total Position
$718K
+54%
9.1%/yr
Year 10
Capital Value
$688K
+48%
Rental Income
+$329K
Total Position
$1.0M
+119%
8.1%/yr
Year 20
Capital Value
$1.0M
+119%
Rental Income
+$771K
Total Position
$1.8M
+285%
7.0%/yr
Year 30
Capital Value
$1.5M
+224%
Rental Income
+$1.4M
Total Position
$2.9M
+518%
6.3%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.2% annual return
Occupancy
Average
48% average occupancy
Nightly Rate
Strong
$338 per night
Visual Appeal
Weak
3/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $338 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 48% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
5.6%
$2,348/mo
40% occ.
7.4%
$3,131/mo
48% occ.
9.0%
$3,778/mo
current
58% occ.
10.8%
$4,561/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.