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Grade Bvillamid-range

House in

Lagoa/Carvoeiro · Central Algarve ·

€630,000

Asking Price (EUR)

4.3%

True Net Yield (Owner, all-in)

2.8%

True Net Yield (Managed, all-in)

6.0%

True Gross Yield

57%

Occupancy

Projections — conservative (data maturing)

Our Airbnb calendar dataset started 2.9 months ago and is currently at 24% maturity. Yields shown apply a conservative calibration (realised-ADR factor 0.77, occupancy cap 67%) that auto-fades to full fidelity by April 2027.

Projected Gross Revenue: €42,640/yr
Average Daily Rate: €207
Payback Period: 36.7 years
5-yr Capital Value: €730,343
10-yr Capital Value: €846,667
Brixfox Score: 59.6 / 100
Comparable Properties: 50
Data Confidence: 95%
Search Radius: 2 km

True Investment Cost

Portuguese transfer tax (IMT) + stamp duty (IS) + notary + registration + legal + renovation + full furnishing & STR launch setup.

€716,595

+13.7% over asking

Asking price€630,000
IMT — Property transfer tax (investment schedule)€38,230
IS — Stamp duty (0.8%)€5,040
Notary (escritura)€1,000
Property registry€250
Legal fees (~1.5%)€9,450
Total acquisition costs€53,970
Renovation (est. €55/m² × 105 m²)
Light touch-ups — paint, fixtures, deep clean.		€5,775
(€3,150–€8,400)
Furnishing & STR launch (2bd × €4500 base, mid-range tier)
Furniture, appliances, electronics, linens, AL licence setup, launch photography.		€26,850
All-in investment (incl. renovation & furnishing)€716,595

Gross yield (asking price)

6.8%

True gross yield (all-in)

6.0%

Estimates use Portugal's investment IMT schedule (non-permanent residence). Actual notary & legal vary; budget +€500–1,000 for surveyor, due-diligence and bank-mortgage fees if financing. Renovation cost is a heuristic on property condition × m² — verify with a site visit. Furnishing uses finish-level-tiered rates covering beds, living, kitchen, electronics, AL licence, linens & professional photography. Working capital (2-3 months operating buffer) not included.

Bedrooms: 2
Bathrooms: 3
Building: 105 m²
Land: 118 m²
Style: portuguese-traditional
Condition: good
Year Built: 2002
Energy Certificate: E
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AL Licence Status Unconfirmed

AL licence status unconfirmed — verify before purchase

Design Features

ocean viewtraditional Portuguese architectural detailswooden accents

Score Breakdown

ROI
10.56
Visual Appeal
11.4
Ownership Security
13
Location
10.56
Land & Space
3.39
Rental Demand
5.65
Payback Speed
1
STR Suitability
4

Description

Fantastic 2-bedroom townhouse in Terraços de Benagil, a short distance from Benagil Beach in Lagoa, Algarve. On the first floor is the social area, with a living room and dining room, full of natural light, adjacent is the compact but functional and fully equipped kitchen, a bathroom equipped with a shower and two sto

Location

📍 37.0940°N, 8.4720°W

· Lagoa/Carvoeiro, Algarve, Portugal

Visit LUXIMOS Christie’s International Real Estate →Listed via Idealista.pt
2-bedroom freehold villa in Lagoa/Carvoeiro — photo 1 of 5
LUXIMOS Christie’s International Real Estate
2-bedroom freehold villa in Lagoa/Carvoeiro — photo 2 of 5
2-bedroom freehold villa in Lagoa/Carvoeiro — photo 3 of 5
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2-bedroom freehold villa in Lagoa/Carvoeiro — photo 5 of 5

House in

Lagoa/Carvoeiro · Central Algarve · Ref BF-85 Source verified · LUXIMOS Christie’s International Real Estate · listed 2 Jun 2026
Asking price · Freehold
$684,783
View original listing
Ownership
Freehold
Bedrooms
2
Bathrooms
3
Built area
105 m²
Land
118 m²
True net yield
2.7%
≈ $3,320/mo net after costs & tax
5-yr total return (net + appreciation)
9.7% / yr avg
Payback in ~37 yrs from rent
Brixfox Score 60 · B

What nearby Airbnbs actually earn

Brixfox tracks the live availability calendars of Airbnb listings around this property. The rates and occupancy below are observed from real bookings — this is the data behind every yield figure on this page.

Location

Lagoa/Carvoeiro

Central Algarve, Approximate area

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Airbnb Comp Analysis

Finding Airbnb comps...

Property details

Year built: 2002
Energy: E
Condition: good

Description

Fantastic 2-bedroom townhouse in Terraços de Benagil, a short distance from Benagil Beach in Lagoa, Algarve. On the first floor is the social area, with a living room and dining room, full of natural light, adjacent is the compact but functional and fully equipped kitchen, a bathroom equipped with a shower and two sto

Income Breakdown

Figures are modelled estimates derived from comparable short-term-rental data — not guaranteed returns or financial advice. Do your own due diligence before investing.

Adjust Forecast

Customize your projections
Nightly Rate (ADR)
$291/night
50% ($134)Brixfox estimate($291/night)200% ($535)
Occupancy
57%
10%Brixfox estimate(57%)100%

Short-Term Rental

Indicative
Yearly income
$28,870
Likely range $17,322 – $40,417
Airbnb data$291/night · 57% occupancy
Rental income
$291/night · 57% occ.
$55,518
Running costs (20%)
Utilities, cleaning, maintenance
-$11,104
Income tax (10%)
Indonesian rental income tax
-$15,545
Property tax
Annual property tax
-$0
Net income
4.2% ROI
$28,870

Investment Returns

After-tax net yield · all-in cost basis

Area estimate

Net Yield · Area Estimate

2.7%

Based on area comps — this property's exact location is unconfirmed

Scenario
Pre-tax
After-tax
Owner-managed
5.1%
4.5%
Fully-managed
3.4%
2.7%
After-tax nets ~28% non-resident IRS on AL income (simplified regime). Yields are on the all-in acquisition cost, not the asking price.

Gross Yield

7.1%

Annual Revenue

$55,518

Income Tax / yr

$4,858

Payback

37 yrs

True All-In Cost
Asking price$684,783
IMT — transfer tax (non-resident 7.5%)$51,359
Stamp duty (0.8%)$5,478
Notary + registry$2,174
Legal$8,423
Furnishing + STR launch$27,174
All-in cost$779,390

Growth & Exit Strategy

How your investment grows over time

Freehold — 4%/yr appreciation in Lagoa/Carvoeiro.

$3.8M$2.9M$1.9M$951K$0Yr 0Yr 5Yr 10Yr 15Yr 20Yr 25Yr 30Paid back2x ReturnToday: $630K
Capital appreciation
Property value growing at +4%/yr based on Lagoa/Carvoeiro market trends.
Rental income
Cumulative net rental earnings collected over time, growing with annual revenue increases.
Total return
Capital value + rental income. Your actual total position if you sold and kept all rent.
Paid back
Year 19: rental income alone has repaid the full purchase price.
2x return
Year 11: total gains (capital + rental) have doubled your initial investment.
Year 5
Capital Value
$766K
+22%
Rental Income
+$141K
Total Position
$908K
+44%
7.6%/yr
Year 10
Capital Value
$933K
+48%
Rental Income
+$304K
Total Position
$1.2M
+96%
7.0%/yr
Year 20
Capital Value
$1.4M
+119%
Rental Income
+$714K
Total Position
$2.1M
+232%
6.2%/yr
Year 30
Capital Value
$2.0M
+224%
Rental Income
+$1.3M
Total Position
$3.3M
+425%
5.7%/yr
Turnkey Management

Your property, professionally managed

Buying from abroad? You won't lift a finger. A vetted local management partner is already connected to this listing — ready to run it as a short-stay rental from day one, so the Managed projections above are something you can actually rely on.

Vetted by Brixfox 8+ yrs operating 110+ properties managed ~2h guest response

Atlantic Stays Management

Vetted

Alojamento Local management, Lisbon to the Algarve

22%
Management fee
of rental revenue — already in your Managed figures

End-to-end AL management for international owners. We handle the licence, the platforms and the guests so your second home pays for itself.

What the fee covers

  • Listing setup & optimisation (Airbnb, Booking.com, VRBO)
  • Dynamic pricing & revenue management
  • 24/7 multilingual guest communication
  • Guided check-in / check-out & key handling
  • Professional cleaning, laundry & restocking
  • Maintenance & repairs coordination
  • Monthly owner statements & payouts
  • Guest screening & damage protection
  • Alojamento Local (AL) licence handling & renewals
  • SEF/AIMA guest registration & tourist-tax filing
Visit Atlantic Stays Management

Ask Brixfox AI

Conversational analysis — questions about this listing, answered from real data.

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Villa Scorecard

Location
Average
Emerging or secondary location
Rental Yield
Average
4.2% annual return
Occupancy
Average
57% average occupancy
Nightly Rate
Strong
$267 per night
Visual Appeal
Good
6/10 instagrammability
Size & Space
Weak
118 m² land area
Zoning
Average
STR zoning not confirmed
Tenure
Strong
Freehold ownership

Top Highlights

Premium nightly rate of $267 — positioned in the top tier
Freehold ownership — maximum long-term security

Watch Out

Secondary location — rental demand may be lower than premium areas
Yield of 4.2% is near the market average — model your cashflow carefully

Consider carefully. Returns are below market average for this price point.

Risks & What-If

What if occupancy changes?

Owner Managed scenario

37% occ.
4.0%
$2,261/mo
47% occ.
5.0%
$2,879/mo
57% occ.
6.1%
$3,498/mo
current
67% occ.
7.2%
$4,116/mo

Data Sources & Methodology

ROI calculations use verified Brixfox Intelligence rental data from a 12-month trailing window. Opex: 20% owner-managed, 45% fully-managed. Market factors in Portugal may impact actual yields.