Launch offer — 3 months free free, no card

Semi-detached house in Urbanização Serra e Mar, Ferragudo
Semi-detached house in Urbanização Serra e Mar, Ferragudo — image 2Semi-detached house in Urbanização Serra e Mar, Ferragudo — image 3Semi-detached house in Urbanização Serra e Mar, Ferragudo — image 4Semi-detached house in Urbanização Serra e Mar, Ferragudo — image 5
Grade Avillamid-range

Semi-detached house in Urbanização Serra e Mar, Ferragudo

Lagoa/Carvoeiro · Central Algarve ·

€790,000

Asking Price (EUR)

11.2%

True Net Yield (Owner, all-in)

8.2%

True Net Yield (Managed, all-in)

13.4%

True Gross Yield

54%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €124,648/yr
Average Daily Rate: €633
-10.0% vs area baselineImage quality 6/10 (-3%), Portuguese-traditional style (+5%), No pool (-12%)
Payback Period: 11.5 years
5-yr Capital Value: €915,827
10-yr Capital Value: €1.1M
Brixfox Score: 79.2 / 100
Comparable Properties: 5
Data Confidence: 70%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€927,935

+17.5% over asking

Asking price€790,000
IMT — Property transfer tax (investment schedule)€47,400
IS — Stamp duty (0.8%)€6,320
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€11,850
Total acquisition costs€66,820
Renovation (est. €55/m² × 513 m²)
Light touch-ups — paint, fixtures, deep clean.		€28,215
(€15,390–€41,040)
Furnishing & STR launch (5bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€42,900
All-in investment (incl. renovation & furnishing)€927,935

Gross yield (asking price)

15.8%

True gross yield (all-in)

13.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 5
Bathrooms: 4
Building: 513 m²
Land: 634 m²
Style: portuguese-traditional
Condition: good
Year Built: 1996
Energy Certificate: D

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

arched verandalandscaped garden with traditional pottery

Score Breakdown

ROI
25
Visual Appeal
8.8
Ownership Security
13
Location
8.4
Land & Space
9.65
Rental Demand
5.39
Payback Speed
5
STR Suitability
4

Description

Villa V5+1, with river views, for Sale, located in Ferragudo, in the Serra e Mar Urbanization: a quiet residential area with easy access to the village center, beaches and Portimão. It has 513m2 of gross construction area and is composed of 3 floors: • Basement (190m2) intended for a garage for 6 cars, bathroom and sto

Location

📍 37.1240°N, 8.5180°W

· Lagoa/Carvoeiro, Algarve, Portugal

Listed by TOD Real Estate Services via Idealista.pt
5-bedroom freehold villa in Lagoa/Carvoeiro — photo 1 of 5
Idealista.pt
5-bedroom freehold villa in Lagoa/Carvoeiro — photo 2 of 5
5-bedroom freehold villa in Lagoa/Carvoeiro — photo 3 of 5
5-bedroom freehold villa in Lagoa/Carvoeiro — photo 4 of 5
5-bedroom freehold villa in Lagoa/Carvoeiro — photo 5 of 5

Semi-detached house in Urbanização Serra e Mar, Ferragudo

Lagoa/Carvoeiro · Central Algarve · Ref BF-4848 Source verified · Idealista.pt · listed 2 Jun 2026
Asking price · Freehold
$858,696
Ownership
Freehold
Bedrooms
5
Bathrooms
4
Built area
513 m²
Land
634 m²
True net yield
8.7%
≈ $11,320/mo net after costs & tax
5-yr total return (net + appreciation)
15.4% / yr avg
Payback in ~11 yrs from rent
Brixfox Score 79 · A

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 1996
Energy: D
Condition: good

Description

Villa V5+1, with river views, for Sale, located in Ferragudo, in the Serra e Mar Urbanization: a quiet residential area with easy access to the village center, beaches and Portimão. It has 513m2 of gross construction area and is composed of 3 floors: • Basement (190m2) intended for a garage for 6 cars, bathroom and sto

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$891/night
50% ($410)Brixfox estimate($891/night)200% ($1640)
Occupancy
54%
10%Brixfox estimate(54%)100%

Short-Term Rental

Indicative
Yearly income
$84,432
Likely range $50,660 – $118,205
Airbnb data$891/night · 54% occupancy
Rental income
$891/night · 54% occ.
$162,370
Running costs (20%)
Utilities, cleaning, maintenance
-$32,474
Income tax (10%)
Indonesian rental income tax
-$45,463
Property tax
Annual property tax
-$0
Net income
9.8% ROI
$84,432

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

8.7%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
14.0%
12.5%
Fully-managed
10.2%
8.7%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

16.7%

Annual Revenue

$162,370

Income Tax / yr

$14,208

Payback

11 yrs

True All-In Cost
Asking price$858,696
IMT — transfer tax (non-resident 7.5%)$64,402
Stamp duty (0.8%)$6,870
Notary + registry$2,174
Legal$10,562
Furnishing + STR launch$27,174
All-in cost$969,877

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$7.2M$5.4M$3.6M$1.8M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $790K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 10: rental income alone has repaid the full purchase price.
2x return
Year 7: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$961K
+22%
Rental Income
+$412K
Total Position
$1.4M
+74%
11.7%/yr
Year 10
Capital Value
$1.2M
+48%
Rental Income
+$890K
Total Position
$2.1M
+161%
10.1%/yr
Year 20
Capital Value
$1.7M
+119%
Rental Income
+$2.1M
Total Position
$3.8M
+383%
8.2%/yr
Year 30
Capital Value
$2.6M
+224%
Rental Income
+$3.7M
Total Position
$6.3M
+692%
7.1%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
9.8% annual return
Occupancy
Average
54% average occupancy
Nightly Rate
Strong
$820 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Strong
634 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 9.8% — outperforms most villas in this market
Premium nightly rate of $820 — positioned in the top tier
Generous 634 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 54% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

34% occ.
9.0%
$6,434/mo
44% occ.
11.6%
$8,332/mo
54% occ.
14.3%
$10,229/mo
current
64% occ.
16.9%
$12,127/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.