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Semi-detached house in Rua da Hortinha sn, Ferragudo
Semi-detached house in Rua da Hortinha sn, Ferragudo — image 2Semi-detached house in Rua da Hortinha sn, Ferragudo — image 3Semi-detached house in Rua da Hortinha sn, Ferragudo — image 4Semi-detached house in Rua da Hortinha sn, Ferragudo — image 5
Grade Bvillamid-range

Semi-detached house in Rua da Hortinha sn, Ferragudo

Lagoa/Carvoeiro · Central Algarve ·

€518,000

Asking Price (EUR)

4.5%

True Net Yield (Owner, all-in)

2.9%

True Net Yield (Managed, all-in)

6.4%

True Gross Yield

45%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €37,611/yr
Average Daily Rate: €227
+10.0% vs area baselineModern/contemporary style (+12%), No pool (-12%), Has view (+10%)
Payback Period: 35.5 years
5-yr Capital Value: €600,504
10-yr Capital Value: €696,149
Brixfox Score: 55.1 / 100
Comparable Properties: 56
Data Confidence: 90%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€587,284

+13.4% over asking

Asking price€518,000
IMT — Property transfer tax (investment schedule)€29,270
IS — Stamp duty (0.8%)€4,144
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€7,770
Total acquisition costs€42,434
Renovation€0 — move-in ready
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€26,850
All-in investment (incl. renovation & furnishing)€587,284

Gross yield (asking price)

7.3%

True gross yield (all-in)

6.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 2
Building: 133 m²
Land: 121 m²
Style: contemporary
Condition: excellent
Year Built: 2008
Energy Certificate: Not indicated
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

sliding glass balcony doorsmodern upholstered bed framegranite countertops in kitchendecorative pendant light in dining area

Score Breakdown

ROI
10.84
Visual Appeal
10.2
Ownership Security
13
Location
8.4
Land & Space
3.15
Rental Demand
4.54
Payback Speed
1
STR Suitability
4

Description

Live 500 meters from the beaches in Ferragudo! Imagine living just steps from the magnificent beaches of Ferragudo, in a charming T1+1 villa, comfortable and full of light. This fantastic semi-detached house is located in a gated community, with private pool and parking, bringing together all the conditions to be your

Location

📍 37.1240°N, 8.5180°W

· Lagoa/Carvoeiro, Algarve, Portugal

Listed by Michele Lopes via Idealista.pt
2-bedroom freehold villa in Lagoa/Carvoeiro — photo 1 of 5
Idealista.pt
2-bedroom freehold villa in Lagoa/Carvoeiro — photo 2 of 5
2-bedroom freehold villa in Lagoa/Carvoeiro — photo 3 of 5
2-bedroom freehold villa in Lagoa/Carvoeiro — photo 4 of 5
2-bedroom freehold villa in Lagoa/Carvoeiro — photo 5 of 5

Semi-detached house in Rua da Hortinha sn, Ferragudo

Lagoa/Carvoeiro · Central Algarve · Ref BF-4971 Source verified · Idealista.pt · listed 2 Jun 2026
Asking price · Freehold
$563,043
Ownership
Freehold
Bedrooms
2
Bathrooms
2
Built area
133 m²
Land
121 m²
True net yield
2.8%
≈ $2,897/mo net after costs & tax
5-yr total return (net + appreciation)
10.0% / yr avg
Payback in ~36 yrs from rent
Brixfox Score 55 · B

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 2008
Energy: Not indicated
Condition: excellent

Description

Live 500 meters from the beaches in Ferragudo! Imagine living just steps from the magnificent beaches of Ferragudo, in a charming T1+1 villa, comfortable and full of light. This fantastic semi-detached house is located in a gated community, with private pool and parking, bringing together all the conditions to be your

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$319/night
50% ($147)Brixfox estimate($319/night)200% ($588)
Occupancy
45%
10%Brixfox estimate(45%)100%

Short-Term Rental

Indicative
Yearly income
$25,471
Likely range $15,283 – $35,660
Airbnb data$319/night · 45% occupancy
Rental income
$319/night · 45% occ.
$48,983
Running costs (20%)
Utilities, cleaning, maintenance
-$9,797
Income tax (10%)
Indonesian rental income tax
-$13,715
Property tax
Annual property tax
-$0
Net income
4.5% ROI
$25,471

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

2.8%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
5.4%
4.7%
Fully-managed
3.5%
2.8%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

7.6%

Annual Revenue

$48,983

Income Tax / yr

$4,286

Payback

36 yrs

True All-In Cost
Asking price$563,043
IMT — transfer tax (non-resident 7.5%)$42,228
Stamp duty (0.8%)$4,504
Notary + registry$2,174
Legal$6,925
Furnishing + STR launch$27,174
All-in cost$646,049

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$3.2M$2.4M$1.6M$804K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $518K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 18: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$630K
+22%
Rental Income
+$124K
Total Position
$755K
+46%
7.8%/yr
Year 10
Capital Value
$767K
+48%
Rental Income
+$269K
Total Position
$1.0M
+100%
7.2%/yr
Year 20
Capital Value
$1.1M
+119%
Rental Income
+$630K
Total Position
$1.8M
+241%
6.3%/yr
Year 30
Capital Value
$1.7M
+224%
Rental Income
+$1.1M
Total Position
$2.8M
+440%
5.8%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

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Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.5% annual return
Occupancy
Average
45% average occupancy
Nightly Rate
Strong
$294 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
121 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $294 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.5% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.3%
$2,041/mo
40% occ.
5.8%
$2,721/mo
45% occ.
6.6%
$3,086/mo
current
55% occ.
8.0%
$3,766/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.