Launch offer — 3 months free free, no card

Terraced house in Rua Alexandre Herculano, Cidade de Lagoa, Lagoa e Carvoeiro
Terraced house in Rua Alexandre Herculano, Cidade de Lagoa, Lagoa e Carvoeiro — image 2Terraced house in Rua Alexandre Herculano, Cidade de Lagoa, Lagoa e Carvoeiro — image 3Terraced house in Rua Alexandre Herculano, Cidade de Lagoa, Lagoa e Carvoeiro — image 4Terraced house in Rua Alexandre Herculano, Cidade de Lagoa, Lagoa e Carvoeiro — image 5
Grade C+villamid-range

Terraced house in Rua Alexandre Herculano, Cidade de Lagoa, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€320,000

Asking Price (EUR)

3.5%

True Net Yield (Owner, all-in)

1.9%

True Net Yield (Managed, all-in)

5.8%

True Gross Yield

43%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €21,378/yr
Average Daily Rate: €138
-15.0% vs area baselineImage quality 6/10 (-3%), No pool (-12%)
Payback Period: 58.9 years
5-yr Capital Value: €370,968
10-yr Capital Value: €430,053
Brixfox Score: 51.6 / 100
Comparable Properties: 8
Data Confidence: 73%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€369,590

+15.5% over asking

Asking price€320,000
IMT — Property transfer tax (investment schedule)€13,430
IS — Stamp duty (0.8%)€2,560
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€4,800
Total acquisition costs€22,040
Renovation (est. €55/m² × 110 m²)
Light touch-ups — paint, fixtures, deep clean.		€6,050
(€3,300–€8,800)
Furnishing & STR launch (1bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€21,500
All-in investment (incl. renovation & furnishing)€369,590

Gross yield (asking price)

6.7%

True gross yield (all-in)

5.8%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 1
Bathrooms: 2
Building: 110 m²
Style: minimalist
Condition: good
Energy Certificate: Not indicated

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

mezzanine levelexposed wooden ceiling beamsopen-plan living

Score Breakdown

ROI
6.8
Visual Appeal
8.8
Ownership Security
13
Location
10.56
Land & Space
4.2
Rental Demand
4.26
Payback Speed
0
STR Suitability
4

Description

- Loft with 190 m² of total area, located in the centre of Lagoa, in one of the areas with the highest residential and tourist demand in the Algarve. A very rare product in the market: industrial concept, large areas and potential for immediate appreciation. CONFIGURATION AND AREAS: Ground floor – 110 m² - Large open

Location

📍 37.1354°N, 8.4532°W

· Lagoa/Carvoeiro, Algarve, Portugal

View this property on Advisors Portugal - Carvoeiro →Listed via Idealista.pt
1-bedroom freehold villa in Lagoa/Carvoeiro — photo 1 of 5
Advisors Portugal - Carvoeiro
1-bedroom freehold villa in Lagoa/Carvoeiro — photo 2 of 5
1-bedroom freehold villa in Lagoa/Carvoeiro — photo 3 of 5
1-bedroom freehold villa in Lagoa/Carvoeiro — photo 4 of 5
1-bedroom freehold villa in Lagoa/Carvoeiro — photo 5 of 5

Terraced house in Rua Alexandre Herculano, Cidade de Lagoa, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve · Ref BF-4840 Source verified · Advisors Portugal - Carvoeiro · listed 3 Jun 2026
Asking price · Freehold
$347,826
View original listing
Ownership
Freehold
Bedrooms
1
Bathrooms
2
Built area
110 m²
True net yield
1.7%
≈ $1,421/mo net after costs & tax
5-yr total return (net + appreciation)
9.7% / yr avg
Payback in ~59 yrs from rent
Brixfox Score 52 · C+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Energy: Not indicated
Condition: good

Description

- Loft with 190 m² of total area, located in the centre of Lagoa, in one of the areas with the highest residential and tourist demand in the Algarve. A very rare product in the market: industrial concept, large areas and potential for immediate appreciation. CONFIGURATION AND AREAS: Ground floor – 110 m² - Large open

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$194/night
50% ($89)Brixfox estimate($194/night)200% ($356)
Occupancy
43%
10%Brixfox estimate(43%)100%

Short-Term Rental

Indicative
Yearly income
$14,479
Likely range $8,688 – $20,271
Airbnb data$194/night · 43% occupancy
Rental income
$194/night · 43% occ.
$27,845
Running costs (20%)
Utilities, cleaning, maintenance
-$5,569
Income tax (10%)
Indonesian rental income tax
-$7,796
Property tax
Annual property tax
-$0
Net income
4.2% ROI
$14,479

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

1.7%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
4.2%
3.6%
Fully-managed
2.3%
1.7%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

6.8%

Annual Revenue

$27,845

Income Tax / yr

$2,436

Payback

59 yrs

True All-In Cost
Asking price$347,826
IMT — transfer tax (non-resident 7.5%)$26,087
Stamp duty (0.8%)$2,783
Notary + registry$2,174
Legal$4,278
Furnishing + STR launch$27,174
All-in cost$410,322

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$1.9M$1.4M$961K$481K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $320K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 19: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$389K
+22%
Rental Income
+$71K
Total Position
$460K
+44%
7.5%/yr
Year 10
Capital Value
$474K
+48%
Rental Income
+$153K
Total Position
$626K
+96%
6.9%/yr
Year 20
Capital Value
$701K
+119%
Rental Income
+$358K
Total Position
$1.1M
+231%
6.2%/yr
Year 30
Capital Value
$1.0M
+224%
Rental Income
+$634K
Total Position
$1.7M
+422%
5.7%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.2% annual return
Occupancy
Weak
43% average occupancy
Nightly Rate
Good
$178 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.2% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.3%
$1,236/mo
40% occ.
5.7%
$1,649/mo
43% occ.
6.1%
$1,754/mo
current
53% occ.
7.5%
$2,166/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.