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Semi-detached house in Travessa da Tia Ilda, Centro de Carvoeiro, Lagoa e Carvoeiro
Semi-detached house in Travessa da Tia Ilda, Centro de Carvoeiro, Lagoa e Carvoeiro — image 2Semi-detached house in Travessa da Tia Ilda, Centro de Carvoeiro, Lagoa e Carvoeiro — image 3Semi-detached house in Travessa da Tia Ilda, Centro de Carvoeiro, Lagoa e Carvoeiro — image 4Semi-detached house in Travessa da Tia Ilda, Centro de Carvoeiro, Lagoa e Carvoeiro — image 5
Grade B+villamid-range

Semi-detached house in Travessa da Tia Ilda, Centro de Carvoeiro, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€1.2M

Asking Price (EUR)

5.3%

True Net Yield (Owner, all-in)

3.7%

True Net Yield (Managed, all-in)

6.7%

True Gross Yield

49%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €91,266/yr
Average Daily Rate: €511
+6.0% vs area baselineImage quality 8/10 (+3%), Portuguese-traditional style (+5%), No pool (-12%), Has view (+10%)
Payback Period: 26.5 years
5-yr Capital Value: €1.4M
10-yr Capital Value: €1.6M
Brixfox Score: 65 / 100
Comparable Properties: 6
Data Confidence: 71%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.4M

+13.0% over asking

Asking price€1.2M
IMT — Property transfer tax (investment schedule)€90,000
IS — Stamp duty (0.8%)€9,600
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€18,000
Total acquisition costs€118,850
Renovation€0 — move-in ready
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€37,550
All-in investment (incl. renovation & furnishing)€1.4M

Gross yield (asking price)

7.6%

True gross yield (all-in)

6.7%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 4
Building: 189 m²
Land: 136 m²
Style: portuguese-traditional
Condition: excellent
Year Built: 1951
Energy Certificate: D
View

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

terrace with sea viewshade sailstraditional tiled entrance

Score Breakdown

ROI
14.23
Visual Appeal
13.2
Ownership Security
13
Location
10.56
Land & Space
3.14
Rental Demand
4.9
Payback Speed
2
STR Suitability
4

Description

Discover the charm of the picturesque coastal village of Praia do Carvoeiro in this magnificent property. This villa transformed into 4 studios with independent entrances offers the perfect balance between comfort and elegance. This property enjoys a unique location, just a minute's walk from the stunning Carvoeiro Bea

Location

📍 37.0940°N, 8.4720°W

· Lagoa/Carvoeiro, Algarve, Portugal

View this property on Buy Algarve Properties →Listed via Idealista.pt
4-bedroom freehold villa in Lagoa/Carvoeiro — photo 1 of 5
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Semi-detached house in Travessa da Tia Ilda, Centro de Carvoeiro, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve · Ref BF-4980 Source verified · Buy Algarve Properties · listed 2 Jun 2026
Asking price · Freehold
$1,304,348
View original listing
Ownership
Freehold
Bedrooms
4
Bathrooms
4
Built area
189 m²
Land
136 m²
True net yield
3.8%
≈ $7,752/mo net after costs & tax
5-yr total return (net + appreciation)
10.3% / yr avg
Payback in ~26 yrs from rent
Brixfox Score 65 · B+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 1951
Energy: D
Condition: excellent

Description

Discover the charm of the picturesque coastal village of Praia do Carvoeiro in this magnificent property. This villa transformed into 4 studios with independent entrances offers the perfect balance between comfort and elegance. This property enjoys a unique location, just a minute's walk from the stunning Carvoeiro Bea

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$718/night
50% ($330)Brixfox estimate($718/night)200% ($1321)
Occupancy
49%
10%Brixfox estimate(49%)100%

Short-Term Rental

Indicative
Yearly income
$61,774
Likely range $37,064 – $86,484
Airbnb data$718/night · 49% occupancy
Rental income
$718/night · 49% occ.
$118,797
Running costs (20%)
Utilities, cleaning, maintenance
-$23,759
Income tax (10%)
Indonesian rental income tax
-$33,263
Property tax
Annual property tax
-$0
Net income
4.7% ROI
$61,774

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

3.8%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
6.4%
5.7%
Fully-managed
4.5%
3.8%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

8.2%

Annual Revenue

$118,797

Income Tax / yr

$10,395

Payback

26 yrs

True All-In Cost
Asking price$1,304,348
IMT — transfer tax (non-resident 7.5%)$97,826
Stamp duty (0.8%)$10,435
Notary + registry$2,174
Legal$13,370
Furnishing + STR launch$27,174
All-in cost$1,455,326

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$7.6M$5.7M$3.8M$1.9M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $1.2M
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 17: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.5M
+22%
Rental Income
+$302K
Total Position
$1.8M
+47%
8.0%/yr
Year 10
Capital Value
$1.8M
+48%
Rental Income
+$652K
Total Position
$2.4M
+102%
7.3%/yr
Year 20
Capital Value
$2.6M
+119%
Rental Income
+$1.5M
Total Position
$4.2M
+246%
6.4%/yr
Year 30
Capital Value
$3.9M
+224%
Rental Income
+$2.7M
Total Position
$6.6M
+450%
5.8%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.7% annual return
Occupancy
Average
49% average occupancy
Nightly Rate
Strong
$661 per night
Visual Appeal
Strong
8/10 instagrammability
Size & Space
Weak
136 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $661 — positioned in the top tier
Stunning visuals with 8/10 instagrammability — commands premium nightly rates
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.7% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.2%
$4,587/mo
40% occ.
5.6%
$6,115/mo
49% occ.
6.9%
$7,484/mo
current
59% occ.
8.3%
$9,012/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.