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Terraced house in Centro de Carvoeiro, Lagoa e Carvoeiro
Terraced house in Centro de Carvoeiro, Lagoa e Carvoeiro — image 2Terraced house in Centro de Carvoeiro, Lagoa e Carvoeiro — image 3Terraced house in Centro de Carvoeiro, Lagoa e Carvoeiro — image 4Terraced house in Centro de Carvoeiro, Lagoa e Carvoeiro — image 5
Grade Avillamid-range

Terraced house in Centro de Carvoeiro, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€425,000

Asking Price (EUR)

11.6%

True Net Yield (Owner, all-in)

8.2%

True Net Yield (Managed, all-in)

14.3%

True Gross Yield

48%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €70,313/yr
Average Daily Rate: €406
+15.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), Has pool (0%)
Payback Period: 12.0 years
5-yr Capital Value: €492,691
10-yr Capital Value: €571,164
Brixfox Score: 80 / 100
Comparable Properties: 13
Data Confidence: 83%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€492,555

+15.9% over asking

Asking price€425,000
IMT — Property transfer tax (investment schedule)€21,830
IS — Stamp duty (0.8%)€3,400
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€6,375
Total acquisition costs€32,855
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€34,700
All-in investment (incl. renovation & furnishing)€492,555

Gross yield (asking price)

16.5%

True gross yield (all-in)

14.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 3
Building: 153 m²
Style: contemporary
Condition: excellent
Energy Certificate: B
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

communal swimming pool area with wooden deckprivate balconies with glass railingswell-maintained communal gardens

Score Breakdown

ROI
25
Visual Appeal
12.6
Ownership Security
13
Location
10.56
Land & Space
5.06
Rental Demand
4.75
Payback Speed
5
STR Suitability
4

Description

Welcome to your New Haven in a beautiful villa condominium, nestled in the heart of Carvoeiro, just 4 minutes from some of the Algarves most stunning beaches. This luxurious development boasts large semi-detached 3-bedroom townhouses with a construction area of 153 m2. Take advantage of the opportunity to own such a ha

Location

📍 37.0940°N, 8.4720°W

· Lagoa/Carvoeiro, Algarve, Portugal

View this property on Yellow Homes →Listed via Idealista.pt
3-bedroom freehold villa in Lagoa/Carvoeiro — photo 1 of 5
Yellow Homes
3-bedroom freehold villa in Lagoa/Carvoeiro — photo 2 of 5
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3-bedroom freehold villa in Lagoa/Carvoeiro — photo 4 of 5
3-bedroom freehold villa in Lagoa/Carvoeiro — photo 5 of 5

Terraced house in Centro de Carvoeiro, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve · Ref BF-4902 Source verified · Yellow Homes · listed 2 Jun 2026
Asking price · Freehold
$461,957
View original listing
Ownership
Freehold
Bedrooms
3
Bathrooms
3
Built area
153 m²
True net yield
8.3%
≈ $6,188/mo net after costs & tax
5-yr total return (net + appreciation)
15.8% / yr avg
Payback in ~12 yrs from rent
Brixfox Score 80 · A

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Energy: B
Condition: excellent

Description

Welcome to your New Haven in a beautiful villa condominium, nestled in the heart of Carvoeiro, just 4 minutes from some of the Algarves most stunning beaches. This luxurious development boasts large semi-detached 3-bedroom townhouses with a construction area of 153 m2. Take advantage of the opportunity to own such a ha

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$571/night
50% ($262)Brixfox estimate($571/night)200% ($1050)
Occupancy
48%
10%Brixfox estimate(48%)100%

Short-Term Rental

Indicative
Yearly income
$47,630
Likely range $28,578 – $66,682
Airbnb data$571/night · 48% occupancy
Rental income
$571/night · 48% occ.
$91,596
Running costs (20%)
Utilities, cleaning, maintenance
-$18,319
Income tax (10%)
Indonesian rental income tax
-$25,647
Property tax
Annual property tax
-$0
Net income
10.3% ROI
$47,630

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

8.3%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
13.9%
12.4%
Fully-managed
9.8%
8.3%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

17.1%

Annual Revenue

$91,596

Income Tax / yr

$8,014

Payback

12 yrs

True All-In Cost
Asking price$461,957
IMT — transfer tax (non-resident 7.5%)$34,647
Stamp duty (0.8%)$3,696
Notary + registry$2,174
Legal$5,683
Furnishing + STR launch$27,174
All-in cost$535,329

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$4.0M$3.0M$2.0M$996K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $425K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 9: rental income alone has repaid the full purchase price.
2x return
Year 7: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$517K
+22%
Rental Income
+$233K
Total Position
$750K
+76%
12.0%/yr
Year 10
Capital Value
$629K
+48%
Rental Income
+$502K
Total Position
$1.1M
+166%
10.3%/yr
Year 20
Capital Value
$931K
+119%
Rental Income
+$1.2M
Total Position
$2.1M
+396%
8.3%/yr
Year 30
Capital Value
$1.4M
+224%
Rental Income
+$2.1M
Total Position
$3.5M
+715%
7.2%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
10.3% annual return
Occupancy
Average
48% average occupancy
Nightly Rate
Strong
$525 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 10.3% — outperforms most villas in this market
Premium nightly rate of $525 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 48% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
9.5%
$3,644/mo
40% occ.
12.6%
$4,859/mo
48% occ.
15.0%
$5,770/mo
current
58% occ.
18.1%
$6,985/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.