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Terraced house in Rua Infante Dom Henrique, 128, Ferragudo, Lagoa (Algarve)
Terraced house in Rua Infante Dom Henrique, 128, Ferragudo, Lagoa (Algarve) — image 2Terraced house in Rua Infante Dom Henrique, 128, Ferragudo, Lagoa (Algarve) — image 3Terraced house in Rua Infante Dom Henrique, 128, Ferragudo, Lagoa (Algarve) — image 4Terraced house in Rua Infante Dom Henrique, 128, Ferragudo, Lagoa (Algarve) — image 5
Grade Bvillabudget

Terraced house in Rua Infante Dom Henrique, 128, Ferragudo, Lagoa (Algarve)

Lagoa/Carvoeiro · Central Algarve ·

€229,000

Asking Price (EUR)

5.1%

True Net Yield (Owner, all-in)

3.0%

True Net Yield (Managed, all-in)

7.7%

True Gross Yield

47%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €23,390/yr
Average Daily Rate: €135
Payback Period: 32.8 years
5-yr Capital Value: €265,474
10-yr Capital Value: €307,757
Brixfox Score: 55.5 / 100
Comparable Properties: 86
Data Confidence: 86%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€302,794

+32.2% over asking

Asking price€229,000
IMT — Property transfer tax (investment schedule)€7,027
IS — Stamp duty (0.8%)€1,832
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€3,435
Total acquisition costs€13,544
Renovation (est. €900/m² × 46 m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		€41,400
(€32,200–€50,600)
Furnishing & STR launch (2bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€18,850
All-in investment (incl. renovation & furnishing)€302,794

Gross yield (asking price)

10.2%

True gross yield (all-in)

7.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 1
Building: 46 m²
Style: portuguese-traditional
Condition: needs-renovation
Energy Certificate: Not indicated

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional blue and white exteriorrope chandelier

Score Breakdown

ROI
11.68
Visual Appeal
8.8
Ownership Security
13
Location
8.4
Land & Space
2.92
Rental Demand
4.73
Payback Speed
2
STR Suitability
4

Description

Typical House in Ferragudo Potential T1+1 with Premium Location WE DO NOT ACCEPT CONTACTS FROM REAL ESTATE AGENCIES OR BROKERS. Investment opportunity in the historic center of Ferragudo, on Rua Infante Dom Henrique. This typical 46 m² house is registered with 4 rooms, presenting itself as a T1+1. Property Highlight

Location

📍 37.1297°N, 8.5217°W

· Lagoa/Carvoeiro, Algarve, Portugal

Listed via Idealista.pt
2-bedroom freehold villa in Lagoa/Carvoeiro — photo 1 of 5
Idealista.pt
2-bedroom freehold villa in Lagoa/Carvoeiro — photo 2 of 5
2-bedroom freehold villa in Lagoa/Carvoeiro — photo 3 of 5
2-bedroom freehold villa in Lagoa/Carvoeiro — photo 4 of 5
2-bedroom freehold villa in Lagoa/Carvoeiro — photo 5 of 5

Terraced house in Rua Infante Dom Henrique, 128, Ferragudo, Lagoa (Algarve)

Lagoa/Carvoeiro · Central Algarve · Ref BF-4893 Source verified · Idealista.pt · listed 2 Jun 2026
Asking price · Freehold
$248,913
Ownership
Freehold
Bedrooms
2
Bathrooms
1
Built area
46 m²
True net yield
3.1%
≈ $1,678/mo net after costs & tax
5-yr total return (net + appreciation)
11.9% / yr avg
Payback in ~33 yrs from rent
Brixfox Score 56 · B

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Energy: Not indicated
Condition: needs-renovation

Description

Typical House in Ferragudo Potential T1+1 with Premium Location WE DO NOT ACCEPT CONTACTS FROM REAL ESTATE AGENCIES OR BROKERS. Investment opportunity in the historic center of Ferragudo, on Rua Infante Dom Henrique. This typical 46 m² house is registered with 4 rooms, presenting itself as a T1+1. Property Highlight

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$191/night
50% ($88)Brixfox estimate($191/night)200% ($351)
Occupancy
47%
10%Brixfox estimate(47%)100%

Short-Term Rental

Indicative
Yearly income
$15,840
Likely range $9,503 – $22,175
Airbnb data$191/night · 47% occupancy
Rental income
$191/night · 47% occ.
$30,461
Running costs (20%)
Utilities, cleaning, maintenance
-$6,092
Income tax (10%)
Indonesian rental income tax
-$8,529
Property tax
Annual property tax
-$0
Net income
6.4% ROI
$15,840

Investment Returns

After-tax net yield · all-in cost basis

Approx. location

Net Yield · Fully-Managed · After Tax

3.0%

on all-in cost of $302,932

Scenario
Pre-tax
After-tax
Owner-managed
6.7%
5.8%
Fully-managed
3.9%
3.0%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

10.1%

Annual Revenue

$30,461

Income Tax / yr

$2,665

Payback

33 yrs

True All-In Cost
Asking price$248,913
IMT — transfer tax (non-resident 7.5%)$18,668
Stamp duty (0.8%)$1,991
Notary + registry$2,174
Legal$4,011
Furnishing + STR launch$27,174
All-in cost$302,932

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$1.7M$1.2M$826K$413K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $229K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 14: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$279K
+22%
Rental Income
+$77K
Total Position
$356K
+55%
9.2%/yr
Year 10
Capital Value
$339K
+48%
Rental Income
+$167K
Total Position
$506K
+121%
8.3%/yr
Year 20
Capital Value
$502K
+119%
Rental Income
+$392K
Total Position
$893K
+290%
7.0%/yr
Year 30
Capital Value
$743K
+224%
Rental Income
+$693K
Total Position
$1.4M
+527%
6.3%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.4% annual return
Occupancy
Average
47% average occupancy
Nightly Rate
Good
$175 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 47% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
5.9%
$1,217/mo
40% occ.
7.8%
$1,623/mo
47% occ.
9.3%
$1,919/mo
current
57% occ.
11.2%
$2,325/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.