Launch offer — 3 months free free, no card

Terraced house in Rua Dona Maria Eugénia Júdice Dias Ferreira, 5, Cidade de Lagoa, Lagoa e Carvoeiro
Terraced house in Rua Dona Maria Eugénia Júdice Dias Ferreira, 5, Cidade de Lagoa, Lagoa e Carvoeiro — image 2Terraced house in Rua Dona Maria Eugénia Júdice Dias Ferreira, 5, Cidade de Lagoa, Lagoa e Carvoeiro — image 3Terraced house in Rua Dona Maria Eugénia Júdice Dias Ferreira, 5, Cidade de Lagoa, Lagoa e Carvoeiro — image 4Terraced house in Rua Dona Maria Eugénia Júdice Dias Ferreira, 5, Cidade de Lagoa, Lagoa e Carvoeiro — image 5
Grade Cvillabudget

Terraced house in Rua Dona Maria Eugénia Júdice Dias Ferreira, 5, Cidade de Lagoa, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€120,000

Asking Price (EUR)

2.1%

True Net Yield (Owner, all-in)

0.3%

True Net Yield (Managed, all-in)

5.6%

True Gross Yield

33%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €9,829/yr
Average Daily Rate: €82
-31.0% vs area baselineImage quality 3/10 (-12%), Portuguese-traditional style (+5%), No pool (-12%), Budget finish (-12%)
Payback Period: 99.0 years
5-yr Capital Value: €139,113
10-yr Capital Value: €161,270
Brixfox Score: 38.3 / 100
Comparable Properties: 7
Data Confidence: 59%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€176,891

+47.4% over asking

Asking price€120,000
IMT — Property transfer tax (investment schedule)€1,381
IS — Stamp duty (0.8%)€960
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€1,800
Total acquisition costs€5,391
Renovation (est. €900/m² × 40 m²)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.		€36,000
(€28,000–€44,000)
Furnishing & STR launch (1bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€15,500
All-in investment (incl. renovation & furnishing)€176,891

Gross yield (asking price)

8.2%

True gross yield (all-in)

5.6%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 1
Bathrooms: 1
Building: 40 m²
Style: portuguese-traditional
Condition: needs-renovation
Energy Certificate: Exempt

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
0
Visual Appeal
4.6
Ownership Security
13
Location
10.56
Land & Space
2.8
Rental Demand
3.29
Payback Speed
0
STR Suitability
4

Description

Traditional house in the center of Lagoa with 2 floors. Living room and kitchen on the ground floor and bedroom with bathroom on the 1st floor. In need of renovation with the possibility of adding and improving existing spaces. It does not have a habitation license.

Location

📍 37.1359°N, 8.4497°W

· Lagoa/Carvoeiro, Algarve, Portugal

Listed via Idealista.pt
1-bedroom freehold villa in Lagoa/Carvoeiro — photo 1 of 5
Idealista.pt
1-bedroom freehold villa in Lagoa/Carvoeiro — photo 2 of 5
1-bedroom freehold villa in Lagoa/Carvoeiro — photo 3 of 5
1-bedroom freehold villa in Lagoa/Carvoeiro — photo 4 of 5
1-bedroom freehold villa in Lagoa/Carvoeiro — photo 5 of 5

Terraced house in Rua Dona Maria Eugénia Júdice Dias Ferreira, 5, Cidade de Lagoa, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve · Ref BF-4989 Source verified · Idealista.pt · listed 2 Jun 2026
Asking price · Freehold
$130,435
Ownership
Freehold
Bedrooms
1
Bathrooms
1
Built area
40 m²
5-yr total return (net + appreciation)
10.6% / yr avg
Payback in ~99 yrs from rent
Brixfox Score 38 · C

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Energy: Exempt
Condition: needs-renovation

Description

Traditional house in the center of Lagoa with 2 floors. Living room and kitchen on the ground floor and bedroom with bathroom on the 1st floor. In need of renovation with the possibility of adding and improving existing spaces. It does not have a habitation license.

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$115/night
50% ($53)Brixfox estimate($115/night)200% ($212)
Occupancy
33%
10%Brixfox estimate(33%)100%

Short-Term Rental

Indicative
Yearly income
$6,658
Likely range $3,995 – $9,321
Airbnb data$115/night · 33% occupancy
Rental income
$115/night · 33% occ.
$12,803
Running costs (20%)
Utilities, cleaning, maintenance
-$2,561
Income tax (10%)
Indonesian rental income tax
-$3,585
Property tax
Annual property tax
-$0
Net income
5.1% ROI
$6,658

Investment Returns

After-tax net yield · all-in cost basis

Approx. location

Net Yield · Fully-Managed · After Tax

0.0%

on all-in cost of $174,620

Scenario
Pre-tax
After-tax
Owner-managed
2.8%
2.2%
Fully-managed
0.3%
0.0%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

7.3%

Annual Revenue

$12,803

Income Tax / yr

$1,121

Payback

—

True All-In Cost
Asking price$130,435
IMT — transfer tax (non-resident 7.5%)$9,783
Stamp duty (0.8%)$1,043
Notary + registry$2,174
Legal$4,011
Furnishing + STR launch$27,174
All-in cost$174,620

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$783K$587K$391K$196K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $120K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 16: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$146K
+22%
Rental Income
+$33K
Total Position
$179K
+49%
8.3%/yr
Year 10
Capital Value
$178K
+48%
Rental Income
+$70K
Total Position
$248K
+107%
7.5%/yr
Year 20
Capital Value
$263K
+119%
Rental Income
+$165K
Total Position
$428K
+256%
6.6%/yr
Year 30
Capital Value
$389K
+224%
Rental Income
+$291K
Total Position
$681K
+467%
6.0%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.1% annual return
Occupancy
Weak
33% average occupancy
Nightly Rate
Average
$106 per night
Visual Appeal
Weak
2/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 33% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
6.8%
$735/mo
40% occ.
9.0%
$980/mo
33% occ.
7.4%
$807/mo
current
43% occ.
9.7%
$1,052/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.