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Terraced house in Ferragudo, Lagoa (Algarve)
Terraced house in Ferragudo, Lagoa (Algarve) — image 2Terraced house in Ferragudo, Lagoa (Algarve) — image 3Terraced house in Ferragudo, Lagoa (Algarve) — image 4Terraced house in Ferragudo, Lagoa (Algarve) — image 5
Grade C+villabudget

Terraced house in Ferragudo, Lagoa (Algarve)

Lagoa/Carvoeiro · Central Algarve ·

€325,000

Asking Price (EUR)

3.1%

True Net Yield (Owner, all-in)

1.7%

True Net Yield (Managed, all-in)

5.1%

True Gross Yield

48%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €20,913/yr
Average Daily Rate: €120
-22.0% vs area baselineImage quality 6/10 (-3%), Portuguese-traditional style (+5%), No pool (-12%), Budget finish (-12%)
Payback Period: 63.4 years
5-yr Capital Value: €376,764
10-yr Capital Value: €436,773
Brixfox Score: 50.6 / 100
Comparable Properties: 94
Data Confidence: 90%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€409,955

+26.1% over asking

Asking price€325,000
IMT — Property transfer tax (investment schedule)€13,830
IS — Stamp duty (0.8%)€2,600
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€4,875
Total acquisition costs€22,555
Renovation (est. €350/m² × 134 m²)
Cosmetic refresh — flooring, paint, bathroom & kitchen updates.		€46,900
(€33,500–€60,300)
Furnishing & STR launch (1bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€15,500
All-in investment (incl. renovation & furnishing)€409,955

Gross yield (asking price)

6.4%

True gross yield (all-in)

5.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 1
Bathrooms: 1
Building: 134 m²
Style: portuguese-traditional
Condition: fair
Year Built: 1951
Energy Certificate: E

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional blue and white exterior facadeexposed wooden beam ceilingsarched doorwayscobblestone street

Score Breakdown

ROI
6.32
Visual Appeal
9.4
Ownership Security
13
Location
8.4
Land & Space
4.68
Rental Demand
4.79
Payback Speed
0
STR Suitability
4

Description

Come and discover this charming one-bedroom house located in the heart of Ferragudo! On the ground floor, the property features a welcoming entrance patio leading to the kitchen, a spacious bathroom equipped with both a bathtub and a shower, one bedroom, a bright living room, and an additional space, on the mezzanine —

Location

📍 37.1218°N, 8.5208°W

· Lagoa/Carvoeiro, Algarve, Portugal

Visit ERA Lagoa →Listed via Idealista.pt
1-bedroom freehold villa in Lagoa/Carvoeiro — photo 1 of 5
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1-bedroom freehold villa in Lagoa/Carvoeiro — photo 5 of 5

Terraced house in Ferragudo, Lagoa (Algarve)

Lagoa/Carvoeiro · Central Algarve · Ref BF-4759 Source verified · ERA Lagoa · listed 2 Jun 2026
Asking price · Freehold
$353,261
View original listing
Ownership
Freehold
Bedrooms
1
Bathrooms
1
Built area
134 m²
True net yield
1.6%
≈ $1,372/mo net after costs & tax
5-yr total return (net + appreciation)
9.5% / yr avg
Payback in ~63 yrs from rent
Brixfox Score 51 · C+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 1951
Energy: E
Condition: fair

Description

Come and discover this charming one-bedroom house located in the heart of Ferragudo! On the ground floor, the property features a welcoming entrance patio leading to the kitchen, a spacious bathroom equipped with both a bathtub and a shower, one bedroom, a bright living room, and an additional space, on the mezzanine —

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$168/night
50% ($77)Brixfox estimate($168/night)200% ($310)
Occupancy
48%
10%Brixfox estimate(48%)100%

Short-Term Rental

Indicative
Yearly income
$14,164
Likely range $8,499 – $19,830
Airbnb data$168/night · 48% occupancy
Rental income
$168/night · 48% occ.
$27,239
Running costs (20%)
Utilities, cleaning, maintenance
-$5,448
Income tax (10%)
Indonesian rental income tax
-$7,627
Property tax
Annual property tax
-$0
Net income
4.0% ROI
$14,164

Investment Returns

After-tax net yield · all-in cost basis

Exact location

Net Yield · Fully-Managed · After Tax

1.6%

on all-in cost of $416,275

Scenario
Pre-tax
After-tax
Owner-managed
4.0%
3.4%
Fully-managed
2.1%
1.6%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

6.5%

Annual Revenue

$27,239

Income Tax / yr

$2,384

Payback

63 yrs

True All-In Cost
Asking price$353,261
IMT — transfer tax (non-resident 7.5%)$26,495
Stamp duty (0.8%)$2,826
Notary + registry$2,174
Legal$4,346
Furnishing + STR launch$27,174
All-in cost$416,275

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$1.9M$1.4M$963K$481K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $325K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 19: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$395K
+22%
Rental Income
+$69K
Total Position
$465K
+43%
7.4%/yr
Year 10
Capital Value
$481K
+48%
Rental Income
+$149K
Total Position
$630K
+94%
6.9%/yr
Year 20
Capital Value
$712K
+119%
Rental Income
+$350K
Total Position
$1.1M
+227%
6.1%/yr
Year 30
Capital Value
$1.1M
+224%
Rental Income
+$620K
Total Position
$1.7M
+415%
5.6%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.0% annual return
Occupancy
Average
48% average occupancy
Nightly Rate
Good
$155 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.0% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
3.7%
$1,075/mo
40% occ.
4.9%
$1,433/mo
48% occ.
5.8%
$1,716/mo
current
58% occ.
7.0%
$2,074/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.