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Terraced house in Clube Golfemar , Alfanzina, Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro
Terraced house in Clube Golfemar , Alfanzina, Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro — image 2Terraced house in Clube Golfemar , Alfanzina, Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro — image 3Terraced house in Clube Golfemar , Alfanzina, Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro — image 4Terraced house in Clube Golfemar , Alfanzina, Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro — image 5
Grade B+villamid-range

Terraced house in Clube Golfemar , Alfanzina, Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€435,000

Asking Price (EUR)

6.7%

True Net Yield (Owner, all-in)

4.5%

True Net Yield (Managed, all-in)

8.9%

True Gross Yield

57%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €44,608/yr
Average Daily Rate: €213
+3.0% vs area baselinePortuguese-traditional style (+5%), No pool (-12%), Has view (+10%)
Payback Period: 22.5 years
5-yr Capital Value: €504,284
10-yr Capital Value: €584,604
Brixfox Score: 68.8 / 100
Comparable Properties: 50
Data Confidence: 95%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€501,070

+15.2% over asking

Asking price€435,000
IMT — Property transfer tax (investment schedule)€22,630
IS — Stamp duty (0.8%)€3,480
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€6,525
Total acquisition costs€33,885
Renovation (est. €55/m² × 97 m²)
Light touch-ups — paint, fixtures, deep clean.		€5,335
(€2,910–€7,760)
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€26,850
All-in investment (incl. renovation & furnishing)€501,070

Gross yield (asking price)

10.3%

True gross yield (all-in)

8.9%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 2
Building: 97 m²
Style: portuguese-traditional
Condition: good
Year Built: 2002
Energy Certificate: B-
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

rooftop terrace with sea viewtraditional Portuguese exterior architecturefireplace in living room

Score Breakdown

ROI
16.32
Visual Appeal
12.2
Ownership Security
13
Location
10.56
Land & Space
3.94
Rental Demand
5.74
Payback Speed
3
STR Suitability
4

Description

"T2 semi-detached house, very well presented, offering pleasant outdoor spaces and views towards the Atlantic Ocean. The property features a bright and elegant open-plan living and dining room with a cozy wood-burning fireplace and double-glazed sliding doors that open onto a rear terrace, perfectly positioned to enjoy

Location

📍 37.0940°N, 8.4720°W

· Lagoa/Carvoeiro, Algarve, Portugal

View this property on Genesiskey - Mediação Imobiliária →Listed via Idealista.pt
2-bedroom freehold villa in Lagoa/Carvoeiro — photo 1 of 5
Genesiskey - Mediação Imobiliária
2-bedroom freehold villa in Lagoa/Carvoeiro — photo 2 of 5
2-bedroom freehold villa in Lagoa/Carvoeiro — photo 3 of 5
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2-bedroom freehold villa in Lagoa/Carvoeiro — photo 5 of 5

Terraced house in Clube Golfemar , Alfanzina, Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve · Ref BF-4827 Source verified · Genesiskey - Mediação Imobiliária · listed 2 Jun 2026
Asking price · Freehold
$472,826
View original listing
Ownership
Freehold
Bedrooms
2
Bathrooms
2
Built area
97 m²
True net yield
4.4%
≈ $3,638/mo net after costs & tax
5-yr total return (net + appreciation)
11.9% / yr avg
Payback in ~23 yrs from rent
Brixfox Score 69 · B+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 2002
Energy: B-
Condition: good

Description

"T2 semi-detached house, very well presented, offering pleasant outdoor spaces and views towards the Atlantic Ocean. The property features a bright and elegant open-plan living and dining room with a cozy wood-burning fireplace and double-glazed sliding doors that open onto a rear terrace, perfectly positioned to enjoy

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$299/night
50% ($138)Brixfox estimate($299/night)200% ($551)
Occupancy
57%
10%Brixfox estimate(57%)100%

Short-Term Rental

Indicative
Yearly income
$30,189
Likely range $18,113 – $42,264
Airbnb data$299/night · 57% occupancy
Rental income
$299/night · 57% occ.
$58,055
Running costs (20%)
Utilities, cleaning, maintenance
-$11,611
Income tax (10%)
Indonesian rental income tax
-$16,256
Property tax
Annual property tax
-$0
Net income
6.4% ROI
$30,189

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

4.4%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
8.0%
7.0%
Fully-managed
5.4%
4.4%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

10.6%

Annual Revenue

$58,055

Income Tax / yr

$5,079

Payback

23 yrs

True All-In Cost
Asking price$472,826
IMT — transfer tax (non-resident 7.5%)$35,462
Stamp duty (0.8%)$3,783
Notary + registry$2,174
Legal$5,816
Furnishing + STR launch$27,174
All-in cost$547,235

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$3.1M$2.4M$1.6M$786K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $435K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 14: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$529K
+22%
Rental Income
+$147K
Total Position
$677K
+56%
9.2%/yr
Year 10
Capital Value
$644K
+48%
Rental Income
+$318K
Total Position
$962K
+121%
8.3%/yr
Year 20
Capital Value
$953K
+119%
Rental Income
+$746K
Total Position
$1.7M
+291%
7.1%/yr
Year 30
Capital Value
$1.4M
+224%
Rental Income
+$1.3M
Total Position
$2.7M
+528%
6.3%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.4% annual return
Occupancy
Average
57% average occupancy
Nightly Rate
Strong
$275 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $275 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 57% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

37% occ.
6.0%
$2,383/mo
47% occ.
7.7%
$3,020/mo
57% occ.
9.3%
$3,657/mo
current
67% occ.
10.9%
$4,295/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.