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House in Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro
House in Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 2House in Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 3House in Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 4House in Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 5
Grade Bvillamid-range

House in Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€2.4M

Asking Price (EUR)

1.7%

True Net Yield (Owner, all-in)

1.1%

True Net Yield (Managed, all-in)

2.6%

True Gross Yield

47%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €69,313/yr
Average Daily Rate: €406
+15.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 98.9 years
5-yr Capital Value: €2.8M
10-yr Capital Value: €3.2M
Brixfox Score: 61.1 / 100
Comparable Properties: 13
Data Confidence: 83%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€2.7M

+11.8% over asking

Asking price€2.4M
IMT — Property transfer tax (investment schedule)€178,125
IS — Stamp duty (0.8%)€19,000
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€35,625
Total acquisition costs€234,000
Renovation (est. €55/m² × 223 m²)
Light touch-ups — paint, fixtures, deep clean.		€12,265
(€6,690–€17,840)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€34,700
All-in investment (incl. renovation & furnishing)€2.7M

Gross yield (asking price)

2.9%

True gross yield (all-in)

2.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 223 m²
Land: 2495 m²
Style: portuguese-traditional
Condition: good
Year Built: 1981
Energy Certificate: E
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional terracotta roof tilesarched doorwaysexposed wooden beam ceilingslarge garden with mature treesocean view from pool area

Score Breakdown

ROI
4.04
Visual Appeal
12.8
Ownership Security
13
Location
10.56
Land & Space
12
Rental Demand
4.68
Payback Speed
0
STR Suitability
4

Description

3 Bedroom Portuguese Style House with Pool, Large Plot, Sea Views, 600m from the Beach, Carvoeiro • Living area 223 m² • Built area 270 m² • Plot 2495 m² • Construction in 1981, renovated in 2011 • 3 bedrooms (2 en-suite), 1 bathroom • Air conditioning, fireplace • Pool • Distance to the beach 600 m The detached hous

Location

📍 37.0940°N, 8.4720°W

· Lagoa/Carvoeiro, Algarve, Portugal

View this property on Togofor Homes →Listed via Idealista.pt
3-bedroom freehold villa in Lagoa/Carvoeiro — photo 1 of 5
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3-bedroom freehold villa in Lagoa/Carvoeiro — photo 2 of 5
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3-bedroom freehold villa in Lagoa/Carvoeiro — photo 4 of 5
3-bedroom freehold villa in Lagoa/Carvoeiro — photo 5 of 5

House in Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve · Ref BF-4706 Source verified · Togofor Homes · listed 2 Jun 2026
Asking price · Freehold
$2,581,522
View original listing
Ownership
Freehold
Bedrooms
3
Bathrooms
3
Built area
223 m²
Land
2495 m²
True net yield
1.0%
≈ $4,831/mo net after costs & tax
5-yr total return (net + appreciation)
7.3% / yr avg
Payback in ~99 yrs from rent
Brixfox Score 61 · B

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 1981
Energy: E
Condition: good

Description

3 Bedroom Portuguese Style House with Pool, Large Plot, Sea Views, 600m from the Beach, Carvoeiro • Living area 223 m² • Built area 270 m² • Plot 2495 m² • Construction in 1981, renovated in 2011 • 3 bedrooms (2 en-suite), 1 bathroom • Air conditioning, fireplace • Pool • Distance to the beach 600 m The detached hous

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$571/night
50% ($262)Brixfox estimate($571/night)200% ($1050)
Occupancy
47%
10%Brixfox estimate(47%)100%

Short-Term Rental

Indicative
Yearly income
$46,926
Likely range $28,155 – $65,697
Airbnb data$571/night · 47% occupancy
Rental income
$571/night · 47% occ.
$90,242
Running costs (20%)
Utilities, cleaning, maintenance
-$18,048
Income tax (10%)
Indonesian rental income tax
-$25,268
Property tax
Annual property tax
-$0
Net income
1.8% ROI
$46,926

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

1.0%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
2.0%
1.8%
Fully-managed
1.3%
1.0%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

3.2%

Annual Revenue

$90,242

Income Tax / yr

$7,897

Payback

99 yrs

True All-In Cost
Asking price$2,581,522
IMT — transfer tax (non-resident 7.5%)$193,614
Stamp duty (0.8%)$20,652
Notary + registry$2,174
Legal$13,370
Furnishing + STR launch$27,174
All-in cost$2,838,505

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$11.2M$8.4M$5.6M$2.8M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 302x ReturnToday: $2.4M
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
2x return
Year 14: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$2.9M
+22%
Rental Income
+$229K
Total Position
$3.1M
+31%
5.6%/yr
Year 10
Capital Value
$3.5M
+48%
Rental Income
+$495K
Total Position
$4.0M
+69%
5.4%/yr
Year 20
Capital Value
$5.2M
+119%
Rental Income
+$1.2M
Total Position
$6.4M
+168%
5.1%/yr
Year 30
Capital Value
$7.7M
+224%
Rental Income
+$2.1M
Total Position
$9.8M
+311%
4.8%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Weak
1.8% annual return
Occupancy
Average
47% average occupancy
Nightly Rate
Strong
$525 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Strong
2495 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $525 — positioned in the top tier
Generous 2495 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 1.8% is below the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
1.7%
$3,644/mo
40% occ.
2.3%
$4,859/mo
47% occ.
2.6%
$5,685/mo
current
57% occ.
3.2%
$6,900/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.