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Detached house in Rua Primeiro de Maio, Ferragudo
Detached house in Rua Primeiro de Maio, Ferragudo — image 2Detached house in Rua Primeiro de Maio, Ferragudo — image 3Detached house in Rua Primeiro de Maio, Ferragudo — image 4Detached house in Rua Primeiro de Maio, Ferragudo — image 5
Grade Bvillamid-range

Detached house in Rua Primeiro de Maio, Ferragudo

Lagoa/Carvoeiro · Central Algarve ·

€390,000

Asking Price (EUR)

4.1%

True Net Yield (Owner, all-in)

2.5%

True Net Yield (Managed, all-in)

6.1%

True Gross Yield

49%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €27,461/yr
Average Daily Rate: €155
+3.0% vs area baselinePortuguese-traditional style (+5%), No pool (-12%), Has view (+10%)
Payback Period: 44.1 years
5-yr Capital Value: €452,117
10-yr Capital Value: €524,127
Brixfox Score: 55.2 / 100
Comparable Properties: 71
Data Confidence: 88%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€447,405

+14.7% over asking

Asking price€390,000
IMT — Property transfer tax (investment schedule)€19,030
IS — Stamp duty (0.8%)€3,120
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€5,850
Total acquisition costs€29,250
Renovation (est. €55/m² × 121 m²)
Light touch-ups — paint, fixtures, deep clean.		€6,655
(€3,630–€9,680)
Furnishing & STR launch (1bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€21,500
All-in investment (incl. renovation & furnishing)€447,405

Gross yield (asking price)

7.0%

True gross yield (all-in)

6.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 1
Bathrooms: 1
Building: 121 m²
Land: 179 m²
Style: portuguese-traditional
Condition: good
Year Built: 1983
Energy Certificate: E
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

cobblestone streetstraditional Algarve architecturewaterfront proximity

Score Breakdown

ROI
8.95
Visual Appeal
10.2
Ownership Security
13
Location
8.4
Land & Space
4.84
Rental Demand
4.86
Payback Speed
1
STR Suitability
4

Description

Charming one-bedroom villa located in the heart of Ferragudo, spread over three floors. On the ground floor, there is a cosy living room with a balcony, perfect for enjoying the views over the Arade River and the city of Portimão, as well as staircase access to a large basement with natural light. There is also a priva

Location

📍 37.1240°N, 8.5180°W

· Lagoa/Carvoeiro, Algarve, Portugal

View this property on ERA Lagoa →Listed via Idealista.pt
1-bedroom freehold villa in Lagoa/Carvoeiro — photo 1 of 5
ERA Lagoa
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1-bedroom freehold villa in Lagoa/Carvoeiro — photo 5 of 5

Detached house in Rua Primeiro de Maio, Ferragudo

Lagoa/Carvoeiro · Central Algarve · Ref BF-4781 Source verified · ERA Lagoa · listed 2 Jun 2026
Asking price · Freehold
$423,913
View original listing
Ownership
Freehold
Bedrooms
1
Bathrooms
1
Built area
121 m²
Land
179 m²
True net yield
2.3%
≈ $1,977/mo net after costs & tax
5-yr total return (net + appreciation)
9.9% / yr avg
Payback in ~44 yrs from rent
Brixfox Score 55 · B

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 1983
Energy: E
Condition: good

Description

Charming one-bedroom villa located in the heart of Ferragudo, spread over three floors. On the ground floor, there is a cosy living room with a balcony, perfect for enjoying the views over the Arade River and the city of Portimão, as well as staircase access to a large basement with natural light. There is also a priva

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$218/night
50% ($100)Brixfox estimate($218/night)200% ($401)
Occupancy
49%
10%Brixfox estimate(49%)100%

Short-Term Rental

Indicative
Yearly income
$18,597
Likely range $11,158 – $26,036
Airbnb data$218/night · 49% occupancy
Rental income
$218/night · 49% occ.
$35,763
Running costs (20%)
Utilities, cleaning, maintenance
-$7,153
Income tax (10%)
Indonesian rental income tax
-$10,014
Property tax
Annual property tax
-$0
Net income
4.4% ROI
$18,597

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

2.3%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
4.8%
4.2%
Fully-managed
2.9%
2.3%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

7.2%

Annual Revenue

$35,763

Income Tax / yr

$3,129

Payback

44 yrs

True All-In Cost
Asking price$423,913
IMT — transfer tax (non-resident 7.5%)$31,793
Stamp duty (0.8%)$3,391
Notary + registry$2,174
Legal$5,214
Furnishing + STR launch$27,174
All-in cost$493,660

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$2.4M$1.8M$1.2M$598K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $390K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 18: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$474K
+22%
Rental Income
+$91K
Total Position
$565K
+45%
7.7%/yr
Year 10
Capital Value
$577K
+48%
Rental Income
+$196K
Total Position
$773K
+98%
7.1%/yr
Year 20
Capital Value
$855K
+119%
Rental Income
+$460K
Total Position
$1.3M
+237%
6.3%/yr
Year 30
Capital Value
$1.3M
+224%
Rental Income
+$814K
Total Position
$2.1M
+433%
5.7%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.4% annual return
Occupancy
Average
49% average occupancy
Nightly Rate
Strong
$200 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Average
179 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $200 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.4% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
3.9%
$1,390/mo
40% occ.
5.2%
$1,854/mo
49% occ.
6.4%
$2,253/mo
current
59% occ.
7.7%
$2,716/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.