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House in Cidade de Lagoa, Lagoa e Carvoeiro
House in Cidade de Lagoa, Lagoa e Carvoeiro — image 2House in Cidade de Lagoa, Lagoa e Carvoeiro — image 3House in Cidade de Lagoa, Lagoa e Carvoeiro — image 4House in Cidade de Lagoa, Lagoa e Carvoeiro — image 5
Grade Bvillabudget

House in Cidade de Lagoa, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€375,000

Asking Price (EUR)

3.7%

True Net Yield (Owner, all-in)

2.4%

True Net Yield (Managed, all-in)

5.2%

True Gross Yield

46%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €33,794/yr
Average Daily Rate: €200
-51.0% vs area baselineImage quality 3/10 (-12%), Dated style (-15%), No pool (-12%), Budget finish (-12%)
Payback Period: 29.2 years
5-yr Capital Value: €434,728
10-yr Capital Value: €503,969
Brixfox Score: 62.8 / 100
Comparable Properties: 7
Data Confidence: 64%
Search Radius: 4 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€653,255

+74.2% over asking

Asking price€375,000
IMT — Property transfer tax (investment schedule)€17,830
IS — Stamp duty (0.8%)€3,000
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€5,625
Total acquisition costs€27,705
Renovation (est. €900/m² × 250 m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		€225,000
(€175,000–€275,000)
Furnishing & STR launch (4bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€25,550
All-in investment (incl. renovation & furnishing)€653,255

Gross yield (asking price)

9.0%

True gross yield (all-in)

5.2%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 2
Building: 250 m²
Land: 3540 m²
Style: dated
Condition: needs-renovation
Energy Certificate: E

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
12.97
Visual Appeal
3.6
Ownership Security
13
Location
10.56
Land & Space
12
Rental Demand
4.64
Payback Speed
2
STR Suitability
4

Description

House with land in Lagoa, Algarve - Ideal for a Family Getaway! Discover this charming single-story house, situated in a quiet location in Lagoa, Algarve, perfect for those looking for a cozy environment close to beautiful beaches and with easy access to local amenities. Property Features: - Land Area: 3540m² - Buil

Location

📍 37.1346°N, 8.4512°W

· Lagoa/Carvoeiro, Algarve, Portugal

Visit IAD Portugal →Listed via Idealista.pt
4-bedroom freehold villa in Lagoa/Carvoeiro — photo 1 of 5
IAD Portugal
4-bedroom freehold villa in Lagoa/Carvoeiro — photo 2 of 5
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4-bedroom freehold villa in Lagoa/Carvoeiro — photo 4 of 5
4-bedroom freehold villa in Lagoa/Carvoeiro — photo 5 of 5

House in Cidade de Lagoa, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve · Ref BF-4952 Source verified · IAD Portugal · listed 3 Jun 2026
Asking price · Freehold
$407,609
View original listing
Ownership
Freehold
Bedrooms
4
Bathrooms
2
Built area
250 m²
Land
3540 m²
True net yield
3.4%
≈ $2,610/mo net after costs & tax
5-yr total return (net + appreciation)
11.1% / yr avg
Payback in ~29 yrs from rent
Brixfox Score 63 · B

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Energy: E
Condition: needs-renovation

Description

House with land in Lagoa, Algarve - Ideal for a Family Getaway! Discover this charming single-story house, situated in a quiet location in Lagoa, Algarve, perfect for those looking for a cozy environment close to beautiful beaches and with easy access to local amenities. Property Features: - Land Area: 3540m² - Buil

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$281/night
50% ($129)Brixfox estimate($281/night)200% ($517)
Occupancy
46%
10%Brixfox estimate(46%)100%

Short-Term Rental

Indicative
Yearly income
$22,876
Likely range $13,726 – $32,026
Airbnb data$281/night · 46% occupancy
Rental income
$281/night · 46% occ.
$43,992
Running costs (20%)
Utilities, cleaning, maintenance
-$8,798
Income tax (10%)
Indonesian rental income tax
-$12,318
Property tax
Annual property tax
-$0
Net income
5.6% ROI
$22,876

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

3.4%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
6.6%
5.8%
Fully-managed
4.2%
3.4%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

9.3%

Annual Revenue

$43,992

Income Tax / yr

$3,849

Payback

29 yrs

True All-In Cost
Asking price$407,609
IMT — transfer tax (non-resident 7.5%)$30,571
Stamp duty (0.8%)$3,261
Notary + registry$2,174
Legal$5,014
Furnishing + STR launch$27,174
All-in cost$475,802

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$2.6M$1.9M$1.3M$638K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $375K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 15: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$456K
+22%
Rental Income
+$112K
Total Position
$568K
+51%
8.7%/yr
Year 10
Capital Value
$555K
+48%
Rental Income
+$241K
Total Position
$796K
+112%
7.8%/yr
Year 20
Capital Value
$822K
+119%
Rental Income
+$566K
Total Position
$1.4M
+270%
6.8%/yr
Year 30
Capital Value
$1.2M
+224%
Rental Income
+$1.0M
Total Position
$2.2M
+491%
6.1%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.6% annual return
Occupancy
Average
46% average occupancy
Nightly Rate
Strong
$258 per night
Visual Appeal
Weak
2/10 instagrammability
Size & Space
Strong
3540 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $258 — positioned in the top tier
Generous 3540 m² land — room for expansion or amenities
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 46% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
5.3%
$1,794/mo
40% occ.
7.0%
$2,392/mo
46% occ.
8.2%
$2,771/mo
current
56% occ.
9.9%
$3,369/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.