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Semi-detached house in Quinta do Sol, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro
Semi-detached house in Quinta do Sol, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 2Semi-detached house in Quinta do Sol, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 3Semi-detached house in Quinta do Sol, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 4Semi-detached house in Quinta do Sol, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 5
Grade B+villamid-range

Semi-detached house in Quinta do Sol, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€420,000

Asking Price (EUR)

8.0%

True Net Yield (Owner, all-in)

5.4%

True Net Yield (Managed, all-in)

10.3%

True Gross Yield

57%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €49,786/yr
Average Daily Rate: €238
+15.0% vs area baselinePortuguese-traditional style (+5%), Has pool (0%), Has pool (+10%)
Payback Period: 18.6 years
5-yr Capital Value: €486,895
10-yr Capital Value: €564,445
Brixfox Score: 74.2 / 100
Comparable Properties: 50
Data Confidence: 95%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€481,690

+14.7% over asking

Asking price€420,000
IMT — Property transfer tax (investment schedule)€21,430
IS — Stamp duty (0.8%)€3,360
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€6,300
Total acquisition costs€32,340
Renovation€0 — move-in ready
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€29,350
All-in investment (incl. renovation & furnishing)€481,690

Gross yield (asking price)

11.8%

True gross yield (all-in)

10.3%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 2
Building: 220 m²
Style: portuguese-traditional
Condition: excellent
Year Built: 2024
Energy Certificate: B
Private Pool
pool

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

traditional portuguese architecturemultiple swimming poolslandscaped gardens

Score Breakdown

ROI
19.14
Visual Appeal
11.8
Ownership Security
13
Location
10.56
Land & Space
6
Rental Demand
5.74
Payback Speed
4
STR Suitability
4

Description

This charming 2-bedroom semi-detached house in Carvoeiro combines comfort, security, and modern design in the heart of the Algarve. With 2 bedrooms, 2 bathrooms, 2 floors, a spacious terrace, and a private garden, this house offers the ideal refuge for those seeking a tranquil lifestyle, without sacrificing proximity

Location

📍 37.0940°N, 8.4720°W

· Lagoa/Carvoeiro, Algarve, Portugal

Listed by Chave Nova Vilamoura via Idealista.pt
2-bedroom freehold villa in Lagoa/Carvoeiro — photo 1 of 5
Idealista.pt
2-bedroom freehold villa in Lagoa/Carvoeiro — photo 2 of 5
2-bedroom freehold villa in Lagoa/Carvoeiro — photo 3 of 5
2-bedroom freehold villa in Lagoa/Carvoeiro — photo 4 of 5
2-bedroom freehold villa in Lagoa/Carvoeiro — photo 5 of 5

Semi-detached house in Quinta do Sol, Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve · Ref BF-66764 Source verified · Idealista.pt · listed 1 Jun 2026
Asking price · Freehold
$456,522
Ownership
Freehold
Bedrooms
2
Bathrooms
2
Built area
220 m²
True net yield
5.4%
≈ $4,161/mo net after costs & tax
5-yr total return (net + appreciation)
12.9% / yr avg
Payback in ~19 yrs from rent
Brixfox Score 74 · B+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 2024
Energy: B
Condition: excellent
View: pool

Description

This charming 2-bedroom semi-detached house in Carvoeiro combines comfort, security, and modern design in the heart of the Algarve. With 2 bedrooms, 2 bathrooms, 2 floors, a spacious terrace, and a private garden, this house offers the ideal refuge for those seeking a tranquil lifestyle, without sacrificing proximity

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$334/night
50% ($154)Brixfox estimate($334/night)200% ($615)
Occupancy
57%
10%Brixfox estimate(57%)100%

Short-Term Rental

Indicative
Yearly income
$33,706
Likely range $20,223 – $47,188
Airbnb data$334/night · 57% occupancy
Rental income
$334/night · 57% occ.
$64,818
Running costs (20%)
Utilities, cleaning, maintenance
-$12,964
Income tax (10%)
Indonesian rental income tax
-$18,149
Property tax
Annual property tax
-$0
Net income
7.4% ROI
$33,706

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

5.4%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
9.4%
8.4%
Fully-managed
6.5%
5.4%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

12.2%

Annual Revenue

$64,818

Income Tax / yr

$5,672

Payback

19 yrs

True All-In Cost
Asking price$456,522
IMT — transfer tax (non-resident 7.5%)$34,239
Stamp duty (0.8%)$3,652
Notary + registry$2,174
Legal$5,615
Furnishing + STR launch$27,174
All-in cost$529,376

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$3.3M$2.4M$1.6M$816K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $420K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 12: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$511K
+22%
Rental Income
+$165K
Total Position
$676K
+61%
10.0%/yr
Year 10
Capital Value
$622K
+48%
Rental Income
+$355K
Total Position
$977K
+133%
8.8%/yr
Year 20
Capital Value
$920K
+119%
Rental Income
+$833K
Total Position
$1.8M
+317%
7.4%/yr
Year 30
Capital Value
$1.4M
+224%
Rental Income
+$1.5M
Total Position
$2.8M
+576%
6.6%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
7.4% annual return
Occupancy
Average
57% average occupancy
Nightly Rate
Strong
$307 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $307 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 57% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

37% occ.
7.0%
$2,661/mo
47% occ.
8.9%
$3,372/mo
57% occ.
10.7%
$4,084/mo
current
67% occ.
12.6%
$4,795/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.