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House in Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro
House in Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 2House in Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 3House in Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 4House in Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro — image 5
Grade B+villamid-range

House in Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve ·

€425,000

Asking Price (EUR)

8.7%

True Net Yield (Owner, all-in)

6.0%

True Net Yield (Managed, all-in)

11.1%

True Gross Yield

59%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €54,054/yr
Average Daily Rate: €251
+25.0% vs area baselineImage quality 8/10 (+3%), Modern/contemporary style (+12%), Has pool (0%), Has garden (+10%)
Payback Period: 16.8 years
5-yr Capital Value: €492,691
10-yr Capital Value: €571,164
Brixfox Score: 72.5 / 100
Comparable Properties: 47
Data Confidence: 94%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€487,205

+14.6% over asking

Asking price€425,000
IMT — Property transfer tax (investment schedule)€21,830
IS — Stamp duty (0.8%)€3,400
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€6,375
Total acquisition costs€32,855
Renovation€0 — move-in ready
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€29,350
All-in investment (incl. renovation & furnishing)€487,205

Gross yield (asking price)

12.7%

True gross yield (all-in)

11.1%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 2
Building: 130 m²
Land: 101 m²
Style: contemporary
Condition: excellent
Energy Certificate: Not indicated
Private Pool
garden

AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

modern open-tread staircaseprivate garden patiocommunal pool access

Score Breakdown

ROI
20.82
Visual Appeal
11.6
Ownership Security
13
Location
10.56
Land & Space
2.65
Rental Demand
5.89
Payback Speed
4
STR Suitability
4

Description

"O" Unit 15 Two-story house located in a Resort. Two bedrooms, 2 bathrooms (1 on each floor), living and dining room, kitchen. Terrace with garden, balcony and one parking space. Description: The ground floor includes a living and dining room integrated with an equipped kitchen. It has access to the outside with a gard

Location

📍 37.1068°N, 8.4744°W

· Lagoa/Carvoeiro, Algarve, Portugal

View this property on Algarve Sales and Rentals →Listed via Idealista.pt
2-bedroom freehold villa in Lagoa/Carvoeiro — photo 1 of 5
Algarve Sales and Rentals
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2-bedroom freehold villa in Lagoa/Carvoeiro — photo 5 of 5

House in Mato Serrão - Vale da Lapa - Vale Currais, Lagoa e Carvoeiro

Lagoa/Carvoeiro · Central Algarve · Ref BF-66980 Source verified · Algarve Sales and Rentals · listed 1 Jun 2026
Asking price · Freehold
$461,957
View original listing
Ownership
Freehold
Bedrooms
2
Bathrooms
2
Built area
130 m²
Land
101 m²
True net yield
5.9%
≈ $4,578/mo net after costs & tax
5-yr total return (net + appreciation)
13.4% / yr avg
Payback in ~17 yrs from rent
Brixfox Score 73 · B+

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Energy: Not indicated
Condition: excellent
View: garden

Description

"O" Unit 15 Two-story house located in a Resort. Two bedrooms, 2 bathrooms (1 on each floor), living and dining room, kitchen. Terrace with garden, balcony and one parking space. Description: The ground floor includes a living and dining room integrated with an equipped kitchen. It has access to the outside with a gard

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$353/night
50% ($163)Brixfox estimate($353/night)200% ($650)
Occupancy
59%
10%Brixfox estimate(59%)100%

Short-Term Rental

Indicative
Yearly income
$36,592
Likely range $21,955 – $51,229
Airbnb data$353/night · 59% occupancy
Rental income
$353/night · 59% occ.
$70,370
Running costs (20%)
Utilities, cleaning, maintenance
-$14,074
Income tax (10%)
Indonesian rental income tax
-$19,703
Property tax
Annual property tax
-$0
Net income
7.9% ROI
$36,592

Investment Returns

After-tax net yield · all-in cost basis

Exact location

Net Yield · Fully-Managed · After Tax

5.9%

on all-in cost of $535,329

Scenario
Pre-tax
After-tax
Owner-managed
10.3%
9.1%
Fully-managed
7.1%
5.9%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

13.2%

Annual Revenue

$70,370

Income Tax / yr

$6,158

Payback

17 yrs

True All-In Cost
Asking price$461,957
IMT — transfer tax (non-resident 7.5%)$34,647
Stamp duty (0.8%)$3,696
Notary + registry$2,174
Legal$5,683
Furnishing + STR launch$27,174
All-in cost$535,329

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$3.4M$2.6M$1.7M$857K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $425K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 11: rental income alone has repaid the full purchase price.
2x return
Year 8: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$517K
+22%
Rental Income
+$179K
Total Position
$696K
+64%
10.4%/yr
Year 10
Capital Value
$629K
+48%
Rental Income
+$386K
Total Position
$1.0M
+139%
9.1%/yr
Year 20
Capital Value
$931K
+119%
Rental Income
+$905K
Total Position
$1.8M
+332%
7.6%/yr
Year 30
Capital Value
$1.4M
+224%
Rental Income
+$1.6M
Total Position
$3.0M
+601%
6.7%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Good
7.9% annual return
Occupancy
Average
59% average occupancy
Nightly Rate
Strong
$325 per night
Visual Appeal
Good
7/10 instagrammability
Size & Space
Weak
101 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $325 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Occupancy at 59% — factor in seasonal gaps

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

39% occ.
7.6%
$2,928/mo
49% occ.
9.6%
$3,681/mo
59% occ.
11.5%
$4,433/mo
current
69% occ.
13.5%
$5,186/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.