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House in Centro de Parchal, Estômbar e Parchal
Grade C+villabudget

House in Centro de Parchal, Estômbar e Parchal

Lagoa/Carvoeiro · Central Algarve ·

€275,000

Asking Price (EUR)

3.2%

True Net Yield (Owner, all-in)

1.7%

True Net Yield (Managed, all-in)

5.2%

True Gross Yield

39%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €20,203/yr
Average Daily Rate: 141
-28.0% vs area baselineImage quality 4/10 (-9%), Portuguese-traditional style (+5%), No pool (-12%), Budget finish (-12%)
Payback Period: 55.8 years
5-yr Capital Value: €318,800
10-yr Capital Value: €369,577
Brixfox Score: 45.5 / 100
Comparable Properties: 29
Data Confidence: 90%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€385,472

+40.2% over asking

Asking price€275,000
IMT — Property transfer tax (investment schedule)€10,247
IS — Stamp duty (0.8%)€2,200
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€4,125
Total acquisition costs€17,822
Renovation (est. €900/m² × 82)
Substantial renovation — full bathrooms + kitchen, rewiring, plumbing, finishes.
€73,800
(€57,400€90,200)
Furnishing & STR launch (2bd × €2500 base, budget tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.
€18,850
All-in investment (incl. renovation & furnishing)€385,472

Gross yield (asking price)

7.3%

True gross yield (all-in)

5.2%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Building: 82
Style: portuguese-traditional
Condition: needs-renovation

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Score Breakdown

ROI
7.16
Visual Appeal
5.4
Ownership Security
13
Location
8.4
Land & Space
3.64
Rental Demand
3.93
Payback Speed
0
STR Suitability
4

Description

This property offers an excellent opportunity to live in a central residential area of Ferragudo. With two bedrooms and a bathroom, it provides comfort and functionality for everyday life. The floor area of 68 m² and a gross floor area of 82 m² ensure enough space for a practical and welcoming life. The villa has a bac

Location

📍 37.1376°N, 8.5184°W

· Lagoa/Carvoeiro, Algarve, Portugal

Listed via Idealista.pt
2-bedroom freehold villa in Lagoa/Carvoeiro — photo 1 of 1
Idealista.pt

House in Centro de Parchal, Estômbar e Parchal

Lagoa/Carvoeiro · Central Algarve · Ref BF-66866 Source verified · Idealista.pt · listed 3 Jun 2026
Asking price · Freehold
$298,913
Ownership
Freehold
Bedrooms
2
Built area
82 m²
True net yield
1.8%
$1,334/mo net after costs & tax
5-yr total return (net + appreciation)
10.1% / yr avg
Payback in ~56 yrs from rent
Brixfox Score 46 · C+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Condition: needs-renovation

Description

This property offers an excellent opportunity to live in a central residential area of Ferragudo. With two bedrooms and a bathroom, it provides comfort and functionality for everyday life. The floor area of 68 m² and a gross floor area of 82 m² ensure enough space for a practical and welcoming life. The villa has a bac

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$198/night
50% ($91)Brixfox estimate($198/night)200% ($364)
Occupancy
39%
10%Brixfox estimate(39%)100%

Short-Term Rental

Indicative
Yearly income
$13,683
Likely range $8,210$19,155
Airbnb data$198/night · 39% occupancy
Rental income
$198/night · 39% occ.
$26,313
Running costs (20%)
Utilities, cleaning, maintenance
-$5,263
Income tax (10%)
Indonesian rental income tax
-$7,368
Property tax
Annual property tax
-$0
Net income
4.6% ROI
$13,683

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

1.8%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
4.5%
3.8%
Fully-managed
2.4%
1.8%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

7.4%

Annual Revenue

$26,313

Income Tax / yr

$2,302

Payback

56 yrs

True All-In Cost
Asking price$298,913
IMT — transfer tax (non-resident 7.5%)$22,418
Stamp duty (0.8%)$2,391
Notary + registry$2,174
Legal$4,011
Furnishing + STR launch$27,174
All-in cost$357,082

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$1.7M$1.3M$857K$429K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $275K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 18: rental income alone has repaid the full purchase price.
2x return
Year 10: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$335K
+22%
Rental Income
+$67K
Total Position
$401K
+46%
7.9%/yr
Year 10
Capital Value
$407K
+48%
Rental Income
+$144K
Total Position
$551K
+101%
7.2%/yr
Year 20
Capital Value
$603K
+119%
Rental Income
+$338K
Total Position
$941K
+242%
6.3%/yr
Year 30
Capital Value
$892K
+224%
Rental Income
+$599K
Total Position
$1.5M
+442%
5.8%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

Try one of these

Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.6% annual return
Occupancy
Weak
39% average occupancy
Nightly Rate
Good
$182 per night
Visual Appeal
Weak
2/10 instagrammability
Size & Space
Weak
0 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.6% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

30% occ.
5.1%
$1,264/mo
40% occ.
6.8%
$1,685/mo
current
39% occ.
6.7%
$1,658/mo
current
49% occ.
8.3%
$2,079/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.