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Terraced house in Quinta dos Poços, 23, Ferragudo
Terraced house in Quinta dos Poços, 23, Ferragudo — image 2Terraced house in Quinta dos Poços, 23, Ferragudo — image 3Terraced house in Quinta dos Poços, 23, Ferragudo — image 4Terraced house in Quinta dos Poços, 23, Ferragudo — image 5
Grade Bvillabudget

Terraced house in Quinta dos Poços, 23, Ferragudo

Lagoa/Carvoeiro · Central Algarve ·

€595,000

Asking Price (EUR)

4.7%

True Net Yield (Owner, all-in)

3.2%

True Net Yield (Managed, all-in)

6.3%

True Gross Yield

45%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €50,174/yr
Average Daily Rate: €308
-25.0% vs area baselineImage quality 5/10 (-6%), Portuguese-traditional style (+5%), No pool (-12%), Budget finish (-12%)
Payback Period: 26.9 years
5-yr Capital Value: €689,768
10-yr Capital Value: €799,630
Brixfox Score: 60.1 / 100
Comparable Properties: 10
Data Confidence: 82%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€800,565

+34.5% over asking

Asking price€595,000
IMT — Property transfer tax (investment schedule)€35,430
IS — Stamp duty (0.8%)€4,760
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€8,925
Total acquisition costs€50,365
Renovation (est. €350/m² × 380 m²)
Cosmetic refresh — flooring, paint, bathroom & kitchen updates.		€133,000
(€95,000–€171,000)
Furnishing & STR launch (3bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€22,200
All-in investment (incl. renovation & furnishing)€800,565

Gross yield (asking price)

8.4%

True gross yield (all-in)

6.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 1
Building: 380 m²
Land: 380 m²
Style: portuguese-traditional
Condition: fair
Year Built: 2003
Energy Certificate: C

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

blue and white exterior accentsbalcony with decorative railing

Score Breakdown

ROI
14.02
Visual Appeal
6.8
Ownership Security
13
Location
8.4
Land & Space
7.41
Rental Demand
4.47
Payback Speed
2
STR Suitability
4

Description

A 3 bedroom 3 bathroom terraced house in Ferragudo walking distance to the square and a bit further to the beach. The house has a balcony on 2 of the bedrooms, living room and a larger terrace accessible from the kitchen. Some minor interior jobs need doing depending on your standards, 3 bathrooms and a kitchen could d

Location

📍 37.1273°N, 8.5126°W

· Lagoa/Carvoeiro, Algarve, Portugal

Listed by Daniel Lowe via Idealista.pt
3-bedroom freehold villa in Lagoa/Carvoeiro — photo 1 of 5
Idealista.pt
3-bedroom freehold villa in Lagoa/Carvoeiro — photo 2 of 5
3-bedroom freehold villa in Lagoa/Carvoeiro — photo 3 of 5
3-bedroom freehold villa in Lagoa/Carvoeiro — photo 4 of 5
3-bedroom freehold villa in Lagoa/Carvoeiro — photo 5 of 5

Terraced house in Quinta dos Poços, 23, Ferragudo

Lagoa/Carvoeiro · Central Algarve · Ref BF-4900 Source verified · Idealista.pt · listed 3 Jun 2026
Asking price · Freehold
$646,739
Ownership
Freehold
Bedrooms
3
Bathrooms
1
Built area
380 m²
Land
380 m²
True net yield
3.7%
≈ $4,087/mo net after costs & tax
5-yr total return (net + appreciation)
10.8% / yr avg
Payback in ~27 yrs from rent
Brixfox Score 60 · B

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 2003
Energy: C
Condition: fair

Description

A 3 bedroom 3 bathroom terraced house in Ferragudo walking distance to the square and a bit further to the beach. The house has a balcony on 2 of the bedrooms, living room and a larger terrace accessible from the kitchen. Some minor interior jobs need doing depending on your standards, 3 bathrooms and a kitchen could d

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$432/night
50% ($199)Brixfox estimate($432/night)200% ($796)
Occupancy
45%
10%Brixfox estimate(45%)100%

Short-Term Rental

Indicative
Yearly income
$33,969
Likely range $20,382 – $47,557
Airbnb data$432/night · 45% occupancy
Rental income
$432/night · 45% occ.
$65,325
Running costs (20%)
Utilities, cleaning, maintenance
-$13,065
Income tax (10%)
Indonesian rental income tax
-$18,291
Property tax
Annual property tax
-$0
Net income
5.3% ROI
$33,969

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

3.7%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
6.7%
5.9%
Fully-managed
4.5%
3.7%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

8.8%

Annual Revenue

$65,325

Income Tax / yr

$5,716

Payback

27 yrs

True All-In Cost
Asking price$646,739
IMT — transfer tax (non-resident 7.5%)$48,505
Stamp duty (0.8%)$5,174
Notary + registry$2,174
Legal$7,955
Furnishing + STR launch$27,174
All-in cost$737,722

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$3.9M$2.9M$2.0M$982K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $595K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 16: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$724K
+22%
Rental Income
+$166K
Total Position
$890K
+50%
8.4%/yr
Year 10
Capital Value
$881K
+48%
Rental Income
+$358K
Total Position
$1.2M
+108%
7.6%/yr
Year 20
Capital Value
$1.3M
+119%
Rental Income
+$840K
Total Position
$2.1M
+260%
6.6%/yr
Year 30
Capital Value
$1.9M
+224%
Rental Income
+$1.5M
Total Position
$3.4M
+474%
6.0%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.3% annual return
Occupancy
Weak
45% average occupancy
Nightly Rate
Strong
$398 per night
Visual Appeal
Weak
3/10 instagrammability
Size & Space
Good
380 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $398 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 45% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
5.1%
$2,762/mo
40% occ.
6.8%
$3,683/mo
45% occ.
7.6%
$4,116/mo
current
55% occ.
9.3%
$5,036/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.