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Terraced house in Rua Luís de Camões, 18, Cidade de Lagoa, Lagoa e Carvoeiro
Terraced house in Rua Luís de Camões, 18, Cidade de Lagoa, Lagoa e Carvoeiro — image 2Terraced house in Rua Luís de Camões, 18, Cidade de Lagoa, Lagoa e Carvoeiro — image 3Terraced house in Rua Luís de Camões, 18, Cidade de Lagoa, Lagoa e Carvoeiro — image 4Terraced house in Rua Luís de Camões, 18, Cidade de Lagoa, Lagoa e Carvoeiro — image 5
Grade Bvillamid-range

Terraced house in Rua Luís de Camões, 18, Cidade de Lagoa, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€350,000

Asking Price (EUR)

3.9%

True Net Yield (Owner, all-in)

2.3%

True Net Yield (Managed, all-in)

6.0%

True Gross Yield

43%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €24,513/yr
Average Daily Rate: €157
-3.0% vs area baselineImage quality 6/10 (-3%), Modern/contemporary style (+12%), No pool (-12%)
Payback Period: 48.5 years
5-yr Capital Value: €405,746
10-yr Capital Value: €470,371
Brixfox Score: 56.4 / 100
Comparable Properties: 9
Data Confidence: 74%
Search Radius: 3 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€407,630

+16.5% over asking

Asking price€350,000
IMT — Property transfer tax (investment schedule)€15,830
IS — Stamp duty (0.8%)€2,800
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€5,250
Total acquisition costs€25,130
Renovation (est. €55/m² × 200 m²)
Light touch-ups — paint, fixtures, deep clean.		€11,000
(€6,000–€16,000)
Furnishing & STR launch (1bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€21,500
All-in investment (incl. renovation & furnishing)€407,630

Gross yield (asking price)

7.0%

True gross yield (all-in)

6.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 1
Bathrooms: 2
Building: 200 m²
Style: contemporary
Condition: good
Energy Certificate: F

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

mezzanine levelexposed wooden beamsbamboo railing

Score Breakdown

ROI
8.21
Visual Appeal
9.4
Ownership Security
13
Location
10.56
Land & Space
6
Rental Demand
4.27
Payback Speed
1
STR Suitability
4

Description

LOFT – DIGITAL NOMADS & EXPATRIATES Lagoa, Faro Available for purchase, this furnished loft is located in the center of Lagoa, Faro, and was designed to offer comfort, functionality and a welcoming environment for those who come to live and work in the Algarve. Perfect for those looking for a quiet space to rest and w

Location

📍 37.1349°N, 8.4541°W

· Lagoa/Carvoeiro, Algarve, Portugal

Listed via Idealista.pt
1-bedroom freehold villa in Lagoa/Carvoeiro — photo 1 of 5
Idealista.pt
1-bedroom freehold villa in Lagoa/Carvoeiro — photo 2 of 5
1-bedroom freehold villa in Lagoa/Carvoeiro — photo 3 of 5
1-bedroom freehold villa in Lagoa/Carvoeiro — photo 4 of 5
1-bedroom freehold villa in Lagoa/Carvoeiro — photo 5 of 5

Terraced house in Rua Luís de Camões, 18, Cidade de Lagoa, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve · Ref BF-4998 Source verified · Idealista.pt · listed 3 Jun 2026
Asking price · Freehold
$380,435
Ownership
Freehold
Bedrooms
1
Bathrooms
2
Built area
200 m²
True net yield
2.1%
≈ $1,711/mo net after costs & tax
5-yr total return (net + appreciation)
9.9% / yr avg
Payback in ~49 yrs from rent
Brixfox Score 56 · B

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Energy: F
Condition: good

Description

LOFT – DIGITAL NOMADS & EXPATRIATES Lagoa, Faro Available for purchase, this furnished loft is located in the center of Lagoa, Faro, and was designed to offer comfort, functionality and a welcoming environment for those who come to live and work in the Algarve. Perfect for those looking for a quiet space to rest and w

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$221/night
50% ($102)Brixfox estimate($221/night)200% ($407)
Occupancy
43%
10%Brixfox estimate(43%)100%

Short-Term Rental

Indicative
Yearly income
$16,600
Likely range $9,960 – $23,240
Airbnb data$221/night · 43% occupancy
Rental income
$221/night · 43% occ.
$31,924
Running costs (20%)
Utilities, cleaning, maintenance
-$6,385
Income tax (10%)
Indonesian rental income tax
-$8,939
Property tax
Annual property tax
-$0
Net income
4.4% ROI
$16,600

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

2.1%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
4.6%
4.0%
Fully-managed
2.7%
2.1%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

7.2%

Annual Revenue

$31,924

Income Tax / yr

$2,793

Payback

49 yrs

True All-In Cost
Asking price$380,435
IMT — transfer tax (non-resident 7.5%)$28,533
Stamp duty (0.8%)$3,043
Notary + registry$2,174
Legal$4,679
Furnishing + STR launch$27,174
All-in cost$446,038

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$2.1M$1.6M$1.1M$535K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $350K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 18: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$426K
+22%
Rental Income
+$81K
Total Position
$507K
+45%
7.7%/yr
Year 10
Capital Value
$518K
+48%
Rental Income
+$175K
Total Position
$693K
+98%
7.1%/yr
Year 20
Capital Value
$767K
+119%
Rental Income
+$410K
Total Position
$1.2M
+236%
6.3%/yr
Year 30
Capital Value
$1.1M
+224%
Rental Income
+$727K
Total Position
$1.9M
+432%
5.7%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.4% annual return
Occupancy
Weak
43% average occupancy
Nightly Rate
Strong
$204 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $204 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.4% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.5%
$1,414/mo
40% occ.
5.9%
$1,885/mo
43% occ.
6.3%
$2,011/mo
current
53% occ.
7.8%
$2,482/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.