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Detached house in
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Grade Avillaluxury

Detached house in

Lagoa/Carvoeiro · Central Algarve ·

€1.3M

Asking Price (EUR)

6.0%

True Net Yield (Owner, all-in)

4.2%

True Net Yield (Managed, all-in)

7.5%

True Gross Yield

49%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.8 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €108,186/yr
Average Daily Rate: 606
+26.0% vs area baselineImage quality 8/10 (+3%), Portuguese-traditional style (+5%), Has pool (0%), Has view (+10%), Luxury finish (+8%)
Payback Period: 22.2 years
5-yr Capital Value: €1.4M
10-yr Capital Value: €1.7M
Brixfox Score: 78.2 / 100
Comparable Properties: 6
Data Confidence: 71%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.5M

+16.1% over asking

Asking price€1.3M
IMT — Property transfer tax (investment schedule)€93,750
IS — Stamp duty (0.8%)€10,000
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€18,750
Total acquisition costs€123,750
Renovation (est. €55/m² × 283)
Light touch-ups — paint, fixtures, deep clean.
€15,565
(€8,490€22,640)
Furnishing & STR launch (4bd × €8000 base, luxury tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.
€62,150
All-in investment (incl. renovation & furnishing)€1.5M

Gross yield (asking price)

8.7%

True gross yield (all-in)

7.5%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 4
Building: 283
Land: 7004
Style: portuguese-traditional
Condition: good
Year Built: 1995
Energy Certificate: Not indicated
Private Pool
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

curved architecturemultiple terraceslarge private plottraditional Portuguese cobblestone driveway

Score Breakdown

ROI
16.5
Visual Appeal
14.2
Ownership Security
13
Location
10.56
Land & Space
12
Rental Demand
4.9
Payback Speed
3
STR Suitability
4

Description

Discover this magnificent Algarve-style villa, perfectly cared for, located in the heart of an exceptional environment. Situated at the end of a cul-de-sac, with no traffic, this property offers absolute calm and rare privacy, being only 5 minutes from the famous Marinha beach (1,500 m as the crow flies). Main feature

Location

📍 37.0940°N, 8.4720°W

· Lagoa/Carvoeiro, Algarve, Portugal

4-bedroom freehold villa in Lagoa/Carvoeiro — photo 1 of 5
Algarve Propriétés
4-bedroom freehold villa in Lagoa/Carvoeiro — photo 2 of 5
4-bedroom freehold villa in Lagoa/Carvoeiro — photo 3 of 5
4-bedroom freehold villa in Lagoa/Carvoeiro — photo 4 of 5
4-bedroom freehold villa in Lagoa/Carvoeiro — photo 5 of 5

Detached house in

Lagoa/Carvoeiro · Central Algarve · Ref BF-4908 Source verified · Algarve Propriétés · listed 2 Jun 2026
Asking price · Freehold
$1,358,696
View original listing
Ownership
Freehold
Bedrooms
4
Bathrooms
4
Built area
283 m²
Land
7004 m²
True net yield
4.5%
$9,420/mo net after costs & tax
5-yr total return (net + appreciation)
10.9% / yr avg
Payback in ~22 yrs from rent
Brixfox Score 78 · A

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 1995
Energy: Not indicated
Condition: good

Description

Discover this magnificent Algarve-style villa, perfectly cared for, located in the heart of an exceptional environment. Situated at the end of a cul-de-sac, with no traffic, this property offers absolute calm and rare privacy, being only 5 minutes from the famous Marinha beach (1,500 m as the crow flies). Main feature

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$854/night
50% ($393)Brixfox estimate($854/night)200% ($1570)
Occupancy
49%
10%Brixfox estimate(49%)100%

Short-Term Rental

Indicative
Yearly income
$73,430
Likely range $44,058$102,801
Airbnb data$854/night · 49% occupancy
Rental income
$854/night · 49% occ.
$141,211
Running costs (20%)
Utilities, cleaning, maintenance
-$28,242
Income tax (10%)
Indonesian rental income tax
-$39,539
Property tax
Annual property tax
-$0
Net income
5.4% ROI
$73,430

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

4.5%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
7.5%
6.7%
Fully-managed
5.3%
4.5%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

9.3%

Annual Revenue

$141,211

Income Tax / yr

$12,355

Payback

22 yrs

True All-In Cost
Asking price$1,358,696
IMT — transfer tax (non-resident 7.5%)$101,902
Stamp duty (0.8%)$10,870
Notary + registry$2,174
Legal$13,370
Furnishing + STR launch$27,174
All-in cost$1,514,185

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$8.4M$6.3M$4.2M$2.1M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.3M
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 15: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.5M
+22%
Rental Income
+$359K
Total Position
$1.9M
+50%
8.5%/yr
Year 10
Capital Value
$1.9M
+48%
Rental Income
+$774K
Total Position
$2.6M
+110%
7.7%/yr
Year 20
Capital Value
$2.7M
+119%
Rental Income
+$1.8M
Total Position
$4.6M
+264%
6.7%/yr
Year 30
Capital Value
$4.1M
+224%
Rental Income
+$3.2M
Total Position
$7.3M
+481%
6.0%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.4% annual return
Occupancy
Average
49% average occupancy
Nightly Rate
Strong
$785 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Strong
7004 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $785 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Generous 7004 m² land — room for expansion or amenities

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 49% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.8%
$5,452/mo
40% occ.
6.4%
$7,269/mo
49% occ.
7.9%
$8,896/mo
current
59% occ.
9.5%
$10,713/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.