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House in Cidade de Lagoa, Lagoa e Carvoeiro
House in Cidade de Lagoa, Lagoa e Carvoeiro — image 2House in Cidade de Lagoa, Lagoa e Carvoeiro — image 3House in Cidade de Lagoa, Lagoa e Carvoeiro — image 4House in Cidade de Lagoa, Lagoa e Carvoeiro — image 5
Grade B+villamid-range

House in Cidade de Lagoa, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€875,000

Asking Price (EUR)

6.7%

True Net Yield (Owner, all-in)

4.7%

True Net Yield (Managed, all-in)

8.4%

True Gross Yield

49%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.8 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €84,155/yr
Average Daily Rate: €468
+15.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%), Has pool (+10%)
Payback Period: 20.6 years
5-yr Capital Value: €1.0M
10-yr Capital Value: €1.2M
Brixfox Score: 69.9 / 100
Comparable Properties: 7
Data Confidence: 64%
Search Radius: 4 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€1.0M

+15.0% over asking

Asking price€875,000
IMT — Property transfer tax (investment schedule)€52,500
IS — Stamp duty (0.8%)€7,000
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€13,125
Total acquisition costs€73,875
Renovation (est. €55/m² × 311 m²)
Light touch-ups — paint, fixtures, deep clean.		€17,105
(€9,330–€24,880)
Furnishing & STR launch (4bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€40,050
All-in investment (incl. renovation & furnishing)€1.0M

Gross yield (asking price)

9.6%

True gross yield (all-in)

8.4%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 4
Bathrooms: 4
Building: 311 m²
Style: portuguese-traditional
Condition: good
Year Built: 1997
Energy Certificate: E
Private Pool
pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

private poolcovered patiotraditional fireplace

Score Breakdown

ROI
17.58
Visual Appeal
10.8
Ownership Security
13
Location
10.56
Land & Space
6
Rental Demand
4.93
Payback Speed
3
STR Suitability
4

Description

Discover this exclusive fully renovated villa, located in the heart of Lagoa, in a prestigious residential area that combines tranquility, centrality and quality of life. Spread over three floors, this property has been carefully designed to offer comfort, functionality and a contemporary style of excellence. On the g

Location

📍 37.1346°N, 8.4512°W

· Lagoa/Carvoeiro, Algarve, Portugal

View this property on Portugal's Infinity Real Estate →Listed via Idealista.pt
4-bedroom freehold villa in Lagoa/Carvoeiro — photo 1 of 5
Portugal's Infinity Real Estate
4-bedroom freehold villa in Lagoa/Carvoeiro — photo 2 of 5
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4-bedroom freehold villa in Lagoa/Carvoeiro — photo 4 of 5
4-bedroom freehold villa in Lagoa/Carvoeiro — photo 5 of 5

House in Cidade de Lagoa, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve · Ref BF-66543 Source verified · Portugal's Infinity Real Estate · listed 3 Jun 2026
Asking price · Freehold
$951,087
View original listing
Ownership
Freehold
Bedrooms
4
Bathrooms
4
Built area
311 m²
True net yield
4.9%
≈ $7,282/mo net after costs & tax
5-yr total return (net + appreciation)
11.5% / yr avg
Payback in ~21 yrs from rent
Brixfox Score 70 · B+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

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Property details

Year built: 1997
Energy: E
Condition: good
View: pool

Description

Discover this exclusive fully renovated villa, located in the heart of Lagoa, in a prestigious residential area that combines tranquility, centrality and quality of life. Spread over three floors, this property has been carefully designed to offer comfort, functionality and a contemporary style of excellence. On the g

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$659/night
50% ($303)Brixfox estimate($659/night)200% ($1213)
Occupancy
49%
10%Brixfox estimate(49%)100%

Short-Term Rental

Indicative
Yearly income
$57,115
Likely range $34,270 – $79,961
Airbnb data$659/night · 49% occupancy
Rental income
$659/night · 49% occ.
$109,837
Running costs (20%)
Utilities, cleaning, maintenance
-$21,967
Income tax (10%)
Indonesian rental income tax
-$30,754
Property tax
Annual property tax
-$0
Net income
6.0% ROI
$57,115

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

4.9%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
8.2%
7.3%
Fully-managed
5.8%
4.9%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

10.3%

Annual Revenue

$109,837

Income Tax / yr

$9,611

Payback

21 yrs

True All-In Cost
Asking price$951,087
IMT — transfer tax (non-resident 7.5%)$71,332
Stamp duty (0.8%)$7,609
Notary + registry$2,174
Legal$11,699
Furnishing + STR launch$27,174
All-in cost$1,071,074

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$6.1M$4.6M$3.1M$1.5M$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $875K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 14: rental income alone has repaid the full purchase price.
2x return
Year 9: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$1.1M
+22%
Rental Income
+$279K
Total Position
$1.3M
+54%
9.0%/yr
Year 10
Capital Value
$1.3M
+48%
Rental Income
+$602K
Total Position
$1.9M
+117%
8.0%/yr
Year 20
Capital Value
$1.9M
+119%
Rental Income
+$1.4M
Total Position
$3.3M
+280%
6.9%/yr
Year 30
Capital Value
$2.8M
+224%
Rental Income
+$2.5M
Total Position
$5.3M
+510%
6.2%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
6.0% annual return
Occupancy
Average
49% average occupancy
Nightly Rate
Strong
$606 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $606 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 49% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
5.3%
$4,210/mo
40% occ.
7.1%
$5,613/mo
49% occ.
8.7%
$6,920/mo
current
59% occ.
10.5%
$8,323/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.