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Semi-detached house in Urbanização Colina Rio, 10, Ferragudo
Semi-detached house in Urbanização Colina Rio, 10, Ferragudo — image 2Semi-detached house in Urbanização Colina Rio, 10, Ferragudo — image 3Semi-detached house in Urbanização Colina Rio, 10, Ferragudo — image 4Semi-detached house in Urbanização Colina Rio, 10, Ferragudo — image 5
Grade B+villamid-range

Semi-detached house in Urbanização Colina Rio, 10, Ferragudo

Lagoa/Carvoeiro · Central Algarve ·

€930,000

Asking Price (EUR)

5.6%

True Net Yield (Owner, all-in)

3.9%

True Net Yield (Managed, all-in)

7.2%

True Gross Yield

47%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €74,781/yr
Average Daily Rate: €437
+15.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), Has pool (0%)
Payback Period: 25.8 years
5-yr Capital Value: €1.1M
10-yr Capital Value: €1.2M
Brixfox Score: 67.7 / 100
Comparable Properties: 18
Data Confidence: 88%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.0M

+12.2% over asking

Asking price€930,000
IMT — Property transfer tax (investment schedule)€55,800
IS — Stamp duty (0.8%)€7,440
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€13,950
Total acquisition costs€78,440
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€34,700
All-in investment (incl. renovation & furnishing)€1.0M

Gross yield (asking price)

8.0%

True gross yield (all-in)

7.2%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Bathrooms: 4
Building: 172 m²
Land: 312.5 m²
Style: modern
Condition: new-build
Year Built: 2025
Energy Certificate: a
Private Pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

private plunge poolglass balcony railingsstone accent wall

Score Breakdown

ROI
14.58
Visual Appeal
13.6
Ownership Security
13
Location
8.4
Land & Space
7.42
Rental Demand
4.69
Payback Speed
2
STR Suitability
4

Description

Identificação do imóvel: ZMPT588808 Contemporary 3-Bedroom Semi-Detached Villa with Panoramic Views over the Arade River – Ferragudo -Bedroom Semi-Detached Villa, featuring modern architecture and premium finishes, located in one of the Algarve’s most desirable areas – Bela Vista, Ferragudo. With a living area of 17

Location

📍 37.1312°N, 8.5163°W

· Lagoa/Carvoeiro, Algarve, Portugal

View this property on Zome Portimão Marina →Listed via Idealista.pt
3-bedroom freehold villa in Lagoa/Carvoeiro — photo 1 of 5
Zome Portimão Marina
3-bedroom freehold villa in Lagoa/Carvoeiro — photo 2 of 5
3-bedroom freehold villa in Lagoa/Carvoeiro — photo 3 of 5
3-bedroom freehold villa in Lagoa/Carvoeiro — photo 4 of 5
3-bedroom freehold villa in Lagoa/Carvoeiro — photo 5 of 5

Semi-detached house in Urbanização Colina Rio, 10, Ferragudo

Lagoa/Carvoeiro · Central Algarve · Ref BF-66542 Source verified · Zome Portimão Marina · listed 3 Jun 2026
Asking price · Freehold
$1,010,870
View original listing
Ownership
Freehold
Bedrooms
3
Bathrooms
4
Built area
172 m²
Land
312.5 m²
True net yield
3.9%
≈ $6,297/mo net after costs & tax
5-yr total return (net + appreciation)
10.5% / yr avg
Payback in ~26 yrs from rent
Brixfox Score 68 · B+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 2025
Energy: a
Condition: new-build

Description

Identificação do imóvel: ZMPT588808 Contemporary 3-Bedroom Semi-Detached Villa with Panoramic Views over the Arade River – Ferragudo -Bedroom Semi-Detached Villa, featuring modern architecture and premium finishes, located in one of the Algarve’s most desirable areas – Bela Vista, Ferragudo. With a living area of 17

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$615/night
50% ($283)Brixfox estimate($615/night)200% ($1131)
Occupancy
47%
10%Brixfox estimate(47%)100%

Short-Term Rental

Indicative
Yearly income
$50,606
Likely range $30,364 – $70,849
Airbnb data$615/night · 47% occupancy
Rental income
$615/night · 47% occ.
$97,320
Running costs (20%)
Utilities, cleaning, maintenance
-$19,464
Income tax (10%)
Indonesian rental income tax
-$27,249
Property tax
Annual property tax
-$0
Net income
5.0% ROI
$50,606

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

3.9%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
6.7%
5.9%
Fully-managed
4.6%
3.9%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

8.6%

Annual Revenue

$97,320

Income Tax / yr

$8,515

Payback

26 yrs

True All-In Cost
Asking price$1,010,870
IMT — transfer tax (non-resident 7.5%)$75,815
Stamp duty (0.8%)$8,087
Notary + registry$2,174
Legal$12,434
Furnishing + STR launch$27,174
All-in cost$1,136,553

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$6.0M$4.5M$3.0M$1.5M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $930K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 16: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.1M
+22%
Rental Income
+$247K
Total Position
$1.4M
+48%
8.2%/yr
Year 10
Capital Value
$1.4M
+48%
Rental Income
+$534K
Total Position
$1.9M
+105%
7.5%/yr
Year 20
Capital Value
$2.0M
+119%
Rental Income
+$1.3M
Total Position
$3.3M
+254%
6.5%/yr
Year 30
Capital Value
$3.0M
+224%
Rental Income
+$2.2M
Total Position
$5.2M
+463%
5.9%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
5.0% annual return
Occupancy
Average
47% average occupancy
Nightly Rate
Strong
$565 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Good
313 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $565 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 47% — factor in seasonal gaps

This villa is a strong investment. High rental demand and good returns make it suitable for both active and passive investors.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
4.7%
$3,926/mo
40% occ.
6.2%
$5,234/mo
47% occ.
7.3%
$6,131/mo
current
57% occ.
8.8%
$7,439/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.