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Semi-detached house in Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro
Semi-detached house in Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro — image 2Semi-detached house in Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro — image 3Semi-detached house in Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro — image 4Semi-detached house in Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro — image 5
Grade Bvillamid-range

Semi-detached house in Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€445,000

Asking Price (EUR)

4.4%

True Net Yield (Owner, all-in)

2.8%

True Net Yield (Managed, all-in)

6.3%

True Gross Yield

47%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €32,330/yr
Average Daily Rate: €187
-10.0% vs area baselineImage quality 6/10 (-3%), Portuguese-traditional style (+5%), No pool (-12%)
Payback Period: 38.3 years
5-yr Capital Value: €515,877
10-yr Capital Value: €598,043
Brixfox Score: 55.5 / 100
Comparable Properties: 39
Data Confidence: 93%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€511,165

+14.9% over asking

Asking price€445,000
IMT — Property transfer tax (investment schedule)€23,430
IS — Stamp duty (0.8%)€3,560
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€6,675
Total acquisition costs€34,915
Renovation (est. €55/m² × 80 m²)
Light touch-ups — paint, fixtures, deep clean.		€4,400
(€2,400–€6,400)
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€26,850
All-in investment (incl. renovation & furnishing)€511,165

Gross yield (asking price)

7.3%

True gross yield (all-in)

6.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 2
Building: 80 m²
Land: 101 m²
Style: portuguese-traditional
Condition: good
Year Built: 1986
Energy Certificate: C

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

vaulted ceilings with exposed beamstraditional exterior architecture

Score Breakdown

ROI
10.14
Visual Appeal
8.8
Ownership Security
13
Location
10.56
Land & Space
3.3
Rental Demand
4.73
Payback Speed
1
STR Suitability
4

Description

Semi-detached house for sale in Rocha Brava Development, Carvoeiro This charming semi-detached house is located in the prestigious Rocha Brava development, one of the most sought-after areas of Carvoeiro, offering an excellent opportunity for those looking to live in comfort and tranquility, close to the sea and the a

Location

📍 37.0915°N, 8.4452°W

· Lagoa/Carvoeiro, Algarve, Portugal

View this property on Buy Algarve Properties →Listed via Idealista.pt
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Semi-detached house in Vale Milho - Vale Centeanes - Algar seco, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve · Ref BF-4935 Source verified · Buy Algarve Properties · listed 2 Jun 2026
Asking price · Freehold
$483,696
View original listing
Ownership
Freehold
Bedrooms
2
Bathrooms
2
Built area
80 m²
Land
101 m²
True net yield
2.6%
≈ $2,422/mo net after costs & tax
5-yr total return (net + appreciation)
10.1% / yr avg
Payback in ~38 yrs from rent
Brixfox Score 56 · B

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Property details

Year built: 1986
Energy: C
Condition: good

Description

Semi-detached house for sale in Rocha Brava Development, Carvoeiro This charming semi-detached house is located in the prestigious Rocha Brava development, one of the most sought-after areas of Carvoeiro, offering an excellent opportunity for those looking to live in comfort and tranquility, close to the sea and the a

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$263/night
50% ($121)Brixfox estimate($263/night)200% ($485)
Occupancy
47%
10%Brixfox estimate(47%)100%

Short-Term Rental

Indicative
Yearly income
$21,894
Likely range $13,136 – $30,651
Airbnb data$263/night · 47% occupancy
Rental income
$263/night · 47% occ.
$42,103
Running costs (20%)
Utilities, cleaning, maintenance
-$8,421
Income tax (10%)
Indonesian rental income tax
-$11,789
Property tax
Annual property tax
-$0
Net income
4.5% ROI
$21,894

Investment Returns

After-tax net yield · all-in cost basis

Exact location

Net Yield · Fully-Managed · After Tax

2.6%

on all-in cost of $559,140

Scenario
Pre-tax
After-tax
Owner-managed
5.2%
4.5%
Fully-managed
3.3%
2.6%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

7.5%

Annual Revenue

$42,103

Income Tax / yr

$3,684

Payback

38 yrs

True All-In Cost
Asking price$483,696
IMT — transfer tax (non-resident 7.5%)$36,277
Stamp duty (0.8%)$3,870
Notary + registry$2,174
Legal$5,950
Furnishing + STR launch$27,174
All-in cost$559,140

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$2.8M$2.1M$1.4M$690K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $445K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 18: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$541K
+22%
Rental Income
+$107K
Total Position
$648K
+46%
7.8%/yr
Year 10
Capital Value
$659K
+48%
Rental Income
+$231K
Total Position
$890K
+100%
7.2%/yr
Year 20
Capital Value
$975K
+119%
Rental Income
+$541K
Total Position
$1.5M
+241%
6.3%/yr
Year 30
Capital Value
$1.4M
+224%
Rental Income
+$958K
Total Position
$2.4M
+440%
5.8%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.5% annual return
Occupancy
Average
47% average occupancy
Nightly Rate
Strong
$242 per night
Visual Appeal
Average
5/10 instagrammability
Size & Space
Weak
101 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $242 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.5% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.2%
$1,682/mo
40% occ.
5.6%
$2,243/mo
47% occ.
6.6%
$2,653/mo
current
57% occ.
8.0%
$3,213/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.