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Semi-detached house in
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Grade Avillamid-range

Semi-detached house in

Lagoa/Carvoeiro · Central Algarve ·

€430,000

Asking Price (EUR)

11.3%

True Net Yield (Owner, all-in)

8.0%

True Net Yield (Managed, all-in)

13.9%

True Gross Yield

48%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €69,090/yr
Average Daily Rate: €398
+13.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), No pool (-12%), Has view (+10%)
Payback Period: 12.4 years
5-yr Capital Value: €498,488
10-yr Capital Value: €577,884
Brixfox Score: 79.4 / 100
Comparable Properties: 13
Data Confidence: 83%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€495,570

+15.2% over asking

Asking price€430,000
IMT — Property transfer tax (investment schedule)€22,230
IS — Stamp duty (0.8%)€3,440
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€6,450
Total acquisition costs€33,370
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€495,570

Gross yield (asking price)

16.1%

True gross yield (all-in)

13.9%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 2
Building: 122 m²
Style: contemporary
Condition: excellent
Year Built: 1968
Energy Certificate: B-
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

open-plan living/kitchenmodern staircase with vertical balustersmixed flooring (wood laminate and marble-effect tile)

Score Breakdown

ROI
25
Visual Appeal
12.6
Ownership Security
13
Location
10.56
Land & Space
4.44
Rental Demand
4.75
Payback Speed
5
STR Suitability
4

Description

This stunning 3-bedroom, 2-bathroom villa has been completely renovated to an exceptional standard in 2024, offering a modern, turn-key home in one of the most convenient locations in Lagoa. The renovation includes full rewiring, new plumbing, and a new sewage system, ensuring long-term comfort and peace of mind. Grou

Location

📍 37.0940°N, 8.4720°W

· Lagoa/Carvoeiro, Algarve, Portugal

View this property on Divine Home Real Estate Portugal →Listed via Idealista.pt
3-bedroom freehold villa in Lagoa/Carvoeiro — photo 1 of 5
Divine Home Real Estate Portugal
3-bedroom freehold villa in Lagoa/Carvoeiro — photo 2 of 5
3-bedroom freehold villa in Lagoa/Carvoeiro — photo 3 of 5
3-bedroom freehold villa in Lagoa/Carvoeiro — photo 4 of 5
3-bedroom freehold villa in Lagoa/Carvoeiro — photo 5 of 5

Semi-detached house in

Lagoa/Carvoeiro · Central Algarve · Ref BF-4785 Source verified · Divine Home Real Estate Portugal · listed 2 Jun 2026
Asking price · Freehold
$467,391
View original listing
Ownership
Freehold
Bedrooms
3
Bathrooms
2
Built area
122 m²
True net yield
8.1%
≈ $6,064/mo net after costs & tax
5-yr total return (net + appreciation)
15.5% / yr avg
Payback in ~12 yrs from rent
Brixfox Score 79 · A

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 1968
Energy: B-
Condition: excellent

Description

This stunning 3-bedroom, 2-bathroom villa has been completely renovated to an exceptional standard in 2024, offering a modern, turn-key home in one of the most convenient locations in Lagoa. The renovation includes full rewiring, new plumbing, and a new sewage system, ensuring long-term comfort and peace of mind. Grou

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$561/night
50% ($258)Brixfox estimate($561/night)200% ($1032)
Occupancy
48%
10%Brixfox estimate(48%)100%

Short-Term Rental

Indicative
Yearly income
$46,801
Likely range $28,080 – $65,522
Airbnb data$561/night · 48% occupancy
Rental income
$561/night · 48% occ.
$90,002
Running costs (20%)
Utilities, cleaning, maintenance
-$18,000
Income tax (10%)
Indonesian rental income tax
-$25,201
Property tax
Annual property tax
-$0
Net income
10.0% ROI
$46,801

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

8.1%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
13.4%
12.0%
Fully-managed
9.5%
8.1%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

16.6%

Annual Revenue

$90,002

Income Tax / yr

$7,875

Payback

12 yrs

True All-In Cost
Asking price$467,391
IMT — transfer tax (non-resident 7.5%)$35,054
Stamp duty (0.8%)$3,739
Notary + registry$2,174
Legal$5,749
Furnishing + STR launch$27,174
All-in cost$541,282

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$4.0M$3.0M$2.0M$990K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $430K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 9: rental income alone has repaid the full purchase price.
2x return
Year 7: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$523K
+22%
Rental Income
+$229K
Total Position
$752K
+75%
11.8%/yr
Year 10
Capital Value
$637K
+48%
Rental Income
+$494K
Total Position
$1.1M
+163%
10.1%/yr
Year 20
Capital Value
$942K
+119%
Rental Income
+$1.2M
Total Position
$2.1M
+388%
8.3%/yr
Year 30
Capital Value
$1.4M
+224%
Rental Income
+$2.0M
Total Position
$3.4M
+701%
7.2%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
10.0% annual return
Occupancy
Average
48% average occupancy
Nightly Rate
Strong
$516 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 10.0% — outperforms most villas in this market
Premium nightly rate of $516 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 48% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
9.2%
$3,581/mo
40% occ.
12.3%
$4,775/mo
48% occ.
14.6%
$5,670/mo
current
58% occ.
17.6%
$6,864/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.