Launch offer — 3 months free free, no card

Detached house in Rampa Mato Serrão, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro
Grade Avillamid-range

Detached house in Rampa Mato Serrão, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€425,000

Asking Price (EUR)

9.7%

True Net Yield (Owner, all-in)

6.8%

True Net Yield (Managed, all-in)

12.3%

True Gross Yield

47%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.8 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €60,123/yr
Average Daily Rate: €352
Payback Period: 14.6 years
5-yr Capital Value: €492,691
10-yr Capital Value: €571,164
Brixfox Score: 75.2 / 100
Comparable Properties: 13
Data Confidence: 83%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€490,055

+15.3% over asking

Asking price€425,000
IMT — Property transfer tax (investment schedule)€21,830
IS — Stamp duty (0.8%)€3,400
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€6,375
Total acquisition costs€32,855
Renovation€0 — move-in ready
Furnishing & STR launch (3bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€32,200
All-in investment (incl. renovation & furnishing)€490,055

Gross yield (asking price)

14.2%

True gross yield (all-in)

12.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 3
Building: 153 m²
Style: contemporary
Condition: excellent

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

balcony with glass railinggrass paver driveway

Score Breakdown

ROI
22.7
Visual Appeal
10.2
Ownership Security
13
Location
10.56
Land & Space
5.06
Rental Demand
4.68
Payback Speed
5
STR Suitability
4

Description

Imagine waking up every day just minutes from the most stunning beaches in the Algarve, in a private condominium where comfort, modernity, and tranquility unite perfectly. With contemporary architecture and modern finishes, the villa boasts spacious interiors bathed in natural light, two bathrooms, built-in wardrobes,

Location

📍 37.0940°N, 8.4720°W

· Lagoa/Carvoeiro, Algarve, Portugal

Listed via Idealista.pt
3-bedroom freehold villa in Lagoa/Carvoeiro — photo 1 of 1
Idealista.pt

Detached house in Rampa Mato Serrão, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve · Ref BF-66739 Source verified · Idealista.pt · listed 1 Jun 2026
Asking price · Freehold
$461,957
Ownership
Freehold
Bedrooms
3
Built area
153 m²
True net yield
6.9%
≈ $5,193/mo net after costs & tax
5-yr total return (net + appreciation)
14.4% / yr avg
Payback in ~15 yrs from rent
Brixfox Score 75 · A

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

Loading Map...

Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Condition: excellent

Description

Imagine waking up every day just minutes from the most stunning beaches in the Algarve, in a private condominium where comfort, modernity, and tranquility unite perfectly. With contemporary architecture and modern finishes, the villa boasts spacious interiors bathed in natural light, two bathrooms, built-in wardrobes,

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$496/night
50% ($228)Brixfox estimate($496/night)200% ($913)
Occupancy
47%
10%Brixfox estimate(47%)100%

Short-Term Rental

Indicative
Yearly income
$40,805
Likely range $24,484 – $57,127
Airbnb data$496/night · 47% occupancy
Rental income
$496/night · 47% occ.
$78,472
Running costs (20%)
Utilities, cleaning, maintenance
-$15,694
Income tax (10%)
Indonesian rental income tax
-$21,972
Property tax
Annual property tax
-$0
Net income
8.8% ROI
$40,805

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

6.8%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
11.6%
10.4%
Fully-managed
8.1%
6.8%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

14.7%

Annual Revenue

$78,472

Income Tax / yr

$6,866

Payback

15 yrs

True All-In Cost
Asking price$461,957
IMT — transfer tax (non-resident 7.5%)$34,647
Stamp duty (0.8%)$3,696
Notary + registry$2,174
Legal$5,683
Furnishing + STR launch$27,174
All-in cost$535,329

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$3.6M$2.7M$1.8M$910K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $425K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 10: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$517K
+22%
Rental Income
+$199K
Total Position
$716K
+69%
11.0%/yr
Year 10
Capital Value
$629K
+48%
Rental Income
+$430K
Total Position
$1.1M
+149%
9.6%/yr
Year 20
Capital Value
$931K
+119%
Rental Income
+$1.0M
Total Position
$1.9M
+356%
7.9%/yr
Year 30
Capital Value
$1.4M
+224%
Rental Income
+$1.8M
Total Position
$3.2M
+645%
6.9%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Strong
8.8% annual return
Occupancy
Average
47% average occupancy
Nightly Rate
Strong
$456 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

High rental yield at 8.8% — outperforms most villas in this market
Premium nightly rate of $456 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 47% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
8.2%
$3,169/mo
40% occ.
11.0%
$4,225/mo
47% occ.
12.8%
$4,944/mo
current
57% occ.
15.6%
$6,000/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.