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Semi-detached house, Urbanização Quinta Rosal, 2, Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro
Semi-detached house, Urbanização Quinta Rosal, 2, Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro — image 2Semi-detached house, Urbanização Quinta Rosal, 2, Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro — image 3Semi-detached house, Urbanização Quinta Rosal, 2, Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro — image 4Semi-detached house, Urbanização Quinta Rosal, 2, Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro — image 5
Grade B+villamid-range

Semi-detached house, Urbanização Quinta Rosal, 2, Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€525,000

Asking Price (EUR)

8.5%

True Net Yield (Owner, all-in)

5.9%

True Net Yield (Managed, all-in)

10.7%

True Gross Yield

45%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €65,147/yr
Average Daily Rate: €395
+15.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%), Has view (+10%)
Payback Period: 16.5 years
5-yr Capital Value: €608,619
10-yr Capital Value: €705,556
Brixfox Score: 74.9 / 100
Comparable Properties: 7
Data Confidence: 81%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€610,720

+16.3% over asking

Asking price€525,000
IMT — Property transfer tax (investment schedule)€29,830
IS — Stamp duty (0.8%)€4,200
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€7,875
Total acquisition costs€43,155
Renovation (est. €55/m² × 143 m²)
Light touch-ups — paint, fixtures, deep clean.		€7,865
(€4,290–€11,440)
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€34,700
All-in investment (incl. renovation & furnishing)€610,720

Gross yield (asking price)

12.4%

True gross yield (all-in)

10.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 2
Building: 143 m²
Style: portuguese-traditional
Condition: good
Energy Certificate: C
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

communal swimming pooltennis courtlandscaped gardenstraditional Algarve architecture

Score Breakdown

ROI
21.14
Visual Appeal
12.8
Ownership Security
13
Location
10.56
Land & Space
4.86
Rental Demand
4.52
Payback Speed
4
STR Suitability
4

Description

This elegant 143 m² gross area villa is located in the Quinta do Rosal urbanization, a tranquil and well-maintained resort in the Caramujeira area, just a few minutes' drive from Carvoeiro and Lagoa. The ground floor offers a spacious open-plan living area, with a fully equipped kitchen and living room with a fireplace

Location

📍 37.1156°N, 8.4242°W

· Lagoa/Carvoeiro, Algarve, Portugal

Listed via Idealista.pt
3-bedroom freehold villa in Lagoa/Carvoeiro — photo 1 of 5
Idealista.pt
3-bedroom freehold villa in Lagoa/Carvoeiro — photo 2 of 5
3-bedroom freehold villa in Lagoa/Carvoeiro — photo 3 of 5
3-bedroom freehold villa in Lagoa/Carvoeiro — photo 4 of 5
3-bedroom freehold villa in Lagoa/Carvoeiro — photo 5 of 5

Semi-detached house, Urbanização Quinta Rosal, 2, Caramujeira - Vale d'El Rei - Benagil, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve · Ref BF-4798 Source verified · Idealista.pt · listed 2 Jun 2026
Asking price · Freehold
$570,652
Ownership
Freehold
Bedrooms
3
Bathrooms
2
Built area
143 m²
True net yield
6.1%
≈ $5,610/mo net after costs & tax
5-yr total return (net + appreciation)
13.3% / yr avg
Payback in ~16 yrs from rent
Brixfox Score 75 · B+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Property details

Energy: C
Condition: good

Description

This elegant 143 m² gross area villa is located in the Quinta do Rosal urbanization, a tranquil and well-maintained resort in the Caramujeira area, just a few minutes' drive from Carvoeiro and Lagoa. The ground floor offers a spacious open-plan living area, with a fully equipped kitchen and living room with a fireplace

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$555/night
50% ($255)Brixfox estimate($555/night)200% ($1022)
Occupancy
45%
10%Brixfox estimate(45%)100%

Short-Term Rental

Indicative
Yearly income
$44,108
Likely range $26,465 – $61,752
Airbnb data$555/night · 45% occupancy
Rental income
$555/night · 45% occ.
$84,824
Running costs (20%)
Utilities, cleaning, maintenance
-$16,965
Income tax (10%)
Indonesian rental income tax
-$23,751
Property tax
Annual property tax
-$0
Net income
7.7% ROI
$44,108

Investment Returns

After-tax net yield · all-in cost basis

Approx. location

Net Yield · Fully-Managed · After Tax

6.1%

on all-in cost of $654,384

Scenario
Pre-tax
After-tax
Owner-managed
10.3%
9.2%
Fully-managed
7.2%
6.1%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

13.0%

Annual Revenue

$84,824

Income Tax / yr

$7,422

Payback

16 yrs

True All-In Cost
Asking price$570,652
IMT — transfer tax (non-resident 7.5%)$42,799
Stamp duty (0.8%)$4,565
Notary + registry$2,174
Legal$7,020
Furnishing + STR launch$27,174
All-in cost$654,384

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$4.2M$3.1M$2.1M$1.0M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $525K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 12: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$639K
+22%
Rental Income
+$215K
Total Position
$854K
+63%
10.2%/yr
Year 10
Capital Value
$777K
+48%
Rental Income
+$465K
Total Position
$1.2M
+137%
9.0%/yr
Year 20
Capital Value
$1.2M
+119%
Rental Income
+$1.1M
Total Position
$2.2M
+327%
7.5%/yr
Year 30
Capital Value
$1.7M
+224%
Rental Income
+$1.9M
Total Position
$3.6M
+592%
6.7%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
7.7% annual return
Occupancy
Average
45% average occupancy
Nightly Rate
Strong
$511 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $511 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 45% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
7.5%
$3,548/mo
40% occ.
9.9%
$4,730/mo
45% occ.
11.2%
$5,344/mo
current
55% occ.
13.7%
$6,526/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.